About Carter
Proudly serving clients across Virginia, Florida and North Carolina.
During the mortgage process, your loan originator is your go-to person throughout the entire homebuying journey. Whether you’re buying, selling, refinancing, or building your dream home, your loan originator is there for you every step of the way. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who can give you quick and accurate financial advice. As an experienced loan originator, I have the knowledge and expertise you need to explore the many financing options available.
Before entering the mortgage field, I received my bachelor’s degree in business from Old Dominion University. I enjoy creating relationships with both my clients and business partners, as well as helping homebuyers achieve their goal of homeownership.
When I am not helping buyers purchase their dream homes, I enjoy golfing and spending time with my wife, Natalie.
I hope you will browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and use our secure online application to get started.
After you have applied, I will call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice. I look forward to working with you.
Borrower Testimonials
Much easier than anticipated all the way through 😁
Carter is amazing! Very knowledgable and always a pleasure to work with. I can trust him with all of my clients. He does exactly what he promise to do, he always follow up on time and does research on topics that are unique and one of a kind. I highly recommend him as your lender!
Great communication all the way through.
Great to deal with, always answer the call in a matter of the time.
Carter was very active in our buying experience. Always there to answer our questions and advise us as needed.
Fast and well informed assistance.
He actually worked through his vacation.
Carter was great
The enitre team was amazing! Everything was handled efficiently and professionally mannered well. I would highly recommend them to friends and family and anyone who is seeking help or guidance in this criteria. I would do it over and over again!
Carter was awesome! Super helpful and courteous! Pleasure to work with!
If I could give Carter Morgan, Jennifer and the entire team one million stars, I absolutely would! From the very beginning through closing, they were exceptional. Their communication was outstanding, they were incredibly responsive and they always made me feel like I was part of their team rather than just another client. Buying a home can often be...
Carter and his team had an unparalleled availability, readily resolving any questions or concerns that managed to pop up. Will definitely consider their services in the future if and when needed again.
Carter Morgan is making dreams come true! He was a pleasure to work with. 10/10 recommen!
Great communication, excellent at walking us through the processes, and quick to answer all our questions.
Convenient e-signing
Carter Morgan was very professional and kind.
Communication between Carter and client was excellent. A very fast process.
Carter did an amazing job quickly getting this done.
Great job, I would recommend you guys any this company any time.
Excellent lender to work with! Carter delivered his promise to my client and I on time and worked through multiple hurdles but still made it work! Amazing experience and I would always recommend my future clients to work with Carter. Thank you Carter for all that you do!
Carter and Jennifer were very patient with me. The team went above and beyond through the entire process. I couldn't have asked for a better experience as a first time home buyer. I'm am grateful for their hard work and will be spreading the word to any other potential homebuyers i Know.
Great communication from Carter always kept me in the loop about everything and would check in routinely. Always had my best intrest in mind and gave great advice and through explanation of the process and all optionsz
Excellent communication and on top of all timelines to assist in a smooth closing.
- View more testimonials on Experience.com & Zillow.com
Realtors! Announcing Our: Real Estate Realities Masterminds
On 10/21/2026 at 2:00 pm
In a crowded market, doing great work is not always enough. People also need to understand what makes working with you different. Join me for Real Estate Realities: Jumpstart Your 2027 with Lance Pendleton on October 21 at 2 p.m. ET. Lance will share how to: - Create messaging that cuts through industry noise - Build a business around what clients truly need - Deliver an experience people remember and want to refer See you there!