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Proudly serving clients across Virginia, Florida and North Carolina.
During the mortgage process, your loan originator is your go-to person throughout the entire homebuying journey. Whether you’re buying, selling, refinancing, or building your dream home, your loan originator is there for you every step of the way. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who can give you quick and accurate financial advice. As an experienced loan originator, I have the knowledge and expertise you need to explore the many financing options available.
Before entering the mortgage field, I received my bachelor’s degree in business from Old Dominion University. I enjoy creating relationships with both my clients and business partners, as well as helping homebuyers achieve their goal of homeownership.
When I am not helping buyers purchase their dream homes, I enjoy golfing and spending time with my wife, Natalie.
I hope you will browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and use our secure online application to get started.
After you have applied, I will call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice. I look forward to working with you.
Rating: 5.0 out of 5.0 from Encompass Carter and his team had an unparalleled availability, readily resolving any questions or concerns that managed to pop up. Will definitely consider their services in the future if and when needed again. JeffreyNORFOLK, VA Aug 06
Carter and his team had an unparalleled availability, readily resolving any questions or concerns that managed to pop up. Will definitely consider their services in the future if and when needed again.
Rating: 5.0 out of 5.0 from Encompass The enitre team was amazing! Everything was handled efficiently and professionally mannered well. I would highly recommend them to friends and family and anyone who is seeking help or guidance in this criteria. I would do it over and over again! BryanVIRGINIA BEACH, VA Aug 05
The enitre team was amazing! Everything was handled efficiently and professionally mannered well. I would highly recommend them to friends and family and anyone who is seeking help or guidance in this criteria. I would do it over and over again!
Rating: 5.0 out of 5.0 from Encompass Carter Morgan is making dreams come true! He was a pleasure to work with. 10/10 recommen! MeganHERTFORD, NC Aug 03
Carter Morgan is making dreams come true! He was a pleasure to work with. 10/10 recommen!
Rating: 5.0 out of 5.0 from Encompass Great communication, excellent at walking us through the processes, and quick to answer all our questions. Peter John TabillaVIRGINIA BEACH, VA Jul 31
Great communication, excellent at walking us through the processes, and quick to answer all our questions.
Rating: 5.0 out of 5.0 from Encompass If I could give Carter Morgan, Jennifer and the entire team one million stars, I absolutely would! From the very beginning through closing, they were exceptional. Their communication was outstanding, they were incredibly responsive and they always made me feel like I was part of their team rather than just another client. Buying a home can often be... Ronda LeaKNOTTS ISLAND, NC Jul 30
If I could give Carter Morgan, Jennifer and the entire team one million stars, I absolutely would! From the very beginning through closing, they were exceptional. Their communication was outstanding, they were incredibly responsive and they always made me feel like I was part of their team rather than just another client. Buying a home can often be...
Rating: 4.5 out of 5.0 from Encompass Convenient e-signing EvanHAMPTON, VA Jul 16
Convenient e-signing
Rating: 5.0 out of 5.0 from Encompass Carter Morgan was very professional and kind. FrederickPALM COAST, FL Jul 13
Carter Morgan was very professional and kind.
Rating: 5.0 out of 5.0 from Encompass Communication between Carter and client was excellent. A very fast process. AlexiaPALM COAST, FL Jul 10
Communication between Carter and client was excellent. A very fast process.
Rating: 5.0 out of 5.0 from Encompass Carter did an amazing job quickly getting this done. Dheshema ICHESAPEAKE, VA Jul 02
Carter did an amazing job quickly getting this done.
Rating: 4.8 out of 5.0 from Encompass Great job, I would recommend you guys any this company any time. AlphonzoFREDERICKSBURG, VA Jun 19
Great job, I would recommend you guys any this company any time.
Rating: 5.0 out of 5.0 from Encompass Excellent lender to work with! Carter delivered his promise to my client and I on time and worked through multiple hurdles but still made it work! Amazing experience and I would always recommend my future clients to work with Carter. Thank you Carter for all that you do! YuliyaHAMPTON, VA Jun 12
Excellent lender to work with! Carter delivered his promise to my client and I on time and worked through multiple hurdles but still made it work! Amazing experience and I would always recommend my future clients to work with Carter. Thank you Carter for all that you do!
Rating: 5.0 out of 5.0 from Encompass Carter and Jennifer were very patient with me. The team went above and beyond through the entire process. I couldn't have asked for a better experience as a first time home buyer. I'm am grateful for their hard work and will be spreading the word to any other potential homebuyers i Know. Bradley JamesEDENTON, NC Jun 12
Carter and Jennifer were very patient with me. The team went above and beyond through the entire process. I couldn't have asked for a better experience as a first time home buyer. I'm am grateful for their hard work and will be spreading the word to any other potential homebuyers i Know.
Rating: 5.0 out of 5.0 from Encompass Great communication from Carter always kept me in the loop about everything and would check in routinely. Always had my best intrest in mind and gave great advice and through explanation of the process and all optionsz Taylor AdairVIRGINIA BEACH, VA Jun 10
Great communication from Carter always kept me in the loop about everything and would check in routinely. Always had my best intrest in mind and gave great advice and through explanation of the process and all optionsz
Rating: 5.0 out of 5.0 from Encompass Excellent communication and on top of all timelines to assist in a smooth closing. ChrisVIRGINIA BEACH, VA Jun 09
Excellent communication and on top of all timelines to assist in a smooth closing.
Rating: 5.0 out of 5.0 from Encompass During the process Carter provided de support and detailed explanations to every process and broke things down in a language we could understand. He went above and beyond to explain every detail of every piece of paper that needed to be signed ensuring no details were left out! Made the loan process stress free and ... GeoffreyCHESAPEAKE, VA Jun 01
During the process Carter provided de support and detailed explanations to every process and broke things down in a language we could understand. He went above and beyond to explain every detail of every piece of paper that needed to be signed ensuring no details were left out! Made the loan process stress free and ...
Rating: 5.0 out of 5.0 from Encompass Carter is great at communicating, problem solving, and collaboration- everything you want in a lender! He is also very personable and a dream to work with. KendallCHESAPEAKE, VA Jun 01
Carter is great at communicating, problem solving, and collaboration- everything you want in a lender! He is also very personable and a dream to work with.
Rating: 4.8 out of 5.0 from Encompass Very kind, responaiv, and knowledgeable MuzammilALEXANDRIA, VA May 28
Very kind, responaiv, and knowledgeable
Rating: 5.0 out of 5.0 from Encompass Worked very well with my clients showing them many options and explaining each. He was great to work with . KandiWINCHESTER, VA May 27
Worked very well with my clients showing them many options and explaining each. He was great to work with .
Rating: 5.0 out of 5.0 from google Carter really cares about his clients. He's knowledgeable, trustworthy and works with a great team. With so many lending programs available, I'm sure he can meet your needs! Tamra Lenz May 15
Carter really cares about his clients. He's knowledgeable, trustworthy and works with a great team. With so many lending programs available, I'm sure he can meet your needs!
Rating: 5.0 out of 5.0 from google I sent Carter one of my family members for a refi, and he handled them with professionalism and knowledge few loan officers possess. Everything went smoothly and would recommend him in the future. Eric Kline May 15
I sent Carter one of my family members for a refi, and he handled them with professionalism and knowledge few loan officers possess. Everything went smoothly and would recommend him in the future.
Rating: 5.0 out of 5.0 from Encompass Communication is number one! Christine KostanskiLancaster, VA May 11
Communication is number one!
Rating: 5.0 out of 5.0 from google Carter is very knowledgeable and his company has mortgage products others don't. Susan Martin May 08
Carter is very knowledgeable and his company has mortgage products others don't.
Rating: 5.0 out of 5.0 from google Carter Morgan is an exceptional loan officer. His timely communication and professional recommendations were invaluable. I highly recommend working with him. Christine Holt May 02
Carter Morgan is an exceptional loan officer. His timely communication and professional recommendations were invaluable. I highly recommend working with him.