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Steve is a lifelong resident of the Virginia Beach area and a graduate of James Madison University. He has been involved in the financial industry for more than a decade, including working with Fortune 500 companies.
Steve believes strongly in developing solid, long-lasting relationships with his clients and the local business community. He continues to develop an outstanding reputation among his clients by providing exceptional knowledge of the current mortgage products available to them in today’s ever-changing marketplace.
When away from the office, Steve enjoys the beach, biking, boating, golfing, cooking, football, and spending time with friends, family, and church. He is a former commercial airline pilot and believes that there is nothing in life that can’t be accomplished with hard work and dedication.
That mentality is exactly what Steve brings to all of his clients. Steve says, “Nobody cares how much you know until they know how much you care. I care and will work hard for you. I do what others can’t and what they can do, I do better!”
The communication ablbd education throughout the process was great. Donna L SUFFOLK, VA December 30 Rating: 5.0 out of 5.0 from Encompass
The communication ablbd education throughout the process was great.
Just being able to keep communication was a good thing. Darryl Suffolk, VA November 28 Rating: 5.0 out of 5.0 from Encompass
Just being able to keep communication was a good thing.
Steve was very attentive and accomdating to us and was very patient considering we were first time home buyers. We ill I'll definitely be recommending him to our friends and family getting ready to buy a house Justin Rod VIRGINIA BEACH, VA September 12 Rating: 5.0 out of 5.0 from Encompass
Steve was very attentive and accomdating to us and was very patient considering we were first time home buyers. We ill I'll definitely be recommending him to our friends and family getting ready to buy a house
I had a fantastic experience from start to finish, and was responsive, knowledgeable, and truly dedicated to making the home buying process smooth and stress-free. Alll my questions were clearly answered, and kept everything on track with great communication. I felt supported every step of the way and couldn’t be happier with how everything ... Jonathan D Waverly, VA June 20 Rating: 5.0 out of 5.0 from Encompass
I had a fantastic experience from start to finish, and was responsive, knowledgeable, and truly dedicated to making the home buying process smooth and stress-free. Alll my questions were clearly answered, and kept everything on track with great communication. I felt supported every step of the way and couldn’t be happier with how everything ...
Steve and Allison made this whole process easy for us. They both were quick to respond to calls and emails. When closing had to be moved , due to an unfinished repair, Steve was there to make the change as simple as possible. Dora L Waverly, VA June 17 Rating: 5.0 out of 5.0 from Encompass
Steve and Allison made this whole process easy for us. They both were quick to respond to calls and emails. When closing had to be moved , due to an unfinished repair, Steve was there to make the change as simple as possible.
Always enjoy working with Steve. Ken Franklin, VA June 09 Rating: 5.0 out of 5.0 from Encompass
Always enjoy working with Steve.
Very promt with responding to phone calls, willing to answer all questions, tell you all the info up front, does not hide anything, informative throughout the whole home buying process. Zacharia K Franklin, VA June 07 Rating: 5.0 out of 5.0 from Encompass
Very promt with responding to phone calls, willing to answer all questions, tell you all the info up front, does not hide anything, informative throughout the whole home buying process.
Both Allison and Steven were always available to answer all my questions and was willing to give advice that made this whole experience so much easier I really appreciate them both Jody P Moyock, NC May 07 Rating: 5.0 out of 5.0 from Encompass
Both Allison and Steven were always available to answer all my questions and was willing to give advice that made this whole experience so much easier I really appreciate them both
Steve is always available when I need him. CHARLENE Moyock, NC March 29 Rating: 5.0 out of 5.0 from Encompass
Steve is always available when I need him.
Steve was always available if we had any questions. He was very informative and we could tell he really cared about helping us with our home buying process! Ashley B Portsmouth, VA December 07 Rating: 5.0 out of 5.0 from Encompass
Steve was always available if we had any questions. He was very informative and we could tell he really cared about helping us with our home buying process!
Always communicating with me and the client TOM Virginia Beach, VA July 22 Rating: 5.0 out of 5.0 from Encompass
Always communicating with me and the client
Stephen Holland was fantastic throughout my loan process! Their guidance and support made everything a much smoother and more positive experience. Saleem Ali Hertford, NC June 26 Rating: 5.0 out of 5.0 from Encompass
Stephen Holland was fantastic throughout my loan process! Their guidance and support made everything a much smoother and more positive experience.
On 02/25/2026 at 2:00 pm
Don't miss our Real Estate Realities: Relationships Over Transactions live webinar! Most agents burn out chasing the next deal. But the ones who thrive? They build relationships that keep business coming to them. If you’ve ever felt like your follow-up game needs more follow-through, this one's for you! See you there