About Michael
Proudly serving clients across Florida, Georgia and Illinois.
In today’s fast-evolving lending landscape, finding a trusted guide to navigate the process is essential. With over 20 years of experience and thousands of satisfied clients, we’ve honed a streamlined 3-Point Approach to make your home financing journey seamless and exceptional.
Clear Communication: From start to finish, we keep you informed. Regular updates ensure you’re always in the know, with every step—application to closing—explained clearly and promptly.
Unmatched Expertise: We don’t just provide mortgages; we deliver tailored strategies backed by deep industry knowledge. Our team stays ahead of the curve, offering insights and solutions that set us apart.
Innovative Tools: We pair a wide range of mortgage options with cutting-edge technology, customized to your unique needs.
Whether it’s your first home or a major renovation, we make the process efficient and accessible. We understand that every client’s path is distinct—buying new construction isn’t like purchasing and renovating a fixer-upper, and your first home purchase feels different from your fifth. That’s why we’re passionate about crafting a personalized experience that exceeds your expectations.
Let’s make it happen together!
My team and I are experts in the following Residential Lending options: First Time Homebuyer Loans, Jumbo, Conventional , FHA, VA, USDA, Renovation Loans
Borrower Testimonials
Michael Gayda and his team were awesome to work with. My wife and I are both military and have never purchased a home before. They helped us every step of the way and alleviated a lot of the stress that we had heard can come with buying a home. Fantastic experience all around.Eric Jacksonville, FL
We used Prime Lending, and the experience couldn’t have been better. They were on top of everything, making the entire process smooth and stress-free. Clear communication, prompt responses, and a genuinely helpful approach made them incredibly easy to work with. Highly recommend!Nermina Jacksonville, FL
Michael and Shannon made this a great, stress- free experience.Vickie S PONTE VEDRA, FL
Overall, we appreciated the team’s help in closing on our home. However, we felt that the process followed a somewhat cookie-cutter approach, even though we were borrowing only 32% of the purchase price. A more tailored approach to our financing situation, particularly with regard to employment verification,would have been appreciated, as that as...Jasmina PONTE VEDRA, FL
Michael's knowledge and expenrience are key in helping customers with making sound decision on financing needs. We received updates quickly on important milestone, as well as a consistent weekly updates at end of the week from his team. Very smooth process for all.Minh-Tam PONTE VEDRA, FL
- View more testimonials on Experience.com & Zillow.com