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Proudly serving clients across Virginia and North Carolina.
For the past five years, I’ve had the privilege of helping people navigate one of the biggest purchases of their lives. Whether you’re buying your first home or you’re a seasoned investor, my goal is to help you find the loan program that truly fits your needs.
I lead with kindness and genuinely enjoy connecting with people. I do my best to make my buyers feel seen, heard, and cared for, and I bring that same approach into every transaction — listening closely, advocating for your best interests, and making the process feel clear, smooth, and stress-free from start to finish.
I’m also a third-generation loan officer and still work alongside my dad today. Together, we bring over 30 years of combined lending experience, blending trusted knowledge with a modern, personalized approach.
Outside of work, I love staying active — running, biking, swimming, and spending time outdoors. I’m very family-oriented and enjoy creating meaningful memories with the people I love.
Super organized and easy process. Edith VIRGINIA BEACH, VA March 30 Rating: 5.0 out of 5.0 from Encompass
Super organized and easy process.
impressed with buying a new house with no money out of pocket Benedict NORFOLK, VA March 10 Rating: 5.0 out of 5.0 from Encompass
impressed with buying a new house with no money out of pocket
Great advice and communicatIon. Always quick to respond and helped with all questions we had. Would highly recommend for anybody needing services for loans! Donovan M HAMPTON, VA February 02 Rating: 5.0 out of 5.0 from Encompass
Great advice and communicatIon. Always quick to respond and helped with all questions we had. Would highly recommend for anybody needing services for loans!
give us a clear guidance through all the process and what to expect in esch each stage Veronica Y VIRGINIA BEACH, VA February 01 Rating: 4.0 out of 5.0 from Encompass
give us a clear guidance through all the process and what to expect in esch each stage
Everything about the process of getting my mortage loan and how smooth and assuring everything was as a first time home owner. I was taken care of and everything I needed was addressed even before I knew I needed it. Very experienced team of Talented people including Mrs. Simkins took care of me. Jacob Thomas VIRGINIA BEACH, VA January 19 Rating: 5.0 out of 5.0 from Encompass
Everything about the process of getting my mortage loan and how smooth and assuring everything was as a first time home owner. I was taken care of and everything I needed was addressed even before I knew I needed it. Very experienced team of Talented people including Mrs. Simkins took care of me.
The team was great! MISTY VIRGINIA BEACH, VA January 04 Rating: 5.0 out of 5.0 from Encompass
The team was great!
Elizabeth, was very attentive throughout the whole process, and was able to response promptly to all my questions. She even came to my closing for my support. John P NORFOLK, VA December 08 Rating: 5.0 out of 5.0 from Encompass
Elizabeth, was very attentive throughout the whole process, and was able to response promptly to all my questions. She even came to my closing for my support.
Elizabeth was there to save a deal from another lender. I thought there was 0 chance however she made it to the finish line with little to no issues. MIKE WILLIAMSBURG, VA December 08 Rating: 5.0 out of 5.0 from Encompass
Elizabeth was there to save a deal from another lender. I thought there was 0 chance however she made it to the finish line with little to no issues.
Elizabeth was awesome. She walked me thru the entire process and stayed in communication with me. Melissa Thrasher PORTSMOUTH, VA December 05 Rating: 5.0 out of 5.0 from Encompass
Elizabeth was awesome. She walked me thru the entire process and stayed in communication with me.
Thanks Elizabeth! Excellent work! Robert VIRGINIA BEACH, VA December 01 Rating: 5.0 out of 5.0 from Encompass
Thanks Elizabeth! Excellent work!
Elizabeth and her Team are amazing. From start to finish, they were with us every step.of the way. They stayed on track and we closed as scheduled. There were no issues with missing documents before the loan was submitted. Flawless, efficient and professional service. Milene VIRGINIA BEACH, VA November 17 Rating: 5.0 out of 5.0 from Encompass
Elizabeth and her Team are amazing. From start to finish, they were with us every step.of the way. They stayed on track and we closed as scheduled. There were no issues with missing documents before the loan was submitted. Flawless, efficient and professional service.
Elizabeth always answered my calls and responded to emails so quickly. She is amazing! Couldn't ask for a smoother transaction! Honestly one of the best experiences I have ever had. And I love that she came to closing. That is top notch service. MILA VIRGINIA BEACH, VA November 01 Rating: 5.0 out of 5.0 from Encompass
Elizabeth always answered my calls and responded to emails so quickly. She is amazing! Couldn't ask for a smoother transaction! Honestly one of the best experiences I have ever had. And I love that she came to closing. That is top notch service.