About Bob
Proudly serving clients across Virginia, Florida, Georgia and North Carolina.
Bob is a dedicated family man who was born and raised in Newport News. He has deep roots in the community, having graduated from Menchville High School and being a lifelong member of St. Andrews Episcopal Church. After high school, Bob pursued his passion for baseball and played at Campbell University and East Carolina University, where he completed his studies in 1995. It was during his time at ECU that he met his wife, Melanie, and they have been happily married for 25 years.
Together, Bob and Melanie have three children: Maggie, Bobby, and Libby. Maggie is 23 years old, Bobby is 22, and Libby is 20. The family also includes a beloved golden retriever named Banks. Bob takes immense pride in his family and considers them to be the most important part of his life.
Professionally, Bob is the Branch Manager of the Newport News branch and has been working as a Loan Originator for 17 years. He was recently elected to the Board of the Boys & Girls Club of Virginia Peninsula. He is also a founder and partner of Crab Shack on the James and James River Fishing Pier, demonstrating his entrepreneurial spirit. Outside of work, Bob enjoys various hobbies and activities. He is an avid fisherman and appreciates skiing, golfing, hunting, and attending live concerts. Additionally, he finds joy in cooking with his wife, Melanie.
Bob takes great satisfaction in assisting his clients and helping them achieve their dream of homeownership. He values honesty and integrity in his work and has built long-lasting relationships with many of his first-time homebuyers who have gone on to purchase multiple homes over the years. Bob feels honored that his clients trust him to guide them through the significant investment of buying a home.
Borrower Testimonials
Maybe a quick phone call from the branch manager . More of a personal touch instead of just a keypad and mouse. Moconve
Everything went smoothly and quickly and Bob and his staff were patient with us when we were slow to provide information they needed.
Bob being able to pivot and find a solution after underwriting messed he whole operation up.
Bob got it done when it was a must
Bob and team very professional and helpful.
As a first-time homebuyer, I couldn't have asked for a better mortgage lender. They took the time to walk me through every step of the process, patiently answering my questions and making sure I understood all of my options. Their explanations were always clear, and they provided honest guidance on what made the most sense for my situation. Their ...
Communication was top tier and Ibwas easily reassured over any questions I had through the process.
Bob was very helpfull and went out his way to answer questions.
Easy preapproval, got my client the house she wanted
Communication was consistent and thorough, all questions were answered and made for a pleasant experience
Easy to understand and see where you are in the process.
Bob made himself available for my questions and concerns at any time. He returned my calls and emails on the weekends and I knew I had his support and guidance throughout the entire loan process.
Bob and his team made the process so easy and communicated to us throughout the entire loan process so everything went smoothly.
Mr. Wharton was excellent, as well his whole team. Questions were answered promptly. Concerns were handled directly. We had a complicated mortgage and Bob worked Tirelessly to get this done. Can't thank him enough.
Excellent communication and they made it a very easy process for first time homebuyers.
Bob and his team were outstanding throughout the entire process. I originally contacted Bob on Christmas Eve and was surprised to receive an immediate response. From that point forward, I received consistent and transparent updates on my loan application, even throughout the holiday season. Thanks to their efficiency and dedication, I was settled i...
The entire process included timely communication, questions answered with clarity and answered quickly. Overall experience was excellent. We felt like we were the only clients.
Bob provided outstanding service throughout the entire loan process. From our first conversation, he was responsive, knowledgeable, and genuinely invested in ensuring we understood every step. He took the time to explain options clearly, answer questions promptly, and anticipate potential issues before they became problems. I highly recommend!
If I had a question, it was answered quickly and I knew where we were in the process the entire time
Everyone we dealt with was very kind and we got the closing done very quickly compared to what I experienced with my first house! Overall great experience
Mr Bob communication was excellent and very responsive to all questions. I could not be happie.
Constant communication
Everyone was very polite and professional. They made sure that every step towards our goal of being approved for our hone loan was communicated. I would recommend this group to everyone. Thanks for everything Angela, Allison and Bob you're the best.
Bob always makes time to answer your questions
Bob Wharton was amazing in the whole process making it easy and simple to get my first home and I'm thankful for it thank you Bob!
More