Ready to buy your dream home? Start your purchase journey today with competitive rates and expert guidance.
Lower your monthly payments or access your home equity with our refinancing options.
Access calculators, guides, and tools to help you make informed mortgage decisions.
Learn more about our company, explore career opportunities, and discover our impact on the mortgage industry.
Proudly serving clients across Virginia.
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Stephanie was very informative. Communication was perfect, she communicated with me every step of the way, and addressed any concerns I might have had. Overall the experience was exciting and stress free. Myra Flor HAMPTON, VA February 02 Rating: 5.0 out of 5.0 from Encompass
Stephanie was very informative. Communication was perfect, she communicated with me every step of the way, and addressed any concerns I might have had. Overall the experience was exciting and stress free.
The communication, all questions were answered that I had and which made the process very smooth as a first time homebuyer . Bryce SMITHFIELD, VA January 19 Rating: 5.0 out of 5.0 from Encompass
The communication, all questions were answered that I had and which made the process very smooth as a first time homebuyer .
great loan officer (stephanie) and being able to sign all documents at my own desk. Keith SUFFOLK, VA October 04 Rating: 5.0 out of 5.0 from Encompass
great loan officer (stephanie) and being able to sign all documents at my own desk.
Stephanie was new as a loan officer and it was great to help her get her feet wet and understand how it all goes. she went over and beyond to help us get where we needed to be. She was amazing! Definitely recommend her for your mortgage loan needs! Stephanie Franklin, VA July 01 Rating: 5.0 out of 5.0 from Encompass
Stephanie was new as a loan officer and it was great to help her get her feet wet and understand how it all goes. she went over and beyond to help us get where we needed to be. She was amazing! Definitely recommend her for your mortgage loan needs!
On 02/25/2026 at 2:00 pm
Don't miss our Real Estate Realities: Relationships Over Transactions live webinar! Most agents burn out chasing the next deal. But the ones who thrive? They build relationships that keep business coming to them. If you’ve ever felt like your follow-up game needs more follow-through, this one's for you! See you there