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Bill Lowden is a native of Indiana, where he grew up working on a farm and, as a result, learned the value of a hard day’s work from a young age. Bill went on to play baseball in college and later join the Navy, which led to him settling down in Hampton Roads, as one of the region’s many proud veterans. He enjoys spending time with his family and watching his children’s swimming, lacrosse, and wrestling matches. Bill applies his small-town mentality to his business – he’s never met a stranger and takes great pride in providing standout customer care.
Bill has twenty years of experience in the textbook industry, during which he received numerous awards for customer service and sales growth. While Bill has been in the mortgage industry for only five years, he has garnered numerous awards at OVM, including “Rookie of The Year”ť in 2016 based on the quality and speed of the loans he was able to close. Bill is also an active fundraiser for important causes, supports many different charities, and most importantly is a proud husband and father. Bill looks forward to establishing successful partnerships all across the Hampton Roads Region and specifically, working with you!
Rating: 5.0 out of 5.0 from Encompass Bill was amazing and worked hard to make sure everything was completed in time! Hailee WestVIRGINIA BEACH, VA Aug 11
Bill was amazing and worked hard to make sure everything was completed in time!
Rating: 5.0 out of 5.0 from Encompass Excellent service attention to details OtisPortsmouth, VA Aug 10
Excellent service attention to details
Rating: 5.0 out of 5.0 from Encompass Bill Lowden was fantastic to work with throughout our mortgage process. He was knowledgeable, responsive, and made everything as smooth and stress-free as possible. He took the time to answer all of our questions and kept us informed every step of the way. We truly appreciated his professionalism and dedication, and we would highly recommend Bill t... Cynthia LynnLYNCHBURG, VA Aug 07
Bill Lowden was fantastic to work with throughout our mortgage process. He was knowledgeable, responsive, and made everything as smooth and stress-free as possible. He took the time to answer all of our questions and kept us informed every step of the way. We truly appreciated his professionalism and dedication, and we would highly recommend Bill t...
Rating: 5.0 out of 5.0 from Encompass Bill had excellent communication and patience with us, especially comsidering we are first-time home owners. Bill did a great job explaining every detail and made this process very smooth for us. AndrewMOYOCK, NC Aug 03
Bill had excellent communication and patience with us, especially comsidering we are first-time home owners. Bill did a great job explaining every detail and made this process very smooth for us.
Rating: 5.0 out of 5.0 from Encompass The man, the myth, the legend..Bill! My husband and I just recently purchased our first home and were very unfamiliar with the loan process. Thankfully we had Bill to help us! He left no questions we had unanswered and even adjusted his schedule to anser our calls despite the time of day. Thank you so much for making this process so smooth for us a... AleighMOYOCK, NC Jul 31
The man, the myth, the legend..Bill! My husband and I just recently purchased our first home and were very unfamiliar with the loan process. Thankfully we had Bill to help us! He left no questions we had unanswered and even adjusted his schedule to anser our calls despite the time of day. Thank you so much for making this process so smooth for us a...
Rating: 5.0 out of 5.0 from Zillow At first, I had my doubt about getting approved until Bills team crushed the numbers to get me a pre-approval with a very low rate. He closed a friend’s loan within 15 business days after my loan closing. EmmanuelChesterfield, VA Jul 28
At first, I had my doubt about getting approved until Bills team crushed the numbers to get me a pre-approval with a very low rate. He closed a friend’s loan within 15 business days after my loan closing.
Rating: 5.0 out of 5.0 from Encompass Ease of mainframe a potentially comllicated situation easy. MICHAELHampton, VA Jul 23
Ease of mainframe a potentially comllicated situation easy.
Rating: 5.0 out of 5.0 from Encompass Bill was clear and concise. He helped me get a loan that worked for me and my situation. It was a smooth process. Bill was great! NicholasNewport News, VA Jul 10
Bill was clear and concise. He helped me get a loan that worked for me and my situation. It was a smooth process. Bill was great!
Rating: 5.0 out of 5.0 from Encompass Great communication. Barry LFOREST, VA Jul 09
Great communication.
Rating: 5.0 out of 5.0 from Encompass You made the home-buying process smooth and stress-free from start to finish. Your communication was excellent, you were always available to answer questions, and you kept me informed every step of the way. I truly appreciated your professionalism, responsiveness, and dedication. Thank you for helping make my dream home a reality! AstridCHESAPEAKE, VA Jun 17
You made the home-buying process smooth and stress-free from start to finish. Your communication was excellent, you were always available to answer questions, and you kept me informed every step of the way. I truly appreciated your professionalism, responsiveness, and dedication. Thank you for helping make my dream home a reality!
Rating: 4.7 out of 5.0 from Encompass I was in a pinch with needing to be able to put in a offer on my new house and Bill was quick to help and get the ball moving. If it wasnt for him i dont know if we wouldve made it in time to put in a offer on my house. OwenMOYOCK, NC Jun 15
I was in a pinch with needing to be able to put in a offer on my new house and Bill was quick to help and get the ball moving. If it wasnt for him i dont know if we wouldve made it in time to put in a offer on my house.
Rating: 5.0 out of 5.0 from Encompass Bills amazing personality , professionalism , and quick actions to make the process smooth . MoyanneLYNCHBURG, VA Jun 10
Bills amazing personality , professionalism , and quick actions to make the process smooth .
Rating: 5.0 out of 5.0 from Encompass All went well. Thank you for all your help. Shawn LanceLYNCHBURG, VA Jun 09
All went well. Thank you for all your help.
Rating: 5.0 out of 5.0 from Encompass Bill was a great communicator throughout the process, always answered my calls (or returned them) promptly. He went above and beyond to assist my client with quick pre approval on a Sunday. Unlike some lenders, he was there to support all the way to closing. I would not hesitate to recommend him to other clients. THERESAMOYOCK, NC Jun 01
Bill was a great communicator throughout the process, always answered my calls (or returned them) promptly. He went above and beyond to assist my client with quick pre approval on a Sunday. Unlike some lenders, he was there to support all the way to closing. I would not hesitate to recommend him to other clients.
Rating: 5.0 out of 5.0 from Encompass Love Bill!! He's on top of everything and goes above and beyond! JORDAN T.Virginia Beach, VA May 11
Love Bill!! He's on top of everything and goes above and beyond!
Rating: 5.0 out of 5.0 from Encompass I can’t recommend Bill highly enough! This was my second time working with him to purchase a home, and once again he exceeded every expectation. From start to finish, Bill made the entire mortgage process smooth, stress-free, and incredibly efficient. He’s extremely knowledgeable, responsive, and always took the time to explain every step so I... KyleMIDDLEBURG, FL May 08
I can’t recommend Bill highly enough! This was my second time working with him to purchase a home, and once again he exceeded every expectation. From start to finish, Bill made the entire mortgage process smooth, stress-free, and incredibly efficient. He’s extremely knowledgeable, responsive, and always took the time to explain every step so I...
Rating: 5.0 out of 5.0 from Encompass GREAT partnership with Bill navigating a short sale with a VA loan and customers who were relocating from VA to FL. Excellent communicator which is so key in a transaction like this one! Highly recommend! AngelaMIDDLEBURG, FL May 06
GREAT partnership with Bill navigating a short sale with a VA loan and customers who were relocating from VA to FL. Excellent communicator which is so key in a transaction like this one! Highly recommend!
Rating: 5.0 out of 5.0 from Encompass Bill and his entire team are beyond AMAZING!!! They are genuinly some of the most professional, caring, and helpful people I've ever worked with. They had our back the entire time we were going through our pur chasing process!!! I can never say enough great things about them! SteviMIDDLEBURG, FL May 05
Bill and his entire team are beyond AMAZING!!! They are genuinly some of the most professional, caring, and helpful people I've ever worked with. They had our back the entire time we were going through our pur chasing process!!! I can never say enough great things about them!
Rating: 5.0 out of 5.0 from Encompass Bill was great and his assistant was great too hi Terrence PSANDSTON, VA May 04
Bill was great and his assistant was great too hi
Rating: 5.0 out of 5.0 from Encompass Was very informative and helpful in my home buying process. My first time purchasing a Home filled me in on a lot of Information. DyahmiPortsmouth, VA Apr 27
Was very informative and helpful in my home buying process. My first time purchasing a Home filled me in on a lot of Information.
Rating: 5.0 out of 5.0 from Encompass This was a very long process for me. Bill and his was very helpful to me the entire time throughout my process. I am so very grateful to everyone. DevonaPortsmouth, VA Apr 24
This was a very long process for me. Bill and his was very helpful to me the entire time throughout my process. I am so very grateful to everyone.
Rating: 5.0 out of 5.0 from Encompass Everyone on i contacted for questions always answered the phone. DanielSUFFOLK, VA Apr 08
Everyone on i contacted for questions always answered the phone.
Rating: 5.0 out of 5.0 from Encompass He was always and av and answered any and all questions and concerns immediately and just all around great experience JacobMAPLE, NC Apr 06
He was always and av and answered any and all questions and concerns immediately and just all around great experience
Rating: 5.0 out of 5.0 from Encompass Respons timly when I had questions. Overall helpful. YiningVIRGINIA BEACH, VA Apr 06
Respons timly when I had questions. Overall helpful.