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Proudly serving clients across Virginia and North Carolina.
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
The entire process was so smooth and fast. Everything was explained clearly, and there were no surprises, other than how great the service was. Joe Fuscaldo was incredibly proficient, knowledgeable and accommodating. Floyd Edward Severn, NC October 15 Rating: 5.0 out of 5.0 from Encompass
The entire process was so smooth and fast. Everything was explained clearly, and there were no surprises, other than how great the service was. Joe Fuscaldo was incredibly proficient, knowledgeable and accommodating.
Joe is top notch and his expertise and guidance kept me calm through the entire home-buying process. Brandon A COLONIAL BEACH, VA September 06 Rating: 5.0 out of 5.0 from Encompass
Joe is top notch and his expertise and guidance kept me calm through the entire home-buying process.
Joe & his team always go above and beyond for not only myself, but everyone that I have referred to them. I could not ask for a better group of skilled and knowledgable professionals to work with. AAA+++ Denise C VIRGINIA BEACH, VA August 30 Rating: 5.0 out of 5.0 from Encompass
Joe & his team always go above and beyond for not only myself, but everyone that I have referred to them. I could not ask for a better group of skilled and knowledgable professionals to work with. AAA+++
Ben would answer all my questions no matter when I texted Christina Chesapeake, VA August 08 Rating: 5.0 out of 5.0 from Encompass
Ben would answer all my questions no matter when I texted
Joe was extremely helpful throughout the entire process. From communication to recommendations, he went above and beyond. I will definitely continue to recommend him to friends, family, and clients alike. Matthew NORFOLK, VA June 05 Rating: 5.0 out of 5.0 from Encompass
Joe was extremely helpful throughout the entire process. From communication to recommendations, he went above and beyond. I will definitely continue to recommend him to friends, family, and clients alike.
I cannot say enough about how easy Joe made everyrhing. Great communication, support. I felt listened to, and like I was being advocated for through the whole process. Wonderful experience and I will reccommend him to everyone I know. Bethany Wadesboro, NC May 08 Rating: 5.0 out of 5.0 from Encompass
I cannot say enough about how easy Joe made everyrhing. Great communication, support. I felt listened to, and like I was being advocated for through the whole process. Wonderful experience and I will reccommend him to everyone I know.
On 02/25/2026 at 2:00 pm
Don't miss our Real Estate Realities: Relationships Over Transactions live webinar! Most agents burn out chasing the next deal. But the ones who thrive? They build relationships that keep business coming to them. If you’ve ever felt like your follow-up game needs more follow-through, this one's for you! See you there