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Proudly serving clients across Virginia.
I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.
With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.
Rating: 5.0 out of 5.0 from Encompass Gail worked hard to get the difficult loan done. My buyers were very happy--which makes me happy! I am very appreciative of all her hard work. TINAWilliamsburg, VA Jul 16
Gail worked hard to get the difficult loan done. My buyers were very happy--which makes me happy! I am very appreciative of all her hard work.
Rating: 5.0 out of 5.0 from Encompass Gail was very amazing and knowledgeable to every single question i had. Grade A service and will definitely recommend and use for the futire Muhanned MNewport News, VA Jul 16
Gail was very amazing and knowledgeable to every single question i had. Grade A service and will definitely recommend and use for the futire
Rating: 5.0 out of 5.0 from google Gail helped us with a construction loan and a permanent mortgage. Both were top notch experiences. She is very knowledgeable about the market and available mortgage options. Great communication and just a great overall experience - Would highly recommend! graydon Moss Jul 16
Gail helped us with a construction loan and a permanent mortgage. Both were top notch experiences. She is very knowledgeable about the market and available mortgage options. Great communication and just a great overall experience - Would highly recommend!
Rating: 5.0 out of 5.0 from google My husband and I are so grateful we were referred to Gail. As first time home buyers, the home buying process can be so stressful, confusing, and overwhelming. But with Gail, it was easy and straightforward. She was patient, prompt, and very knowledgeable. Cannot recommend her enough. Brittney K Jul 16
My husband and I are so grateful we were referred to Gail. As first time home buyers, the home buying process can be so stressful, confusing, and overwhelming. But with Gail, it was easy and straightforward. She was patient, prompt, and very knowledgeable. Cannot recommend her enough.
Rating: 5.0 out of 5.0 from google If you live in Williamsburg, Gail should be the ONLY mortgage broker you need! Highly recommend! VIVIAN CARPENTER Jul 16
If you live in Williamsburg, Gail should be the ONLY mortgage broker you need! Highly recommend!
Rating: 5.0 out of 5.0 from google Gail Burns is amazing I feel she went above and beyond on helping me. Melissa Harlow Jul 16
Gail Burns is amazing I feel she went above and beyond on helping me.