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A graduate of Radford University with more than 28 years in the mortgage industry, Chip Simkins has built a positive business reputation by putting clients into mortgage programs that are beneficial now and into the future. By securing options that are financially best for his clients, he is rewarded with their repeat business and loyalty, along with respect among the real estate community.
After leading Old Virginia Mortgage (now OVM Financial, Inc.) as Sr. Vice President for over a year, Chip and business partner, George Temple, Jr., bought OVM in October 2010. Since then, Chip has brought partners Aaron Legum, Matt Beckwith, and Ben Temple on board.
Chip currently serves as a Chairman of the Board for OVM Financial and is still dedicated to originating loans for the company. Chip also served as President of the Tidewater Mortgage Bankers Association. Prior to this, he was branch manager for C&F Mortgage, and Vice President with Towne Bank Mortgage.
Chip’s wife, Jodi, and their four kids are the most important part of his life. His eldest two daughters, Elizabeth and Sydney, have graduated college and work with him at OVM, and the youngest daughter, Morgan, is in her senior year of college. His baby boy, Jack, is now a senior in high school and plans to attend college in the fall.
Rating: 5.0 out of 5.0 from Zillow Chip Simpkins did a wonderful job on our mortgage loan he went above and beyond In making things as painless as possible.He answered all my questions and assistant Rhonda helped tremendously. I would definitely recommend him to anyone buying or re-financing a home.Closing was right on time everything worked out just as he promised KeithVirginia Beach, VA May 28
Chip Simpkins did a wonderful job on our mortgage loan he went above and beyond In making things as painless as possible.He answered all my questions and assistant Rhonda helped tremendously. I would definitely recommend him to anyone buying or re-financing a home.Closing was right on time everything worked out just as he promised
Rating: 5.0 out of 5.0 from Zillow When you buy a home you speak with quite a few mortgage lenders. Weeding out what company to go with gets tricky. I was buying my first home a month ago. I was extremely nervous due to the fact I did not know too much when it came to getting a mortgage. I was not even sure what type of questions to ask. My realtor suggested OVM financial, and that ... Lindsey DemoranvilleNorfolk, VA Apr 30
When you buy a home you speak with quite a few mortgage lenders. Weeding out what company to go with gets tricky. I was buying my first home a month ago. I was extremely nervous due to the fact I did not know too much when it came to getting a mortgage. I was not even sure what type of questions to ask. My realtor suggested OVM financial, and that ...
Rating: 5.0 out of 5.0 from Zillow Chip and his team at OVM made the mortgage loan process very easy for me. They were very responsive, polite, and answered my thousands of questions thoroughly. One of the main qualities I wanted in a lender was honesty and Chip was very honest, sometimes even overestimating my costs to prepare me for worst case scenario. I requested to move my clo... Cd275Norfolk, VA Apr 30
Chip and his team at OVM made the mortgage loan process very easy for me. They were very responsive, polite, and answered my thousands of questions thoroughly. One of the main qualities I wanted in a lender was honesty and Chip was very honest, sometimes even overestimating my costs to prepare me for worst case scenario. I requested to move my clo...
Rating: 5.0 out of 5.0 from Zillow His work speaks for himself. He educated me throughout the process of buying my first home. Closed earlier than expected. He also gave us great feedback and quick response when needed. Tragic22004Norfolk, VA Apr 30
His work speaks for himself. He educated me throughout the process of buying my first home. Closed earlier than expected. He also gave us great feedback and quick response when needed.
Rating: 5.0 out of 5.0 from Zillow I have known Chip Simkins for many years and would not hesitate to use him for my mortgage needs. I initially used him in 2006 for two mortgages and have since sought his advice on a number of mortgage related issues that he has always been quick and willing to me with. He always promptly responds with honest and helpful information. When he h... JohncolonaMount Pleasant, SC Apr 03
I have known Chip Simkins for many years and would not hesitate to use him for my mortgage needs. I initially used him in 2006 for two mortgages and have since sought his advice on a number of mortgage related issues that he has always been quick and willing to me with. He always promptly responds with honest and helpful information. When he h...
Rating: 5.0 out of 5.0 from Zillow I have used Chip Simkins and OVM numerous times over the years, and I have always been extremely satisfied. His knowledge of the business is unmatched in the area, and his attention to detail has made every transaction hassle free and easy. I would highly reccomend him and his company to anyone in need of mortgage assistance.Tripp Heilig TrippheiligVirginia Beach, VA Apr 03
I have used Chip Simkins and OVM numerous times over the years, and I have always been extremely satisfied. His knowledge of the business is unmatched in the area, and his attention to detail has made every transaction hassle free and easy. I would highly reccomend him and his company to anyone in need of mortgage assistance.Tripp Heilig
Rating: 5.0 out of 5.0 from Zillow I have used Chip Simkins for my loan and found him very helpful. He was always very organized and willing to answer all my questions . I will call him when I do my next loan and refer friends to him all the time. User95334504Virginia Beach, VA Apr 03
I have used Chip Simkins for my loan and found him very helpful. He was always very organized and willing to answer all my questions . I will call him when I do my next loan and refer friends to him all the time.
Rating: 5.0 out of 5.0 from Zillow We have used Chip for several home purchases as well as refinancing opportunities over the years. Chip is well known in the community and industry as one of the top professionals in his field. This holds true and is evident with any loan he helps you with. His experience allows him to cater and customize each loan based on the client's individua... ThomaswdyeVirginia Beach, VA Apr 03
We have used Chip for several home purchases as well as refinancing opportunities over the years. Chip is well known in the community and industry as one of the top professionals in his field. This holds true and is evident with any loan he helps you with. His experience allows him to cater and customize each loan based on the client's individua...
Rating: 5.0 out of 5.0 from Zillow Chip made the process of obtaining a mortgage very easy. From the moment we submitted our loan application to the time of closing he was always in touch with updates and we closed on time! I have since used Chip two other times and both times the process was seamless. I would certainly refer Chip to anyone and will continue to use him myself. Cory052Virginia Beach, VA Apr 03
Chip made the process of obtaining a mortgage very easy. From the moment we submitted our loan application to the time of closing he was always in touch with updates and we closed on time! I have since used Chip two other times and both times the process was seamless. I would certainly refer Chip to anyone and will continue to use him myself.
Rating: 5.0 out of 5.0 from Zillow We refinanced our house with Chipper Simpkins and his team and couldn't have been more pleased. He had all the paperwork well organized and kept us informed of the process as it played out. I will definitely do business with OVM Finacial in the future. GfshortNorfolk, VA Apr 03
We refinanced our house with Chipper Simpkins and his team and couldn't have been more pleased. He had all the paperwork well organized and kept us informed of the process as it played out. I will definitely do business with OVM Finacial in the future.
Rating: 5.0 out of 5.0 from Zillow I have known Chip for over 20 years and would highly recommend him for originating your mortgage. My wife and I used his services for our first home and it's refinance. His knowledge of the business, loan rates , and available finance vehicles are key to a successful mortgage. I wouldn't hesitate to call him again or recommend to family , friends ,... Chip Apr 03
I have known Chip for over 20 years and would highly recommend him for originating your mortgage. My wife and I used his services for our first home and it's refinance. His knowledge of the business, loan rates , and available finance vehicles are key to a successful mortgage. I wouldn't hesitate to call him again or recommend to family , friends ,...
Rating: 5.0 out of 5.0 from Zillow Chip and his staff did a fantastic job helping us get the home of our dreams. Very professional and extremely helpful, the staff at Old Virginia Mortgage made a very stressful process go very smooth. 5 stars! LoriVirginia Beach, VA Apr 03
Chip and his staff did a fantastic job helping us get the home of our dreams. Very professional and extremely helpful, the staff at Old Virginia Mortgage made a very stressful process go very smooth. 5 stars!
Rating: 5.0 out of 5.0 from Zillow Doing business with Chip and Kim at OVM was a pleasure! Chip knows his stuff and Kim stays on task!! I thought the process was going to be a horror show, but as long as I did my part in a timely manner, it was a cake walk! I had loads of questions and Chip and Kim were patient with me. My husband and I would tell anyone "Go talk to Chip at OVM!" Sealmom041Chesapeake, VA Apr 03
Doing business with Chip and Kim at OVM was a pleasure! Chip knows his stuff and Kim stays on task!! I thought the process was going to be a horror show, but as long as I did my part in a timely manner, it was a cake walk! I had loads of questions and Chip and Kim were patient with me. My husband and I would tell anyone "Go talk to Chip at OVM!"
Rating: 5.0 out of 5.0 from Zillow Chip made it happen for us! He and his staff are prompt and professional. I'm so glad that we found him and his team. I would not hesitate to recommend his service to my friends and family. I can't say enough good things about our experience with Chip's services. Chip is Top Notch! CampmarianVirginia Beach, VA Apr 03
Chip made it happen for us! He and his staff are prompt and professional. I'm so glad that we found him and his team. I would not hesitate to recommend his service to my friends and family. I can't say enough good things about our experience with Chip's services. Chip is Top Notch!
Rating: 5.0 out of 5.0 from Zillow Chip was responsive, patient, and extremely knowledgeable. He covered all of the bases and I had a very smooth closing. It was the second real estate transaction that I closed with OVM Financial and the experiences couldn't have been better. BmcnaughtonVirginia Beach, VA Apr 03
Chip was responsive, patient, and extremely knowledgeable. He covered all of the bases and I had a very smooth closing. It was the second real estate transaction that I closed with OVM Financial and the experiences couldn't have been better.
Rating: 5.0 out of 5.0 from Zillow I hardly ever write reviews and yet lately I am very much aware how much I read them before making a purchase or securing a service, so I felt truly compelled to do my part since I relay on others opinions and experiences.I am in sales, customer service is one of the things I pride myself on and I can therefore have high expectations when I am the ... BettyVirginia Beach, VA Apr 03
I hardly ever write reviews and yet lately I am very much aware how much I read them before making a purchase or securing a service, so I felt truly compelled to do my part since I relay on others opinions and experiences.I am in sales, customer service is one of the things I pride myself on and I can therefore have high expectations when I am the ...
Rating: 5.0 out of 5.0 from Zillow I worked with Chip to handle refinancing my mortgage, and I can’t imagine things going more smoothly. I was pretty ignorant about the whole process, but Chip and his team guided me through it with ease. I was always responded to quickly via email (within 24 hours) and any complicated situations/questions were handled over the phone right away. ... ParkerwmailVirginia Beach, VA Apr 03
I worked with Chip to handle refinancing my mortgage, and I can’t imagine things going more smoothly. I was pretty ignorant about the whole process, but Chip and his team guided me through it with ease. I was always responded to quickly via email (within 24 hours) and any complicated situations/questions were handled over the phone right away. ...
Rating: 5.0 out of 5.0 from Zillow Chip was easily contacted through many means including email and text. His answers to each and every question I had were detailed, exact and helpful. Chip is a very consistent individual whose actions exceed his words. I would highly encourage friends family and anyone looking for assistance to give Chip a call and ask for some help. When it comes ... Adidas123086Portsmouth, VA Apr 03
Chip was easily contacted through many means including email and text. His answers to each and every question I had were detailed, exact and helpful. Chip is a very consistent individual whose actions exceed his words. I would highly encourage friends family and anyone looking for assistance to give Chip a call and ask for some help. When it comes ...
Rating: 5.0 out of 5.0 from Zillow Chip is extremely knowledgeable, took his time and explained every little detail as I was nervous and unsure of the process. He was recommended to me from a friend who also used his services and was very pleased. I felt very confident in his ability and his honesty. StacykathleenVirginia Beach, VA Apr 03
Chip is extremely knowledgeable, took his time and explained every little detail as I was nervous and unsure of the process. He was recommended to me from a friend who also used his services and was very pleased. I felt very confident in his ability and his honesty.
Rating: 5.0 out of 5.0 from Zillow Our process was very smooth and we would recommend this company to anyone looking to refinance or secure a new mortgage. Very professional and helpful, from the loan officer to the front desk person, all were very friendly. WyattVirginia Beach, VA Apr 03
Our process was very smooth and we would recommend this company to anyone looking to refinance or secure a new mortgage. Very professional and helpful, from the loan officer to the front desk person, all were very friendly.
Rating: 4.0 out of 5.0 from Zillow Chip patiently worked with us as we worked through several obstacles ensuring we would close on time. It was comforting to work with someone face-to-face who also lives in the community where we purchased. JimelbeVirginia Beach, VA Apr 03
Chip patiently worked with us as we worked through several obstacles ensuring we would close on time. It was comforting to work with someone face-to-face who also lives in the community where we purchased.
Rating: 5.0 out of 5.0 from Zillow Chip helped us so much! Through him, we were able to not only buy a new house but keep our old one as a rental property. Other lenders told us it was not possible, but Chip made it happen! He made the entire process easy and seamless. Zuser20160119112736885Chesapeake, VA Apr 03
Chip helped us so much! Through him, we were able to not only buy a new house but keep our old one as a rental property. Other lenders told us it was not possible, but Chip made it happen! He made the entire process easy and seamless.
Rating: 5.0 out of 5.0 from Zillow My lender was great. I was kept informed of the process every step of the way. Chip and Rhonda are fantastic. They are timely, professional and explained everything. Zuser20160205214148464Midlothian, VA Apr 03
My lender was great. I was kept informed of the process every step of the way. Chip and Rhonda are fantastic. They are timely, professional and explained everything.
Rating: 5.0 out of 5.0 from Zillow This was our second home purchase. Chip and Rhonda made this process extremely simple from the the day of application to the closing table. Any questions that we had, were answered in a timely manner. When we needed to be being in contact with either Chip or Rhonda was simple, they were there for us! We enjoyed working with Chip and Rhonda, we can ... TrneerhofVirginia Beach, VA Apr 03
This was our second home purchase. Chip and Rhonda made this process extremely simple from the the day of application to the closing table. Any questions that we had, were answered in a timely manner. When we needed to be being in contact with either Chip or Rhonda was simple, they were there for us! We enjoyed working with Chip and Rhonda, we can ...
Rating: 5.0 out of 5.0 from Zillow We were trying to get pre-approved to start our home search, Chip's team helped us figure out as self employed what we needed to do, they recommended the necessary steps and we should be in good shape in a few months and start our journey. BetibravoChesapeake, VA Apr 03
We were trying to get pre-approved to start our home search, Chip's team helped us figure out as self employed what we needed to do, they recommended the necessary steps and we should be in good shape in a few months and start our journey.