Ready to buy your dream home? Start your purchase journey today with competitive rates and expert guidance.
Lower your monthly payments or access your home equity with our refinancing options.
Access calculators, guides, and tools to help you make informed mortgage decisions.
Learn more about our company, explore career opportunities, and discover our impact on the mortgage industry.
Proudly serving clients across Virginia and Maryland.
Ronnie Justice Jr. is originally from Washington D.C. and grew up on the Eastern Shore of Virginia. With 3 years of experience in the mortgage industry after a career in sales, he loves being a Loan Officer because it allows him to serve and give back to the community. He’s passionate about teaching, ensuring people receive accurate information they might not find on their own. Ronnie enjoys traveling with his two kids, Chandler and Skylar, always reminding himself to “slow down and smell the roses.” A dedicated barbecuer, he’s won numerous competitions and also used to enjoy woodworking as a hobby.
The Advice i received,The assistance and guidance. Daniel L PORTSMOUTH, VA January 19 Rating: 5.0 out of 5.0 from Encompass
The Advice i received,The assistance and guidance.
Ronnie was personable, available and professional. He kept me in a positive mindset and made a deal for me. Sharla Lynnette CHESAPEAKE, VA January 05 Rating: 5.0 out of 5.0 from Encompass
Ronnie was personable, available and professional. He kept me in a positive mindset and made a deal for me.
Exceptional service, communication, knowledge, problem solvers and had the best interest for me going above and beyond. Destiny Miracle HOPEWELL, VA December 29 Rating: 5.0 out of 5.0 from Encompass
Exceptional service, communication, knowledge, problem solvers and had the best interest for me going above and beyond.
I done a few deals with Mr. Justice and he always explained and try to do his best to help me. Thanks Ronnie. Looking forward to the next deal. Jose CHESAPEAKE, VA December 25 Rating: 5.0 out of 5.0 from Encompass
I done a few deals with Mr. Justice and he always explained and try to do his best to help me. Thanks Ronnie. Looking forward to the next deal.
Ronnie's clarity and communication were great. I never had to guess where things were in the loan process and my buyer client was very pleased with the service and communication as well. Kevin CHESAPEAKE, VA December 24 Rating: 5.0 out of 5.0 from Encompass
Ronnie's clarity and communication were great. I never had to guess where things were in the loan process and my buyer client was very pleased with the service and communication as well.
The thing that made it awesome was the part where Ronnie was very attentive to everything that was going on and he is very knowledgeable in the process and answered every single question , that we had. Rashaun Lamoar CHESTER, VA December 19 Rating: 5.0 out of 5.0 from Encompass
The thing that made it awesome was the part where Ronnie was very attentive to everything that was going on and he is very knowledgeable in the process and answered every single question , that we had.
On 02/25/2026 at 2:00 pm
Don't miss our Real Estate Realities: Relationships Over Transactions live webinar! Most agents burn out chasing the next deal. But the ones who thrive? They build relationships that keep business coming to them. If you’ve ever felt like your follow-up game needs more follow-through, this one's for you! See you there