About Anthony
Proudly serving clients across North Carolina and Florida.
Anthony understands that purchasing or refinancing a home is one of the most significant financial decisions you’ll ever make. This is why he is committed to guiding you every step of the way, ensuring you’re informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Anthony is equipped to assist with diverse needs—whether you’re a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Borrower Testimonials
Anything always provides the highest level of service and can help overcome any obstacle.
Anthony kept me informed every step of the way and provided great advice on options. he is always available when you need him and is quick to respond to texts or calls.
Couldnt have done it without Anthony!
As a real estate professional I refer my clients to Anthony Garcias as I know he is Honest, Fair and Very Competitive. I know my clients are in the best hands of a trusted professional. It makes one piece of the puzzle of buying a home simple and easy when my client hire this professional. I highly recommend Anthony to anyone who needs a s...
Communication! Anthony never left us wondering where we were in the process. He also advocated on our behalf and made sure the process went smoothly . I can't thank you all enough!
Anthony was very available to answer our questions and keep us up to date on the status of our loan and what was needed.
Great Communication, easy to work with from start to finish. Answered any questions propmptly
Anthony is amazing in all aspects of working together with clients. He communicates well, he isorganized, knows the market and listens to the clients needs. He not only keeps them informed but keeps me, the Realtor informaed throughout the entire process, from the pre-qual to the closing. He can be reached any time, day or night, weekday or weekend...
The communication and the walking me step by step. I didn't feel pressured. Anthony's professionalism showed that he had done this for a long time. Which made me feel comfortable with signing and making decisions on my loan. Great guy for the job!
Anthony was truly the best! He was Always on top of everything and gave us the best advice. He made this entire process extremely easy for us. Would recommend using him every single time.
Anthony was amazing to work with. Not just because is clearly an expert at his job, but also his accessibility and quick communication style makes a huge difference.
Anthony never skips a beat. Always attenantive, very quick to assist. I highly recommend Anthony to all of my clients!
Anthony was on top of the process from beginning to the end.
Working with Anthony was an exceptional experience from start to finish. He made the entire lending process smooth, transparent, and completely stress-free — even during a hectic home-buying timeline. His communication was fast and clear, he explained every option in plain language, and he always made sure I understood exactly what to expect at e...
this was a stress free transaction, I was in the know of every single steps of the loan. Thank you for your hard work Anthony.
Anthony is a top notch, highly attentive mortgage lending professional. He provided service above and beyond my expectations for my home buyer. As a Real Estate Agent, I anticipate a smooth, no surprises within the transaction, Anthony's team will get the deal done always and on time!
I never need to ask for an update with Anthony Garcia. He is on top of everything, he is very professional and knowledgeable. he is the only one I recommend to my customers!
You successfully enabled the loan approval process to occur before an extremely short year-end settlement demanded by the UK buyers. Thank you for helping get things done!
Anthony guided us through every step of the process. As new homeowners, his experience was invaluable.
Anthony was very professional and informative throughout the transaction. He doesn’t cut corners and made sure everything is accurate.
Anthony was extremely attentive. He was a breath of fresh air and unlike anyone I’ve ever worked this. He made this process stress free. I would highly recommend Anthony to anyone in the market! He has been absolutely fantastic.
Anthony was extremely helpful from start to finish. He took time to explain every step of the process and answered all questions I had. He is professional, personable, and a great communicator. It was a pleasure working with Anthony and Cardinal Financial and will be recommending to anyone in need of a loan.
Anthony- your knowledge and experience is unmatched to anyone I have ever worked with. When given the proper tools the process is seamless. Thank you for helping us with our purchase.
Excellent friendly customer service. Immediate responses to any concerns.
Anthony was highly professional and available 24 hrs every day to answer any questions for my clients and myself. The rates were the best among everyone I received. I would not go to anyone if I was given the choice
- View more testimonials on Experience.com & Zillow.com
Realtors! Announcing Our: Real Estate Realities Masterminds
On 10/21/2026 at 2:00 pm
In a crowded market, doing great work is not always enough. People also need to understand what makes working with you different. Join me for Real Estate Realities: Jumpstart Your 2027 with Lance Pendleton on October 21 at 2 p.m. ET. Lance will share how to: - Create messaging that cuts through industry noise - Build a business around what clients truly need - Deliver an experience people remember and want to refer See you there!