About Ira
Proudly serving clients across Virginia, Connecticut, Florida, North Carolina and Tennessee.
With 27+ years in the mortgage industry, Ira Hines is a trusted mortgage professional dedicated to helping homeowners and buyers make smart mortgage moves with confidence. Whether it’s refinancing to lower payments, consolidating debt, tapping into home equity, or purchasing a new home, Ira focuses on making the process simple, clear, and stress-free. Known for strong communication, quick approvals, and genuine care for clients, Ira provides strategic lending solutions tailored to each borrower’s financial goals. With decades of experience and a client-first approach, Ira helps borrowers feel informed and confident every step of the way. Ira specializes in refinance strategies, debt consolidation, home equity solutions, and purchase financing through FHA, VA, USDA, and Conventional loan programs. Licensed to serve clients in North Carolina, Virginia, Tennessee, and Florida. Core strengths include: • Refinance & Debt Consolidation Solutions • FHA, VA, USDA & Conventional Purchase Loans • Clear Guidance & Fast, Efficient Closings • Tech-Driven, Client-Focused Service • Dedicated to Realtor & Client Education
Borrower Testimonials
She was extremely thorough, not to mention always available. Ira takes true pride in her work, love for her clients, and professionalism has never been a doubt working alongside her. If you need a lender pick Ira. Thank you for everything you have done for me and our clients.
Ira was wonderful to work with. Always kept up to date on process. And woukd use again for sure.
Ira was amazing. This was my first home purchase and she helped me understand everything from start to finish. She's extremely knowledgeable and was just a pleasure to deal with. It went extremely flawless and I can't thank her enough.
Ira is the best!!!
Ira took the time to listen and understand what we were looking to accomplish with our home refinance. She and Dan went above and beyond to ensure we were informed of the process and stayed aware of the status of the application. We had a couple of starts and stop along the process and even an original closing day failure to execute because of trep...
Ira and her team stayed on top of the process the entire time. Effectively and efficiently coordinated with other agencies to work around my schedule and to meet the deadline I had requested. her and her team were available for any questions or concerns that arose on my end and had an appropriate ans...
Ease of communication and prompt follow thru!!!
Professional service, cordial and friendly. Available when needed. I am inpressed with excellent quality service
I was a Realtor for 12 years and I sent my clients to Ira because I knew they would be taken good care of. She is wonderful to work with and GREAT with first time homebuyers. She really takes time with her clients and explains the whole process from start to finish. Her knowledge of the mortgage process is vast and if by chance there is a question ...
I can't express just how grateful my family is to Ira & Nick Hines, an amazing tag team, for going above & beyond in order to make our home purchase Stress Free!! Super Thanks.
We are first time home buyers and were so lucky to find Ira Hines to help us through the process. Ira always returned our calls/emails promptly. She was very positive and made us feel more comfortable through the home buying process. And because of her "let's get this done" attitude we were able to close on our house sooner than expected. We would ...
Purchasing a home can be stressful. However, Ira was always professional, quick to respond, and supportive which made a potential stressful experience a happy one.
I highly recommend Ira for any real estate needs! She is truly passionate about helping others and was amazing to work with during what can be a stressful time! Ira was always prompt, attentive, and a pleasure to work with during our pre-approval process. My husband and I will definitely be using her again in the future and will continue to reco...
Ira was very friendly, helpful and very quick to respond with any questions we had about our loan. We were also able to reach her at almost any time of the day. She was also patient to wait and lock us in a interest rate when rates were the best. I would definitely recommend her!
Ira Hines is a greatest person to work and proceed the mortgage in just 2 weeks with quick responses almost immediately to answer my questions, etc. She walked throughout the details with us during mortgage processing with quick answers. She's really expert in her mortgage field.
Ira was able to "hold my hand" throughout the entire process. Everything went much smoother than I expected. She was always responsive, helpful and kind. Every home purchase can be stressful, my situation had additional stressors as I am in the process of going through a divorce. Ira's kind and gentle spirit was invaluable to me. I am blessed to ha...
Ira was very welcoming and made us feel comfortable from the moment we sat down with her. My husband and I did not see I to eye about some things and could not come up with a solid plan on our own until we sat down with Ira. She had us smiling and laughing and her professionalism and extensive knowledge gave us both the peace of mind we were lookin...
My husband and I could not have ask for better service and continuous follow up through out the new home purchase. Mrs. Hines knowledge and promptness is why we decided to utilize her services again on our new purchase as we had also worked with her in the past.
Great experience from start to finish. This was our third home purchase and it was by far the best experience we have had. From the start, Ira under promised and over delivered on every aspect of our home purchase.
Ira was a pleasure to work with. She made sure the loan process was quick, smooth and easy. Ira made sure we had all the paperwork upfront and did a full review and rundown of everything needed so that there was less hassling later on. They also made sure we got every penny we contributed back to us at closing! Union gave us a great deal on a loa...
Ira is great and on top of everything. She is always available to answer any question you have and makes sure to stay on top of everything in the process. She is also very thorough in the application process and does not move forward until you completely understand it all.
I can't say enough wonderful things about Ira! I have used her several times in the past for my financing and have also recommended her to my family and friends who used her. I called her on 03/11/15 for our current home purchase and we were able to close on our dream home on 04/17/15. Ira went above and beyond to make our home purchasing stres...
Thank you Ira and Renea for all your hard work. This is my second time using Ira's extensive knowledge when buying a new home. I can only imagine how stressful your job is. You both worked extremely hard to make sure we got to closing on time. We really appreciate everything amd can't wait to get settled into our new home. I have and will continue ...
Ira, from the very start, showed a dedication to my wife and I that's rare to find. Her expertise, commitment and professionalism was outstanding. Honesty was also a strong point of her's. I won't hesitate work with Ira and her team on another loan.
Ira and her team were very clear on what we needed to do to make the process go as smoothly as possible. They always answered questions promptly. Great group to work with!