Ready to buy your dream home? Start your purchase journey today with competitive rates and expert guidance.
Lower your monthly payments or access your home equity with our refinancing options.
Access calculators, guides, and tools to help you make informed mortgage decisions.
Learn more about our company, explore career opportunities, and discover our impact on the mortgage industry.
10 Plays to Buy & Sell In a Competitive Market
5 Plays to Re-Engage Your Database & Stand Out
Proudly serving clients across Florida and Georgia.
I have been in the mortgage business since 1994 and focused initially on first time buyers with a heavy concentration in FHA & VA lending. Over the years I’ve learned the extensive guidelines of not only FHA, VA but also USDA, FNMA and FHLMC. Thru the years I have gained an extensive knowledge of residential lending and went through the process to become a Mortgage Planner. As my knowledge base has grown, I’ve expanded my client base and now find myself assisting a large number of Move up, Second home, Investment & Jumbo buyers!
David was wonderful. Communicated with us and everything went smoothly. Robert MIDDLEBURG, FL March 17 Rating: 5.0 out of 5.0 from Encompass
David was wonderful. Communicated with us and everything went smoothly.
David and his team were wonderful! The home-buying process can be so overwhelming, but they made it very simple and seamless with offering us options that fit our situation, while keeping us on track with great communication. We would definitely recommend and use them again in the future! Erin MIDDLEBURG, FL March 15 Rating: 5.0 out of 5.0 from Encompass
David and his team were wonderful! The home-buying process can be so overwhelming, but they made it very simple and seamless with offering us options that fit our situation, while keeping us on track with great communication. We would definitely recommend and use them again in the future!
David and his team keep you updated every step of the way. Once the process starts from beginning to end, you will always be informed and kept up to speed on whats going on. I am a repeat customer on purchasing real estate with David, I will be utilizing him again in the future as well. Tyler Allen JACKSONVILLE, FL March 10 Rating: 5.0 out of 5.0 from Encompass
David and his team keep you updated every step of the way. Once the process starts from beginning to end, you will always be informed and kept up to speed on whats going on. I am a repeat customer on purchasing real estate with David, I will be utilizing him again in the future as well.
Couldn't be more pleased with the team We had a couple of bumps in the road but they worked them through to closing I would diffantly use them again and refer them to anyone who needs a morgage and done in a timely matter Vernon LAKE CITY, FL March 02 Rating: 5.0 out of 5.0 from Encompass
Couldn't be more pleased with the team We had a couple of bumps in the road but they worked them through to closing I would diffantly use them again and refer them to anyone who needs a morgage and done in a timely matter
David and his team were amazing. Every step was handled with courtesy and confidence. Their communication is exceptional and we closed with ease. Highly recommend David and his team! Jeff Saint Augustine, FL February 24 Rating: 5.0 out of 5.0 from Zillow
David and his team were amazing. Every step was handled with courtesy and confidence. Their communication is exceptional and we closed with ease. Highly recommend David and his team!
WE crossed the finish line! David and his team worked diligently with me on my home's refinance, and though it had a few curveballs in the process, they knocked it out of the park! I hardly had to lift a finger to complete this refi, they handled it all! I want to extend a thank you to David and Tim for their constant communication, availability, t... Tyler Jacksonville, FL February 24 Rating: 5.0 out of 5.0 from Zillow
WE crossed the finish line! David and his team worked diligently with me on my home's refinance, and though it had a few curveballs in the process, they knocked it out of the park! I hardly had to lift a finger to complete this refi, they handled it all! I want to extend a thank you to David and Tim for their constant communication, availability, t...