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Proudly serving clients across Virginia and North Carolina.
Josh started his career in banking in 2004. He built his reputation on exceptional client service, ethics, integrity, experience, and expertise. Josh was drawn to mortgage lending because of his strong desire to further assist his clients with one of the biggest, most exciting stages of their lives.
He is a martial arts instructor outside of the office, where he teaches his students to be hardworking, honest, and respectful individuals. Josh’s clients will love his positive energy as well as his honesty, responsiveness, and reliability.
The level of knowledge and professionalism that Josh has, working on anything that comes up at anytime of the day or night. Anyone working with him knows his dedication, he will make it work. Ian NORFOLK, VA March 09 Rating: 5.0 out of 5.0 from Encompass
The level of knowledge and professionalism that Josh has, working on anything that comes up at anytime of the day or night. Anyone working with him knows his dedication, he will make it work.
Working with Josh was a fantastic experience. He is professional, detailed, personable, knowledgeable, AVAILABLE, and it is evident that he truly cares about our clients. Thank you, Josh, for such a smooth transaction! SARAH MOYOCK, NC March 09 Rating: 5.0 out of 5.0 from Encompass
Working with Josh was a fantastic experience. He is professional, detailed, personable, knowledgeable, AVAILABLE, and it is evident that he truly cares about our clients. Thank you, Josh, for such a smooth transaction!
Josh did exceptional work. Deserves a raise if not a CEO title soon. At least a private jet with starlink to travel the world and close loans. With Andrea Hale of course. And Rhonda. DANIEL L NORFOLK, VA March 06 Rating: 5.0 out of 5.0 from Encompass
Josh did exceptional work. Deserves a raise if not a CEO title soon. At least a private jet with starlink to travel the world and close loans. With Andrea Hale of course. And Rhonda.
Josh, Rhonda, and their team were incredibly helpful throughout the entire process. They made everything smooth, organized, and easy to understand from start to finish. As first-time homebuyers, we truly appreciated how clearly they explained each step and kept us informed along the way. Thanks to their support and guidance, my family and I are no... Anthony Suffolk, VA March 02 Rating: 5.0 out of 5.0 from Encompass
Josh, Rhonda, and their team were incredibly helpful throughout the entire process. They made everything smooth, organized, and easy to understand from start to finish. As first-time homebuyers, we truly appreciated how clearly they explained each step and kept us informed along the way. Thanks to their support and guidance, my family and I are no...
Being a first time buyer I experienced almost every emotion, Josh for sure was very relaxed and informative and didn't hesitate to explain whatever it was that I questioned. I was calling and texting him almost daily and not ince once did I feel like I was "doing too much" he was great! And I will surely be... Azim HAMPTON, VA February 09 Rating: 5.0 out of 5.0 from Encompass
Being a first time buyer I experienced almost every emotion, Josh for sure was very relaxed and informative and didn't hesitate to explain whatever it was that I questioned. I was calling and texting him almost daily and not ince once did I feel like I was "doing too much" he was great! And I will surely be...
Very professional and timely. Mark VIRGINIA BEACH, VA February 03 Rating: 5.0 out of 5.0 from Encompass
Very professional and timely.
The communication and support I received from everyone I worked with was awesome. There was never a moment that I couldn't get in touch with anyone involved in the process and they also gave great information in real time. Definitely would recommend to any in all homebuyers. Alan Kenneth VIRGINIA BEACH, VA January 01 Rating: 5.0 out of 5.0 from Encompass
The communication and support I received from everyone I worked with was awesome. There was never a moment that I couldn't get in touch with anyone involved in the process and they also gave great information in real time. Definitely would recommend to any in all homebuyers.
Josh Hartman made the deal exceptional! Being able to call or text anytime I had questions, whether during business hours or after, was incredibly convenient. His honesty and strong moral principles truly stood out, making the entire process smooth and trustworthy. Jeffrey CLEVELAND, NC December 19 Rating: 5.0 out of 5.0 from Encompass
Josh Hartman made the deal exceptional! Being able to call or text anytime I had questions, whether during business hours or after, was incredibly convenient. His honesty and strong moral principles truly stood out, making the entire process smooth and trustworthy.
Josh and team did a great job on a home refi. Brian Curtis VIRGINIA BEACH, VA December 02 Rating: 5.0 out of 5.0 from Encompass
Josh and team did a great job on a home refi.
Josh is fantastic. He was there every step of the way to answer all of my questions and make sure I understood everything. Jacob Norfolk, VA November 28 Rating: 5.0 out of 5.0 from Encompass
Josh is fantastic. He was there every step of the way to answer all of my questions and make sure I understood everything.
Your attention to detail and making us feel comfortable during the process. Luise E HENRICO, VA November 28 Rating: 5.0 out of 5.0 from Encompass
Your attention to detail and making us feel comfortable during the process.
Great professional made everything easy. DANIEL VIRGINIA BEACH, VA November 26 Rating: 4.8 out of 5.0 from Encompass
Great professional made everything easy.