Renovation Loans

Make Your Dream Home

AnnieMac’s Renovation Loans offer a solution

Finding a perfect home with all desired features within a budget is rare

These loans allow you to transform a house needing minor repairs or a complete makeover into your dream home by rolling renovation expenses into your mortgage. This approach can potentially result in a loan costing less than your target price range, even after renovations.

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Know Your Options

Your Options: Quick Information

    • FHA 203k
    • FHA Limited
    • FannieMae Homestyle
    • Minimum Credit
    • 600
    • 600
    • 620
    • Debt to Income
    • 55%
    • 55%
    • AUS Approved
    • HUD
    • Consultant Required
    • Consultant NOT Required
    • Consultant NOT Required
    • Draws
    • Up to 5
    • 2 Allowed
    • None
    • Repairs
    • $5,000 - unlimited
    • No minimum - $35,000
    • ≤ 75% of "as-completed" value (1-unit Owner Occupied)
    • Down Payment
    • 3.50%
    • 3.50%
    • 3%
    • Occupancy
    • Primary Occupancy Only
    • Primary Occupancy Only
    • Primary Occupancy Only
    • Properties
    • 1-to-4 family dwellings, FHA condos, manufactured homes built after 1978, mixed use.
    • 1-to-4 family dwellings, FHA condos, manufactured homes built after 1978, mixed use.
    • 1 unit Residence, 2 unit residence.

Make Your Dream Home

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Contact Information
Additional Information
American Neighborhood Mortgage Acceptance Company, LLC dba AnnieMac Home Mortgage ("Company," "We," or "Us") seeks your consent to contact you with certain non-emergency, automated, autodialed, prerecorded, or other informational and telemarketing phone calls or text messages under the Telephone Consumer Protection Act (“TCPA”). By selecting "Submit," you are providing your electronic signature and thereby authorize Us, our service providers, and/or our affiliates to contact you and any joint applicant at the home phone and/or mobile number listed above, and you agree such contact may be made using an automatic telephone dialing system (ATDS) or artificial prerecorded voice. Further, by selecting "Submit," you acknowledge and agree that: you are not required to grant your consent as a condition of buying any property, goods, or services; you may revoke your consent at any time by calling (888) 636-1335 or by emailing Privacy_OptOut@annie-mac.com; Message and data rates may apply.