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Proudly serving clients across Virginia, Connecticut, Florida and North Carolina.
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Constant contact and availability Brian M CLINTON, CT April 20 Rating: 5.0 out of 5.0 from Encompass
Constant contact and availability
Mr Rice was extremely knowledgeable, personable, and professional while handling my loan. He thoroughly explained everything and assisted me during each step of the proces. Beverley G Chesapeake, VA April 19 Rating: 5.0 out of 5.0 from Encompass
Mr Rice was extremely knowledgeable, personable, and professional while handling my loan. He thoroughly explained everything and assisted me during each step of the proces.
Chris is personable and answered all questions we had throughout the entire process!! Highly reccomend working with chris! Julia M NORFOLK, VA April 14 Rating: 5.0 out of 5.0 from Encompass
Chris is personable and answered all questions we had throughout the entire process!! Highly reccomend working with chris!
I've worked with other lenders before but Chris is the best. Chris and his team made the homebuying process effortless for me. I highly recommend him and Atlantic Bay Mortgage if in the market for a new home. Celeste Norfolk, VA April 03 Rating: 5.0 out of 5.0 from Zillow
I've worked with other lenders before but Chris is the best. Chris and his team made the homebuying process effortless for me. I highly recommend him and Atlantic Bay Mortgage if in the market for a new home.
Chris rice made me feel like I was a top priority customer. He answered all calls and text messages at all hours with an questions that I had. He call to make sure I was happy with my home. I am so excited to build a future in the house that Chris helped me close on he is a one of a kind mortgage lender and I would recommend him to any one Wandac Franklin, VA April 03 Rating: 5.0 out of 5.0 from Zillow
Chris rice made me feel like I was a top priority customer. He answered all calls and text messages at all hours with an questions that I had. He call to make sure I was happy with my home. I am so excited to build a future in the house that Chris helped me close on he is a one of a kind mortgage lender and I would recommend him to any one
Chris and his team were extremely helpful and accommodating through my entire journey to buying my first house in this crazy market. Any questions or concerns I had were explained and answered thoroughly. Would gladly recommend Chris and his team to any of my friends. Philip Chayka Chesapeake, VA April 03 Rating: 5.0 out of 5.0 from Zillow
Chris and his team were extremely helpful and accommodating through my entire journey to buying my first house in this crazy market. Any questions or concerns I had were explained and answered thoroughly. Would gladly recommend Chris and his team to any of my friends.
Chris Rice is honest, responsive, and so knowledgeable about the mortgage process. He knows his stuff inside and out. He has worked with friends and family members for initial purchases as well as refinancing their homes. Everyone I know who has gone to him has been extremely happy. I highly recommend him! Rebecca Virginia Beach, VA April 03 Rating: 5.0 out of 5.0 from Zillow
Chris Rice is honest, responsive, and so knowledgeable about the mortgage process. He knows his stuff inside and out. He has worked with friends and family members for initial purchases as well as refinancing their homes. Everyone I know who has gone to him has been extremely happy. I highly recommend him!
very knowledgeable. always available and very hard worker. Helped every step of the way. This guy needs a promotion! Ralph Emory SOUTH MILLS, NC March 20 Rating: 5.0 out of 5.0 from Encompass
very knowledgeable. always available and very hard worker. Helped every step of the way. This guy needs a promotion!
On 04/30/2026 at 2:30 pm
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