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Proudly serving clients across Virginia, Florida and North Carolina.
During the mortgage process, your loan originator is your go-to person throughout the entire homebuying journey. Whether you’re buying, selling, refinancing, or building your dream home, your loan originator is there for you every step of the way. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who can give you quick and accurate financial advice. As an experienced loan originator, I have the knowledge and expertise you need to explore the many financing options available.
Before entering the mortgage field, I received my bachelor’s degree in business from Old Dominion University. I enjoy creating relationships with both my clients and business partners, as well as helping homebuyers achieve their goal of homeownership.
When I am not helping buyers purchase their dream homes, I enjoy golfing and spending time with my wife, Natalie.
I hope you will browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and use our secure online application to get started.
After you have applied, I will call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice. I look forward to working with you.
Very responsive and knowledgeable. Would recommend everybody! Tansu WILLIAMSBURG, VA February 07 Rating: 5.0 out of 5.0 from Encompass
Very responsive and knowledgeable. Would recommend everybody!
Carter's patience and understanding for us being new/first time home buyers. His knowledge and ability to explain every step of the process in a way that made sense and the transparency provided so there were no "surprises" along the way. Crystal L ELIZABETH CITY, NC December 18 Rating: 5.0 out of 5.0 from Encompass
Carter's patience and understanding for us being new/first time home buyers. His knowledge and ability to explain every step of the process in a way that made sense and the transparency provided so there were no "surprises" along the way.
From start to finish, no matter how plans changed our originator provided us with amazing information and assistance. We wouldn't recommend anyone else for home buying! Randall L ELIZABETH CITY, NC December 17 Rating: 5.0 out of 5.0 from Encompass
From start to finish, no matter how plans changed our originator provided us with amazing information and assistance. We wouldn't recommend anyone else for home buying!
The personal attention Carter Morgan and his team did for our first time home loan, we can't thank him enough! Keith Suffolk, VA November 13 Rating: 5.0 out of 5.0 from Encompass
The personal attention Carter Morgan and his team did for our first time home loan, we can't thank him enough!
Carter was very responsive and communicated well durring the transaction. Not only that, but he was a great advisor to us and the client. He really worked his magic to do best for the clients. Kyle. G Suffolk, VA November 03 Rating: 5.0 out of 5.0 from Encompass
Carter was very responsive and communicated well durring the transaction. Not only that, but he was a great advisor to us and the client. He really worked his magic to do best for the clients.
Carter is awesome. Great communication either by phone or email . Very knowledgeable Richie SUFFOLK, VA October 30 Rating: 5.0 out of 5.0 from Encompass
Carter is awesome. Great communication either by phone or email . Very knowledgeable
Don't miss our Real Estate Realities: Relationships Over Transactions live webinar! Most agents burn out chasing the next deal. But the ones who thrive? They build relationships that keep business coming to them. If you’ve ever felt like your follow-up game needs more follow-through, this one's for you! See you there
02/25/2026
2:00 pm