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Bill Lowden is a native of Indiana, where he grew up working on a farm and, as a result, learned the value of a hard day’s work from a young age. Bill went on to play baseball in college and later join the Navy, which led to him settling down in Hampton Roads, as one of the region’s many proud veterans. He enjoys spending time with his family and watching his children’s swimming, lacrosse, and wrestling matches. Bill applies his small-town mentality to his business – he’s never met a stranger and takes great pride in providing standout customer care.
Bill has twenty years of experience in the textbook industry, during which he received numerous awards for customer service and sales growth. While Bill has been in the mortgage industry for only five years, he has garnered numerous awards at OVM, including “Rookie of The Year”ť in 2016 based on the quality and speed of the loans he was able to close. Bill is also an active fundraiser for important causes, supports many different charities, and most importantly is a proud husband and father. Bill looks forward to establishing successful partnerships all across the Hampton Roads Region and specifically, working with you!
Rating: 5.0 out of 5.0 from Encompass Bill was a great communicator throughout the process, always answered my calls (or returned them) promptly. He went above and beyond to assist my client with quick pre approval on a Sunday. Unlike some lenders, he was there to support all the way to closing. I would not hesitate to recommend him to other clients. THERESAMOYOCK, NC May 20
Bill was a great communicator throughout the process, always answered my calls (or returned them) promptly. He went above and beyond to assist my client with quick pre approval on a Sunday. Unlike some lenders, he was there to support all the way to closing. I would not hesitate to recommend him to other clients.
Rating: 5.0 out of 5.0 from Encompass Love Bill!! He's on top of everything and goes above and beyond! JORDAN T.Virginia Beach, VA May 11
Love Bill!! He's on top of everything and goes above and beyond!
Rating: 5.0 out of 5.0 from Encompass I can’t recommend Bill highly enough! This was my second time working with him to purchase a home, and once again he exceeded every expectation. From start to finish, Bill made the entire mortgage process smooth, stress-free, and incredibly efficient. He’s extremely knowledgeable, responsive, and always took the time to explain every step so I... KyleMIDDLEBURG, FL May 08
I can’t recommend Bill highly enough! This was my second time working with him to purchase a home, and once again he exceeded every expectation. From start to finish, Bill made the entire mortgage process smooth, stress-free, and incredibly efficient. He’s extremely knowledgeable, responsive, and always took the time to explain every step so I...
Rating: 5.0 out of 5.0 from Encompass GREAT partnership with Bill navigating a short sale with a VA loan and customers who were relocating from VA to FL. Excellent communicator which is so key in a transaction like this one! Highly recommend! AngelaMIDDLEBURG, FL May 06
GREAT partnership with Bill navigating a short sale with a VA loan and customers who were relocating from VA to FL. Excellent communicator which is so key in a transaction like this one! Highly recommend!
Rating: 5.0 out of 5.0 from Encompass Bill and his entire team are beyond AMAZING!!! They are genuinly some of the most professional, caring, and helpful people I've ever worked with. They had our back the entire time we were going through our pur chasing process!!! I can never say enough great things about them! SteviMIDDLEBURG, FL May 05
Bill and his entire team are beyond AMAZING!!! They are genuinly some of the most professional, caring, and helpful people I've ever worked with. They had our back the entire time we were going through our pur chasing process!!! I can never say enough great things about them!
Rating: 5.0 out of 5.0 from Encompass Bill was great and his assistant was great too hi Terrence PSANDSTON, VA May 04
Bill was great and his assistant was great too hi
Rating: 5.0 out of 5.0 from Encompass Was very informative and helpful in my home buying process. My first time purchasing a Home filled me in on a lot of Information. DyahmiPortsmouth, VA Apr 27
Was very informative and helpful in my home buying process. My first time purchasing a Home filled me in on a lot of Information.
Rating: 5.0 out of 5.0 from Encompass This was a very long process for me. Bill and his was very helpful to me the entire time throughout my process. I am so very grateful to everyone. DevonaPortsmouth, VA Apr 24
This was a very long process for me. Bill and his was very helpful to me the entire time throughout my process. I am so very grateful to everyone.
Rating: 5.0 out of 5.0 from Encompass Everyone on i contacted for questions always answered the phone. DanielSUFFOLK, VA Apr 08
Everyone on i contacted for questions always answered the phone.
Rating: 5.0 out of 5.0 from Encompass He was always and av and answered any and all questions and concerns immediately and just all around great experience JacobMAPLE, NC Apr 06
He was always and av and answered any and all questions and concerns immediately and just all around great experience
Rating: 5.0 out of 5.0 from Encompass Respons timly when I had questions. Overall helpful. YiningVIRGINIA BEACH, VA Apr 06
Respons timly when I had questions. Overall helpful.
Rating: 5.0 out of 5.0 from Encompass Bill was amazing and on top of everything At all times!! RachaelMAPLE, NC Apr 03
Bill was amazing and on top of everything At all times!!
Rating: 5.0 out of 5.0 from Zillow Bill did a great job between working with my wife and I as well as our realtor. He provided expert advice on how to approach a wide variety of issues. In the end, he made sure that everything came together on time! ShawnVirginia Beach, VA Apr 03
Bill did a great job between working with my wife and I as well as our realtor. He provided expert advice on how to approach a wide variety of issues. In the end, he made sure that everything came together on time!
Rating: 5.0 out of 5.0 from Zillow Bill Lowden did everything he said and then some. With out him we wouldn’t have the home everyone dreams of . ( People don’t waste time with others wondering and wishing and settling for less . Call Bill Lowden he can make it happen. ) Monte BooneSmithfield, VA Apr 03
Bill Lowden did everything he said and then some. With out him we wouldn’t have the home everyone dreams of . ( People don’t waste time with others wondering and wishing and settling for less . Call Bill Lowden he can make it happen. )
Rating: 5.0 out of 5.0 from Zillow Bill was great he even worked outside of normal business hours to accommodate me and my family. This was our first home purchase and the ovm financial family mad it as easy as possible. DarriosPortsmouth, VA Apr 03
Bill was great he even worked outside of normal business hours to accommodate me and my family. This was our first home purchase and the ovm financial family mad it as easy as possible.
Rating: 5.0 out of 5.0 from Zillow Mr. Lowden and his team did a fantastic job with my refinance. I had a tight deadline to get things done and they were able to complete this despite a lot of delays happening during Covid. A few of my friends are also refinancing their home and still haven’t closed even though they started the process before me. I have already recommended him to ... ChristianNorfolk, VA Apr 03
Mr. Lowden and his team did a fantastic job with my refinance. I had a tight deadline to get things done and they were able to complete this despite a lot of delays happening during Covid. A few of my friends are also refinancing their home and still haven’t closed even though they started the process before me. I have already recommended him to ...
Rating: 5.0 out of 5.0 from Zillow Bill and his team at OVM helped me out when my previous loan officer dropped the ball on closing day. They worked quickly and tirelessly to help me close 10 days later and will forever be grateful to them! Kennokino2Suffolk, VA Apr 03
Bill and his team at OVM helped me out when my previous loan officer dropped the ball on closing day. They worked quickly and tirelessly to help me close 10 days later and will forever be grateful to them!
Rating: 5.0 out of 5.0 from Zillow Bill is a very professional loan agent and gave us amazing numbers that other loan agencies would not give us for our first home loan experience. We will definitely be using him again in the future. BrittanySuffolk, VA Apr 03
Bill is a very professional loan agent and gave us amazing numbers that other loan agencies would not give us for our first home loan experience. We will definitely be using him again in the future.
Rating: 5.0 out of 5.0 from Zillow Bill coach me on how to get ready to purchase a home and took me through all the steps all the way to the end. I would refer him to friends and family. Marina DrakeFranklin, VA Apr 03
Bill coach me on how to get ready to purchase a home and took me through all the steps all the way to the end. I would refer him to friends and family.
Rating: 5.0 out of 5.0 from Zillow Awesome man and great person to fix and make the impossible mortgage happen on time and done right!If you have special needs or circumstances they study your situation fully and then come up with a plan that works and works on budget and on time to close. Stevemoog11349Suffolk, VA Apr 03
Awesome man and great person to fix and make the impossible mortgage happen on time and done right!If you have special needs or circumstances they study your situation fully and then come up with a plan that works and works on budget and on time to close.
Rating: 5.0 out of 5.0 from Zillow My experience with Bill was truly a blessing. He made sure that my wife and I completely understand everything purchasing a home and he communicated very well. MarcusNewport News, VA Apr 03
My experience with Bill was truly a blessing. He made sure that my wife and I completely understand everything purchasing a home and he communicated very well.
Rating: 5.0 out of 5.0 from Zillow After working with a loan company that almost cost us the contract on our purchase after missing the closing date and never returning phone calls, Bill was recommended by the selling agent. He came in and got us cleared to close in record time. He explained everything the entire way and kept the lines of communciation clear. I was underway the majo... Antonio HopkinsSuffolk, VA Apr 03
After working with a loan company that almost cost us the contract on our purchase after missing the closing date and never returning phone calls, Bill was recommended by the selling agent. He came in and got us cleared to close in record time. He explained everything the entire way and kept the lines of communciation clear. I was underway the majo...
Rating: 5.0 out of 5.0 from Zillow Being a first time home owner, I found the process to be very long and confusing , Bill and his team were very patient, answered all my questions and helped me get the best loan suited for me. EdithadhiamboChesterfield, VA Apr 03
Being a first time home owner, I found the process to be very long and confusing , Bill and his team were very patient, answered all my questions and helped me get the best loan suited for me.
Rating: 5.0 out of 5.0 from Zillow Bill Lowden was great to work with. Always keeping you updated on your loan process and ready to answer any questions. I highly recommend Bill and OVM for your mortgage needs. TommyVirginia Beach, VA Apr 03
Bill Lowden was great to work with. Always keeping you updated on your loan process and ready to answer any questions. I highly recommend Bill and OVM for your mortgage needs.
Rating: 5.0 out of 5.0 from Zillow This is the second time I used Bill Lowden for a home loan. He is definitely #1 in my book. So fast, proficient, friendly, and professional, he got me a super low rate. Love this dude. GenetteChesapeake, VA Apr 03
This is the second time I used Bill Lowden for a home loan. He is definitely #1 in my book. So fast, proficient, friendly, and professional, he got me a super low rate. Love this dude.