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Bill Lowden is a native of Indiana, where he grew up working on a farm and, as a result, learned the value of a hard day’s work from a young age. Bill went on to play baseball in college and later join the Navy, which led to him settling down in Hampton Roads, as one of the region’s many proud veterans. He enjoys spending time with his family and watching his children’s swimming, lacrosse, and wrestling matches. Bill applies his small-town mentality to his business – he’s never met a stranger and takes great pride in providing standout customer care.
Bill has twenty years of experience in the textbook industry, during which he received numerous awards for customer service and sales growth. While Bill has been in the mortgage industry for only five years, he has garnered numerous awards at OVM, including “Rookie of The Year”ť in 2016 based on the quality and speed of the loans he was able to close. Bill is also an active fundraiser for important causes, supports many different charities, and most importantly is a proud husband and father. Bill looks forward to establishing successful partnerships all across the Hampton Roads Region and specifically, working with you!
Bill explained every step of the way. Crystal Yvonne CHESAPEAKE, VA January 26 Rating: 5.0 out of 5.0 from Encompass
Bill explained every step of the way.
I cannot recommend Loan Officer Bill Lowden highly enough. From start to finish, Him and his assistant or team member Cullen Bell were professional, knowledgeable, and genuinely committed to making the entire loan process smooth and stress-free. They took the time to clearly explain every step, answered all of our questions promptly, and always ... Pearlreeshah L CHESAPEAKE, VA January 26 Rating: 5.0 out of 5.0 from Encompass
I cannot recommend Loan Officer Bill Lowden highly enough. From start to finish, Him and his assistant or team member Cullen Bell were professional, knowledgeable, and genuinely committed to making the entire loan process smooth and stress-free. They took the time to clearly explain every step, answered all of our questions promptly, and always ...
the personal attention. We didn't feel like a transaction we felt as we were dealing with family and the type of family you have a great relationship with not the type you don't want to be bothered wit lol. We appreciate the knowledge transfer it's always a great thing when you are edu in the process. Carmen Prudencia CHESAPEAKE, VA January 20 Rating: 5.0 out of 5.0 from Encompass
the personal attention. We didn't feel like a transaction we felt as we were dealing with family and the type of family you have a great relationship with not the type you don't want to be bothered wit lol. We appreciate the knowledge transfer it's always a great thing when you are edu in the process.
Bill and his team were wonderful to work with. Communicated thoroughly every step of the way to ensure a smooth closing for our buyers. MELLISSA NORFOLK, VA December 29 Rating: 5.0 out of 5.0 from Encompass
Bill and his team were wonderful to work with. Communicated thoroughly every step of the way to ensure a smooth closing for our buyers.
Great communication and explination of all quesitons I had throughout the loan process. Robert Norfolk, VA December 15 Rating: 5.0 out of 5.0 from Encompass
Great communication and explination of all quesitons I had throughout the loan process.
The care and attention towards my process going smoothly Collin SURRY, VA November 24 Rating: 5.0 out of 5.0 from Encompass
The care and attention towards my process going smoothly
On 02/25/2026 at 2:00 pm
Don't miss our Real Estate Realities: Relationships Over Transactions live webinar! Most agents burn out chasing the next deal. But the ones who thrive? They build relationships that keep business coming to them. If you’ve ever felt like your follow-up game needs more follow-through, this one's for you! See you there