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Renovations loans are my passion. With America’s aging housing, there is more and more need for renovation financing, and it’s my goal to make sure every homebuyer out there knows that this opportunity exists. I started my mortgage career in 1973 and worked on the operations side until 1983, when I became a Loan Originator. I am very knowledgeable about VA, FHA, and Conventional loans, with a specialty in renovation loans.
Rating: 5.0 out of 5.0 from Encompass Outstanding experience yall made my life easier. Jackie DylanHERTFORD, NC Jun 01
Outstanding experience yall made my life easier.
Rating: 4.8 out of 5.0 from Encompass Cola was awesome, very responsive, and knowledgable. CarrieELIZABETH CITY, NC May 29
Cola was awesome, very responsive, and knowledgable.
Rating: 5.0 out of 5.0 from Encompass Very fast, efficient, professional, and helpful. Found the best option for me. Very kind and professional. Tricia LeahCAMDEN, NC May 19
Very fast, efficient, professional, and helpful. Found the best option for me. Very kind and professional.
Rating: 5.0 out of 5.0 from Encompass was amazing. I will use her numerous times over and over. NatashiaELIZABETH CITY, NC May 18
was amazing. I will use her numerous times over and over.
Rating: 5.0 out of 5.0 from Encompass Fairly easy process, everyone was up front with us about what we needed to do. MichaelELIZABETH CITY, NC May 05
Fairly easy process, everyone was up front with us about what we needed to do.
Rating: 5.0 out of 5.0 from Encompass Cola Galvin made it great! Love her! PERCY GRAHAMEdenton, NC Apr 06
Cola Galvin made it great! Love her!
Rating: 5.0 out of 5.0 from Zillow From day one, Cola Gavin helped me get a better rate with no fees like other lenders. She helped explain any processes I was unclear on, and responded very quickly. She helped make this first-time home buyer experience seamless. Would strongly recommend Cola Gavin and Homespire! StephanieNewport News, VA Apr 03
From day one, Cola Gavin helped me get a better rate with no fees like other lenders. She helped explain any processes I was unclear on, and responded very quickly. She helped make this first-time home buyer experience seamless. Would strongly recommend Cola Gavin and Homespire!
Rating: 5.0 out of 5.0 from Zillow Cola was very helpful in every way. When I had a question all I had to do is to call her. She made it seem very simple. She was the one that made my purchase of this house happen almost 12 years ago. I would recommend her to anyone that needs a professional to act as your agent. Thank You Cola! Paulingle571Chesapeake, VA Apr 03
Cola was very helpful in every way. When I had a question all I had to do is to call her. She made it seem very simple. She was the one that made my purchase of this house happen almost 12 years ago. I would recommend her to anyone that needs a professional to act as your agent. Thank You Cola!
Rating: 5.0 out of 5.0 from Zillow Cola is one in a million! The type of service you just don’t get anymore. Passionate hard working, extremely focused on getting the mortgage closed AND at the best price for you. Amazingly, covers all bases at the same time. Very rare, if you ever get the chance to work with Cola , you will understand. Wouldn’t do another mortgage without her. TonySuffolk, VA Apr 03
Cola is one in a million! The type of service you just don’t get anymore. Passionate hard working, extremely focused on getting the mortgage closed AND at the best price for you. Amazingly, covers all bases at the same time. Very rare, if you ever get the chance to work with Cola , you will understand. Wouldn’t do another mortgage without her.
Rating: 5.0 out of 5.0 from Encompass Cola was great to work with! She was proactive, approachable, and easy to get ahold of. DougVIRGINIA BEACH, VA Dec 24
Cola was great to work with! She was proactive, approachable, and easy to get ahold of.
Rating: 5.0 out of 5.0 from Encompass Cola's knowledge and professionalism! LIN R.VIRGINIA BEACH, VA Dec 14
Cola's knowledge and professionalism!
Rating: 5.0 out of 5.0 from Encompass Very responsive and supportive. Great communication from the team. MichaelNAGS HEAD, NC Nov 04
Very responsive and supportive. Great communication from the team.
Rating: 5.0 out of 5.0 from Encompass Always communicated what was needed and gave information in a timely fashio. JanaNAGS HEAD, NC Nov 04
Always communicated what was needed and gave information in a timely fashio.
Rating: 5.0 out of 5.0 from Encompass Cola was knoweldgable, friendly and easy to work with! Katie NicoleNorfolk, VA Jul 18
Cola was knoweldgable, friendly and easy to work with!
Rating: 5.0 out of 5.0 from Encompass Cola really listens and takes the time to answer the clients questions and make them comfortable with the loan process . LIN R.Norfolk, VA Jul 02
Cola really listens and takes the time to answer the clients questions and make them comfortable with the loan process .
Rating: 5.0 out of 5.0 from Encompass You can not fathom the power house you will have in Cola as your lender! Something she has said, MULTIPLE TIMES, since I firsted worked with her: "Everyone deserves to own a home" As a Realtor, if her name is on the pre-approval, your offer just got srtronger. I can not thank her enough for all that she has done for my clients. Now i'm off to call... CurtisElizabeth City, NC Jun 27
You can not fathom the power house you will have in Cola as your lender! Something she has said, MULTIPLE TIMES, since I firsted worked with her: "Everyone deserves to own a home" As a Realtor, if her name is on the pre-approval, your offer just got srtronger. I can not thank her enough for all that she has done for my clients. Now i'm off to call...
Rating: 5.0 out of 5.0 from Encompass Mrs. Cola was willing to fight for us the whole way. She did her best to save our house buying process after a previous mortgage lender messed it up. We almost lost our chance to get our house and Mrs. Cola was able to save it. She was always open with us about the situation we were in and did her best to help us close on the house as soon as possi... KimberlyElizabeth City, NC Jun 24
Mrs. Cola was willing to fight for us the whole way. She did her best to save our house buying process after a previous mortgage lender messed it up. We almost lost our chance to get our house and Mrs. Cola was able to save it. She was always open with us about the situation we were in and did her best to help us close on the house as soon as possi...
Rating: 5.0 out of 5.0 from Encompass just great people to work with. They relieved my anxiety and stress. Thank you very much you and your team. Kathy H Kathy DCHESAPEAKE, VA May 30
just great people to work with. They relieved my anxiety and stress. Thank you very much you and your team. Kathy H
Rating: 5.0 out of 5.0 from Encompass Fast turn around Hunter LeeGATESVILLE, NC May 27
Fast turn around
Rating: 5.0 out of 5.0 from Encompass Cola has always been a trusted partner in assisting my clients with their home purchase. She posesses a wealth of mortgage lending knowledge and is tenacious when it comes to finding the right loan product for the clients I refer to her. PaulVirginia Beach, VA Apr 28
Cola has always been a trusted partner in assisting my clients with their home purchase. She posesses a wealth of mortgage lending knowledge and is tenacious when it comes to finding the right loan product for the clients I refer to her.
Rating: 5.0 out of 5.0 from Encompass COLA GAVIN is what made my experience great!!! From the first call to the last, she made me feel like we were on the same team and she guided me through the process. She advocated for my best interest. Cola and her team were exceptional and I am blessed and grateful beyond measure to have had them during this process.. Nicole ReneeEdenton, NC Apr 28
COLA GAVIN is what made my experience great!!! From the first call to the last, she made me feel like we were on the same team and she guided me through the process. She advocated for my best interest. Cola and her team were exceptional and I am blessed and grateful beyond measure to have had them during this process..
Rating: 5.0 out of 5.0 from Encompass Cola is the best. She is available any time you have a questionor just need advice. From day one to closing you know she'sgot your back. I trust her completely to do what is needed to get the job done. I couldn't have asked for anyone better. SUSAN DONOVANVirginia Beach, VA Apr 26
Cola is the best. She is available any time you have a questionor just need advice. From day one to closing you know she'sgot your back. I trust her completely to do what is needed to get the job done. I couldn't have asked for anyone better.
Rating: 5.0 out of 5.0 from Encompass Cola was excellent in every step of the process. Made the whole thing super easy. She is very knowledgeable in her job. Hands down the best!! BLAINE SNorfolk, VA Mar 10
Cola was excellent in every step of the process. Made the whole thing super easy. She is very knowledgeable in her job. Hands down the best!!