About Elizabeth
Proudly serving clients across Virginia and North Carolina.
For the past five years, I’ve had the privilege of helping people navigate one of the biggest purchases of their lives. Whether you’re buying your first home or you’re a seasoned investor, my goal is to help you find the loan program that truly fits your needs.
I lead with kindness and genuinely enjoy connecting with people. I do my best to make my buyers feel seen, heard, and cared for, and I bring that same approach into every transaction — listening closely, advocating for your best interests, and making the process feel clear, smooth, and stress-free from start to finish.
I’m also a third-generation loan officer and still work alongside my dad today. Together, we bring over 30 years of combined lending experience, blending trusted knowledge with a modern, personalized approach.
Outside of work, I love staying active — running, biking, swimming, and spending time outdoors. I’m very family-oriented and enjoy creating meaningful memories with the people I love.
Borrower Testimonials
Elizabeth was great and very helpful when I had any questions.
Overall great amazing experienc!
Elizabeth responds very quickly and worked to ensure a smooth closing
Ease of loan from start to finish. Elizabeth was very quick to get things done. Would work with her again
Great communication and effort the entire process
Elizabeth answered all my questions and was able to get my loan closed a little early!
Excellent communication! Closed ahead of schedule
Excellent communication, warm interactions, and top notch professionalism.
Elizabeth and her team's excellent communication made our experience as stress free as possible. Elizabeth also made sure we were comfortable and understood all of the disclosures prior to closing. We would highly recommend this team to others for their home purchase!
Your team was very patient and kind to us during the many challenging issues that seemed to continually arise throughout the loan process. We are very appreciative of your hard work and dedication. Thank you.
Super organized and easy process.
impressed with buying a new house with no money out of pocket
give us a clear guidance through all the process and what to expect in esch each stage
Great advice and communicatIon. Always quick to respond and helped with all questions we had. Would highly recommend for anybody needing services for loans!
Everything about the process of getting my mortage loan and how smooth and assuring everything was as a first time home owner. I was taken care of and everything I needed was addressed even before I knew I needed it. Very experienced team of Talented people including Mrs. Simkins took care of me.
The team was great!
Elizabeth was there to save a deal from another lender. I thought there was 0 chance however she made it to the finish line with little to no issues.
Elizabeth, was very attentive throughout the whole process, and was able to response promptly to all my questions. She even came to my closing for my support.
Elizabeth was awesome. She walked me thru the entire process and stayed in communication with me.
Thanks Elizabeth! Excellent work!
Elizabeth and her Team are amazing. From start to finish, they were with us every step.of the way. They stayed on track and we closed as scheduled. There were no issues with missing documents before the loan was submitted. Flawless, efficient and professional service.
Elizabeth always answered my calls and responded to emails so quickly. She is amazing! Couldn't ask for a smoother transaction! Honestly one of the best experiences I have ever had. And I love that she came to closing. That is top notch service.
The communication throughout the entire process was excellent!
Elizabeth was very helpful throughout the entire time buying process. She fought to give me an excellent rate and had great communication. Highly would recommend using her when trying to apply for a mortgage! Thanks Elizabeth!
answered all my questions at any time