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Josh started his career in banking in 2004. He built his reputation on exceptional client service, ethics, integrity, experience, and expertise. Josh was drawn to mortgage lending because of his strong desire to further assist his clients with one of the biggest, most exciting stages of their lives.
He is a martial arts instructor outside of the office, where he teaches his students to be hardworking, honest, and respectful individuals. Josh’s clients will love his positive energy as well as his honesty, responsiveness, and reliability.
Being a first time buyer I experienced almost every emotion, Josh for sure was very relaxed and informative and didn't hesitate to explain whatever it was that I questioned. I was calling and texting him almost daily and not ince once did I feel like I was "doing too much" he was great! And I will surely be... Azim HAMPTON, VA February 09 Rating: 5.0 out of 5.0 from Encompass
Being a first time buyer I experienced almost every emotion, Josh for sure was very relaxed and informative and didn't hesitate to explain whatever it was that I questioned. I was calling and texting him almost daily and not ince once did I feel like I was "doing too much" he was great! And I will surely be...
Very professional and timely. Mark VIRGINIA BEACH, VA February 03 Rating: 5.0 out of 5.0 from Encompass
Very professional and timely.
The communication and support I received from everyone I worked with was awesome. There was never a moment that I couldn't get in touch with anyone involved in the process and they also gave great information in real time. Definitely would recommend to any in all homebuyers. Alan Kenneth VIRGINIA BEACH, VA January 01 Rating: 5.0 out of 5.0 from Encompass
The communication and support I received from everyone I worked with was awesome. There was never a moment that I couldn't get in touch with anyone involved in the process and they also gave great information in real time. Definitely would recommend to any in all homebuyers.
Josh Hartman made the deal exceptional! Being able to call or text anytime I had questions, whether during business hours or after, was incredibly convenient. His honesty and strong moral principles truly stood out, making the entire process smooth and trustworthy. Jeffrey CLEVELAND, NC December 19 Rating: 5.0 out of 5.0 from Encompass
Josh Hartman made the deal exceptional! Being able to call or text anytime I had questions, whether during business hours or after, was incredibly convenient. His honesty and strong moral principles truly stood out, making the entire process smooth and trustworthy.
Josh and team did a great job on a home refi. Brian Curtis VIRGINIA BEACH, VA December 02 Rating: 5.0 out of 5.0 from Encompass
Josh and team did a great job on a home refi.
Josh is fantastic. He was there every step of the way to answer all of my questions and make sure I understood everything. Jacob Norfolk, VA November 28 Rating: 5.0 out of 5.0 from Encompass
Josh is fantastic. He was there every step of the way to answer all of my questions and make sure I understood everything.
Don't miss our Real Estate Realities: Relationships Over Transactions live webinar! Most agents burn out chasing the next deal. But the ones who thrive? They build relationships that keep business coming to them. If you’ve ever felt like your follow-up game needs more follow-through, this one's for you! See you there
02/25/2026
2:00 pm