Ready to buy your dream home? Start your purchase journey today with competitive rates and expert guidance.
Lower your monthly payments or access your home equity with our refinancing options.
Access calculators, guides, and tools to help you make informed mortgage decisions.
Learn more about our company, explore career opportunities, and discover our impact on the mortgage industry.
Proudly serving clients across Virginia and North Carolina.
Cailey was a former dental hygienist from 2009 until she had her son in January 2017. Cailey decided to stay home with her boys and focus on the family as well as help her husband with his growing real estate business. There, Cailey learned a lot about the business from a real estate professional standpoint. When her youngest child started going to school, Cailey decided she wanted to venture into the mortgage side of things. Cailey studied and obtained her license in February 2021, where she started with Atlantic Bay Mortgage Group immediately after.
Married to Jimmy Auvil Jr for 15 years in August. Cailey lived and grew up in Smithfield with 2 boys, Landon who will be 10 on April 12th, and Beckham who turned 5 in January. Cailey and Jimmy also have 2 dogs, Sport, and Judge. Their boys are extremely into sports, especially baseball and football. Jimmy stays busy coaching and Cailey as well, being the team mom. They love to travel and spend time as a family anywhere tropical. Cailey also enjoys working out and considers it her happy hour.
Rating: 5.0 out of 5.0 from Encompass Very responsive and friendly! Robert AllenFRONT ROYAL, VA Apr 28
Very responsive and friendly!
Rating: 5.0 out of 5.0 from Encompass Cailey was exceptional in every way. Her communication skills and ability to navigate through a challenging scenario were excellent. The loan was clear to close ahead of schedule with zero glitches. I would highly recommend Cailey. AMYFRONT ROYAL, VA Apr 16
Cailey was exceptional in every way. Her communication skills and ability to navigate through a challenging scenario were excellent. The loan was clear to close ahead of schedule with zero glitches. I would highly recommend Cailey.
Rating: 5.0 out of 5.0 from Zillow Cailey Auvil and the Atlantic Bay Mortgage Team are A+++++, They were a delight to work with. They were very professional and they answered every question and concern we had promptly and accurately. Thank you guys for a smooth process. MendySmithfield, VA Apr 03
Cailey Auvil and the Atlantic Bay Mortgage Team are A+++++, They were a delight to work with. They were very professional and they answered every question and concern we had promptly and accurately. Thank you guys for a smooth process.
Rating: 5.0 out of 5.0 from Encompass Cailey is always teh best to work with! PATRICKCHESAPEAKE, VA Mar 30
Cailey is always teh best to work with!
Rating: 5.0 out of 5.0 from Encompass Great experience! Everyone was super nice and helpful and were very quick responding to any questions I had. JessicaCHESAPEAKE, VA Mar 27
Great experience! Everyone was super nice and helpful and were very quick responding to any questions I had.
Rating: 5.0 out of 5.0 from Encompass Cailey is amazing! Morning noon and night she was there to answer questions. Closing was a breeze and we had the keys in 30 days with zero issues. Thank you for helping us find our forever Home! StacySmithfield, VA May 16
Cailey is amazing! Morning noon and night she was there to answer questions. Closing was a breeze and we had the keys in 30 days with zero issues. Thank you for helping us find our forever Home!
Rating: 5.0 out of 5.0 from Encompass Cailey and Samantha were very responsive and helpful with any questions I had regarding my home loan. I never felt nervous or anxious during the house buying process because both of them never made me worry about it. Clayton DanielChesapeake, VA May 12
Cailey and Samantha were very responsive and helpful with any questions I had regarding my home loan. I never felt nervous or anxious during the house buying process because both of them never made me worry about it.
Rating: 5.0 out of 5.0 from Encompass From start to finish. Cailey was always available. 5 STAR! BRANDONSmithfield, VA May 06
From start to finish. Cailey was always available. 5 STAR!
Rating: 5.0 out of 5.0 from Encompass Cailey always makes the lending process super easy! PATRICKChesapeake, VA May 02
Cailey always makes the lending process super easy!
Rating: 5.0 out of 5.0 from Encompass Very responsive and always available to help. KevinCarrollton, VA Mar 25
Very responsive and always available to help.
Rating: 5.0 out of 5.0 from Encompass Working with us overseas isnt easy but Cailey was so patient with the extended time difference and reminding us of what was needed to make this huge step in our financial journey. I will be using her services again when the time comes. MichaelVirginia Beach, VA Feb 25
Working with us overseas isnt easy but Cailey was so patient with the extended time difference and reminding us of what was needed to make this huge step in our financial journey. I will be using her services again when the time comes.
Rating: 5.0 out of 5.0 from Encompass Communication is huge for me and Cailey answered every question and request in a fast and timely matter! ShawnSuffolk, VA Oct 15
Communication is huge for me and Cailey answered every question and request in a fast and timely matter!
Rating: 5.0 out of 5.0 from Encompass Cailey was unremarkable DallasSuffolk, VA Oct 10
Cailey was unremarkable
Rating: 5.0 out of 5.0 from Encompass The whole team was great! from start to finish they had great communication and helped us achieve our dream home MeganSuffolk, VA Oct 07
The whole team was great! from start to finish they had great communication and helped us achieve our dream home
Rating: 5.0 out of 5.0 from Encompass Cailey is always on point with communication. Keeps me as the agent and client updated. BRANDONSuffolk, VA Oct 05
Cailey is always on point with communication. Keeps me as the agent and client updated.
Rating: 5.0 out of 5.0 from Encompass Cailey was awesome throughout the entire home buying process!! Paul JasonChesapeake, VA Aug 19
Cailey was awesome throughout the entire home buying process!!
Rating: 5.0 out of 5.0 from Encompass Cailey was great! Very professional and easy to communicate with at all times. Britany JChesapeake, VA Aug 16
Cailey was great! Very professional and easy to communicate with at all times.
Rating: 5.0 out of 5.0 from Encompass Cailey is an ALLSTAR she exemplifies great customer service and a great hard charging attitude, Any questions I had, Cailey either had or got the answer for me! I am beyond pleased to have worked with her throughout this process! Keep up the AMAZING work Cailey! Christopher Isaiah EHampton, VA Jul 22
Cailey is an ALLSTAR she exemplifies great customer service and a great hard charging attitude, Any questions I had, Cailey either had or got the answer for me! I am beyond pleased to have worked with her throughout this process! Keep up the AMAZING work Cailey!
Rating: 5.0 out of 5.0 from Encompass Communication and the drive to get too the finish lune is fantastic PATRICKHampton, VA Jul 15
Communication and the drive to get too the finish lune is fantastic
Rating: 5.0 out of 5.0 from Encompass Cailey was just simply amazing. Even outside of the normally business hours she would text us back ! MarkHampton, VA May 31
Cailey was just simply amazing. Even outside of the normally business hours she would text us back !
Rating: 4.8 out of 5.0 from Encompass Cailey and Samantha provided excellent service and support during this process. They also worked with our 6 hour time zone difference. NicholasVirginia Beach, VA May 25
Cailey and Samantha provided excellent service and support during this process. They also worked with our 6 hour time zone difference.
Rating: 5.0 out of 5.0 from Encompass Cailey made everything so easy for us, was very fast, personable and communicated everything!!! TaylorHampton, VA Apr 26
Cailey made everything so easy for us, was very fast, personable and communicated everything!!!
Rating: 5.0 out of 5.0 from Encompass Communication with all parties involved in the transaction was excellent. Frank BrennenSuffolk, VA Mar 12
Communication with all parties involved in the transaction was excellent.
Rating: 5.0 out of 5.0 from Encompass Cailey is always so helpful and makes all my clients very happy! PATRICKSuffolk, VA Feb 29
Cailey is always so helpful and makes all my clients very happy!
Rating: 4.8 out of 5.0 from Encompass Cailey competed with other lendors every step of the way. She professionally navigated the back and forth. Communication was timely and clear. Every standard we set she met. KyleVirginia Beach, VA Feb 27
Cailey competed with other lendors every step of the way. She professionally navigated the back and forth. Communication was timely and clear. Every standard we set she met.