About Michael
Proudly serving clients across Florida, Georgia and Illinois.
In today’s fast-evolving lending landscape, finding a trusted guide to navigate the process is essential. With over 20 years of experience and thousands of satisfied clients, we’ve honed a streamlined 3-Point Approach to make your home financing journey seamless and exceptional.
Clear Communication: From start to finish, we keep you informed. Regular updates ensure you’re always in the know, with every step—application to closing—explained clearly and promptly.
Unmatched Expertise: We don’t just provide mortgages; we deliver tailored strategies backed by deep industry knowledge. Our team stays ahead of the curve, offering insights and solutions that set us apart.
Innovative Tools: We pair a wide range of mortgage options with cutting-edge technology, customized to your unique needs.
Whether it’s your first home or a major renovation, we make the process efficient and accessible. We understand that every client’s path is distinct—buying new construction isn’t like purchasing and renovating a fixer-upper, and your first home purchase feels different from your fifth. That’s why we’re passionate about crafting a personalized experience that exceeds your expectations.
Let’s make it happen together!
My team and I are experts in the following Residential Lending options: First Time Homebuyer Loans, Jumbo, Conventional , FHA, VA, USDA, Renovation Loans
Borrower Testimonials
So easy to communicate with, prompt & on time. Love the weekly updates.Crystal PONTE VEDRA, FL
Michael and his assistant Shannon were absolutely amazing to work with. My fiancé and I are first-time homebuyers and went into the process knowing very little about how buying a home works. From start to finish, Michael communicated clearly and consistently, explaining everything step by step so we always felt informed and confident. He never mad...Skyler- Michelle Kay GREEN COVE SPRINGS, FL
Frequent updates, easy to reach and clear communicationJohn JACKSONVILLE, FL
Very easy to communicate with and very positiveCraig Wayne JACKSONVILLE, FL
Michael Gayda and his team were awesome to work with. My wife and I are both military and have never purchased a home before. They helped us every step of the way and alleviated a lot of the stress that we had heard can come with buying a home. Fantastic experience all around.Eric Jacksonville, FL
We used Prime Lending, and the experience couldn’t have been better. They were on top of everything, making the entire process smooth and stress-free. Clear communication, prompt responses, and a genuinely helpful approach made them incredibly easy to work with. Highly recommend!Nermina Jacksonville, FL
- View more testimonials on Experience.com & Zillow.com