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Proudly serving clients across Virginia, Florida and North Carolina.
During the mortgage process, your loan originator is your go-to person throughout the entire homebuying journey. Whether you’re buying, selling, refinancing, or building your dream home, your loan originator is there for you every step of the way. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who can give you quick and accurate financial advice. As an experienced loan originator, I have the knowledge and expertise you need to explore the many financing options available.
Before entering the mortgage field, I received my bachelor’s degree in business from Old Dominion University. I enjoy creating relationships with both my clients and business partners, as well as helping homebuyers achieve their goal of homeownership.
When I am not helping buyers purchase their dream homes, I enjoy golfing and spending time with my wife, Natalie.
I hope you will browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and use our secure online application to get started.
After you have applied, I will call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice. I look forward to working with you.
Carter and the team were very helpful and worked so hard for my family. Highly recommend to anyone! Ashley J PORT CHARLOTTE, FL March 27 Rating: 5.0 out of 5.0 from Encompass
Carter and the team were very helpful and worked so hard for my family. Highly recommend to anyone!
Great experience with awesome professionals. They worked patiently and quickly with us for weeks while we were purchasing a home from overseas. Thank you Carter and the OVM team. Marcus A GLOUCESTER, VA March 26 Rating: 4.5 out of 5.0 from Encompass
Great experience with awesome professionals. They worked patiently and quickly with us for weeks while we were purchasing a home from overseas. Thank you Carter and the OVM team.
never felt that I was bothering anyone anytime. I reached out for my many questions. Ashley R SUFFOLK, VA March 24 Rating: 5.0 out of 5.0 from Encompass
never felt that I was bothering anyone anytime. I reached out for my many questions.
Very communicative and able to get the job done Tre NORFOLK, VA March 23 Rating: 5.0 out of 5.0 from Encompass
Very communicative and able to get the job done
It was a very pleasant experience from the ease of communication to the explanation of requirements. I will definitely be talking to Carter and his team when I am ready for refi. Kenny EDEN, NC March 21 Rating: 5.0 out of 5.0 from Encompass
It was a very pleasant experience from the ease of communication to the explanation of requirements. I will definitely be talking to Carter and his team when I am ready for refi.
Carter made this experience stress free Ayden Mitchell ELIZABETH CITY, NC March 17 Rating: 5.0 out of 5.0 from Encompass
Carter made this experience stress free
Carter made everything pleasant & easy. He made himself available after hours, weekends & even during the holidays to answer any questions & supply me with any additional info that my son or I needed. I'm extremely pleased & highly recommend. Julius AHOSKIE, NC February 23 Rating: 5.0 out of 5.0 from Encompass
Carter made everything pleasant & easy. He made himself available after hours, weekends & even during the holidays to answer any questions & supply me with any additional info that my son or I needed. I'm extremely pleased & highly recommend.
Very responsive and knowledgeable. Would recommend everybody! Tansu WILLIAMSBURG, VA February 17 Rating: 5.0 out of 5.0 from Encompass
Very responsive and knowledgeable. Would recommend everybody!
Carter's patience and understanding for us being new/first time home buyers. His knowledge and ability to explain every step of the process in a way that made sense and the transparency provided so there were no "surprises" along the way. Crystal L ELIZABETH CITY, NC December 18 Rating: 5.0 out of 5.0 from Encompass
Carter's patience and understanding for us being new/first time home buyers. His knowledge and ability to explain every step of the process in a way that made sense and the transparency provided so there were no "surprises" along the way.
From start to finish, no matter how plans changed our originator provided us with amazing information and assistance. We wouldn't recommend anyone else for home buying! Randall L ELIZABETH CITY, NC December 17 Rating: 5.0 out of 5.0 from Encompass
From start to finish, no matter how plans changed our originator provided us with amazing information and assistance. We wouldn't recommend anyone else for home buying!