Ready to buy your dream home? Start your purchase journey today with competitive rates and expert guidance.
Lower your monthly payments or access your home equity with our refinancing options.
Access calculators, guides, and tools to help you make informed mortgage decisions.
Learn more about our company, explore career opportunities, and discover our impact on the mortgage industry.
Proudly serving clients across Virginia.
A graduate of Radford University with more than 28 years in the mortgage industry, Chip Simkins has built a positive business reputation by putting clients into mortgage programs that are beneficial now and into the future. By securing options that are financially best for his clients, he is rewarded with their repeat business and loyalty, along with respect among the real estate community.
After leading Old Virginia Mortgage (now OVM Financial, Inc.) as Sr. Vice President for over a year, Chip and business partner, George Temple, Jr., bought OVM in October 2010. Since then, Chip has brought partners Aaron Legum, Matt Beckwith, and Ben Temple on board.
Chip currently serves as a Chairman of the Board for OVM Financial and is still dedicated to originating loans for the company. Chip also served as President of the Tidewater Mortgage Bankers Association. Prior to this, he was branch manager for C&F Mortgage, and Vice President with Towne Bank Mortgage.
Chip’s wife, Jodi, and their four kids are the most important part of his life. His eldest two daughters, Elizabeth and Sydney, have graduated college and work with him at OVM, and the youngest daughter, Morgan, is in her senior year of college. His baby boy, Jack, is now a senior in high school and plans to attend college in the fall.
When you buy a home you speak with quite a few mortgage lenders. Weeding out what company to go with gets tricky. I was buying my first home a month ago. I was extremely nervous due to the fact I did not know too much when it came to getting a mortgage. I was not even sure what type of questions to ask. My realtor suggested OVM financial, and that ... Lindsey Demoranville Norfolk, VA April 30 Rating: 5.0 out of 5.0 from Zillow
When you buy a home you speak with quite a few mortgage lenders. Weeding out what company to go with gets tricky. I was buying my first home a month ago. I was extremely nervous due to the fact I did not know too much when it came to getting a mortgage. I was not even sure what type of questions to ask. My realtor suggested OVM financial, and that ...
Chip and his team at OVM made the mortgage loan process very easy for me. They were very responsive, polite, and answered my thousands of questions thoroughly. One of the main qualities I wanted in a lender was honesty and Chip was very honest, sometimes even overestimating my costs to prepare me for worst case scenario. I requested to move my clo... Cd275 Norfolk, VA April 30 Rating: 5.0 out of 5.0 from Zillow
Chip and his team at OVM made the mortgage loan process very easy for me. They were very responsive, polite, and answered my thousands of questions thoroughly. One of the main qualities I wanted in a lender was honesty and Chip was very honest, sometimes even overestimating my costs to prepare me for worst case scenario. I requested to move my clo...
His work speaks for himself. He educated me throughout the process of buying my first home. Closed earlier than expected. He also gave us great feedback and quick response when needed. Tragic22004 Norfolk, VA April 30 Rating: 5.0 out of 5.0 from Zillow
His work speaks for himself. He educated me throughout the process of buying my first home. Closed earlier than expected. He also gave us great feedback and quick response when needed.
I have known Chip Simkins for many years and would not hesitate to use him for my mortgage needs. I initially used him in 2006 for two mortgages and have since sought his advice on a number of mortgage related issues that he has always been quick and willing to me with. He always promptly responds with honest and helpful information. When he h... Johncolona Mount Pleasant, SC April 03 Rating: 5.0 out of 5.0 from Zillow
I have known Chip Simkins for many years and would not hesitate to use him for my mortgage needs. I initially used him in 2006 for two mortgages and have since sought his advice on a number of mortgage related issues that he has always been quick and willing to me with. He always promptly responds with honest and helpful information. When he h...
I have used Chip Simkins and OVM numerous times over the years, and I have always been extremely satisfied. His knowledge of the business is unmatched in the area, and his attention to detail has made every transaction hassle free and easy. I would highly reccomend him and his company to anyone in need of mortgage assistance.Tripp Heilig Trippheilig Virginia Beach, VA April 03 Rating: 5.0 out of 5.0 from Zillow
I have used Chip Simkins and OVM numerous times over the years, and I have always been extremely satisfied. His knowledge of the business is unmatched in the area, and his attention to detail has made every transaction hassle free and easy. I would highly reccomend him and his company to anyone in need of mortgage assistance.Tripp Heilig
I have used Chip Simkins for my loan and found him very helpful. He was always very organized and willing to answer all my questions . I will call him when I do my next loan and refer friends to him all the time. User95334504 Virginia Beach, VA April 03 Rating: 5.0 out of 5.0 from Zillow
I have used Chip Simkins for my loan and found him very helpful. He was always very organized and willing to answer all my questions . I will call him when I do my next loan and refer friends to him all the time.