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Josh started his career in banking in 2004. He built his reputation on exceptional client service, ethics, integrity, experience, and expertise. Josh was drawn to mortgage lending because of his strong desire to further assist his clients with one of the biggest, most exciting stages of their lives.
He is a martial arts instructor outside of the office, where he teaches his students to be hardworking, honest, and respectful individuals. Josh’s clients will love his positive energy as well as his honesty, responsiveness, and reliability.
Rating: 5.0 out of 5.0 from Encompass Everyone that was involved in the process worked hard to make sure we got into our home. The team was awesome! JasonNORFOLK, VA Jun 02
Everyone that was involved in the process worked hard to make sure we got into our home. The team was awesome!
Rating: 5.0 out of 5.0 from Encompass This loan was dead in the water according to another loan officer when Josh reached down, pulled it into the lifeboat and Andrea Hale and the team brought this one back to life. With Josh working the sails, Andrea in the engine room, Ben Spitzer on lookout, and Matt beckwith at the helm they turned this ship around quickly and in weeks, this loan w... DANIEL L.NORFOLK, VA May 31
This loan was dead in the water according to another loan officer when Josh reached down, pulled it into the lifeboat and Andrea Hale and the team brought this one back to life. With Josh working the sails, Andrea in the engine room, Ben Spitzer on lookout, and Matt beckwith at the helm they turned this ship around quickly and in weeks, this loan w...
Rating: 5.0 out of 5.0 from Encompass Speed and ease of entire experience! Everyone involved was amazing.. JoshuaVIRGINIA BEACH, VA May 15
Speed and ease of entire experience! Everyone involved was amazing..
Rating: 5.0 out of 5.0 from Zillow I have had the pleasure of knowing Matt and his team for years and have seen first hand what top notch service they provide. They handled loans for most of my family as well and we are all committed! The team is always available, helpful and creative. My transaction was a long and complicated one and I could not have done it without Matt Beckwith! ... Caroline StroyeckVirginia Beach, VA May 04
I have had the pleasure of knowing Matt and his team for years and have seen first hand what top notch service they provide. They handled loans for most of my family as well and we are all committed! The team is always available, helpful and creative. My transaction was a long and complicated one and I could not have done it without Matt Beckwith! ...
Rating: 5.0 out of 5.0 from Encompass Josh Hartman is truly an exceptional loan officer. Right from the beginning he was thorough in his explanations, what was needed on my end to get things moving and done, he communicated with me the entitre process and was always available for a call or text to explain things if I had questions. This is actually my second loan with Josh and I reache... CatherineVIRGINIA BEACH, VA Apr 24
Josh Hartman is truly an exceptional loan officer. Right from the beginning he was thorough in his explanations, what was needed on my end to get things moving and done, he communicated with me the entitre process and was always available for a call or text to explain things if I had questions. This is actually my second loan with Josh and I reache...
Rating: 4.3 out of 5.0 from Encompass Clarification on who was handling my loan and consistent communication. KatelinNORFOLK, VA Apr 01
Clarification on who was handling my loan and consistent communication.
Rating: 5.0 out of 5.0 from Encompass osh was very consistent and professional throughout the entire process. He also answered any questions that I had while going through the process. JeanettePORTSMOUTH, VA Mar 24
osh was very consistent and professional throughout the entire process. He also answered any questions that I had while going through the process.
Rating: 5.0 out of 5.0 from Encompass The level of knowledge and professionalism that Josh has, working on anything that comes up at anytime of the day or night. Anyone working with him knows his dedication, he will make it work. IanNORFOLK, VA Mar 09
The level of knowledge and professionalism that Josh has, working on anything that comes up at anytime of the day or night. Anyone working with him knows his dedication, he will make it work.
Rating: 5.0 out of 5.0 from Encompass Working with Josh was a fantastic experience. He is professional, detailed, personable, knowledgeable, AVAILABLE, and it is evident that he truly cares about our clients. Thank you, Josh, for such a smooth transaction! SARAHMOYOCK, NC Mar 09
Working with Josh was a fantastic experience. He is professional, detailed, personable, knowledgeable, AVAILABLE, and it is evident that he truly cares about our clients. Thank you, Josh, for such a smooth transaction!
Rating: 5.0 out of 5.0 from Encompass Josh did exceptional work. Deserves a raise if not a CEO title soon. At least a private jet with starlink to travel the world and close loans. With Andrea Hale of course. And Rhonda. DANIEL LNORFOLK, VA Mar 06
Josh did exceptional work. Deserves a raise if not a CEO title soon. At least a private jet with starlink to travel the world and close loans. With Andrea Hale of course. And Rhonda.
Rating: 5.0 out of 5.0 from Encompass Josh, Rhonda, and their team were incredibly helpful throughout the entire process. They made everything smooth, organized, and easy to understand from start to finish. As first-time homebuyers, we truly appreciated how clearly they explained each step and kept us informed along the way. Thanks to their support and guidance, my family and I are no... AnthonySuffolk, VA Mar 02
Josh, Rhonda, and their team were incredibly helpful throughout the entire process. They made everything smooth, organized, and easy to understand from start to finish. As first-time homebuyers, we truly appreciated how clearly they explained each step and kept us informed along the way. Thanks to their support and guidance, my family and I are no...
Rating: 5.0 out of 5.0 from Encompass Being a first time buyer I experienced almost every emotion, Josh for sure was very relaxed and informative and didn't hesitate to explain whatever it was that I questioned. I was calling and texting him almost daily and not ince once did I feel like I was "doing too much" he was great! And I will surely be... AzimHAMPTON, VA Feb 09
Being a first time buyer I experienced almost every emotion, Josh for sure was very relaxed and informative and didn't hesitate to explain whatever it was that I questioned. I was calling and texting him almost daily and not ince once did I feel like I was "doing too much" he was great! And I will surely be...
Rating: 5.0 out of 5.0 from Encompass Very professional and timely. MarkVIRGINIA BEACH, VA Feb 03
Very professional and timely.
Rating: 5.0 out of 5.0 from Encompass The communication and support I received from everyone I worked with was awesome. There was never a moment that I couldn't get in touch with anyone involved in the process and they also gave great information in real time. Definitely would recommend to any in all homebuyers. Alan KennethVIRGINIA BEACH, VA Jan 01
The communication and support I received from everyone I worked with was awesome. There was never a moment that I couldn't get in touch with anyone involved in the process and they also gave great information in real time. Definitely would recommend to any in all homebuyers.
Rating: 5.0 out of 5.0 from Encompass Josh Hartman made the deal exceptional! Being able to call or text anytime I had questions, whether during business hours or after, was incredibly convenient. His honesty and strong moral principles truly stood out, making the entire process smooth and trustworthy. JeffreyCLEVELAND, NC Dec 19
Josh Hartman made the deal exceptional! Being able to call or text anytime I had questions, whether during business hours or after, was incredibly convenient. His honesty and strong moral principles truly stood out, making the entire process smooth and trustworthy.
Rating: 5.0 out of 5.0 from Encompass Josh and team did a great job on a home refi. Brian CurtisVIRGINIA BEACH, VA Dec 02
Josh and team did a great job on a home refi.
Rating: 5.0 out of 5.0 from Encompass Josh is fantastic. He was there every step of the way to answer all of my questions and make sure I understood everything. JacobNorfolk, VA Nov 28
Josh is fantastic. He was there every step of the way to answer all of my questions and make sure I understood everything.
Rating: 5.0 out of 5.0 from Encompass Your attention to detail and making us feel comfortable during the process. Luise EHENRICO, VA Nov 28
Your attention to detail and making us feel comfortable during the process.
Rating: 4.8 out of 5.0 from Encompass Great professional made everything easy. DANIELVIRGINIA BEACH, VA Nov 26
Great professional made everything easy.
Rating: 4.0 out of 5.0 from Encompass Josh was very attentive to my needs MichaelVirginia Beach, VA Oct 21
Josh was very attentive to my needs
Rating: 4.7 out of 5.0 from Encompass I would like to express my sincere appreciation for Josh's assistance throughout this process. His helpfulness and openness were invaluable. He demonstrated a strong work ethic, ensuring that he addressed every question I had. His support greatly facilitated my navigation of the process, and I am truly grateful for his efforts. ArielVirginia Beach, VA Sep 06
I would like to express my sincere appreciation for Josh's assistance throughout this process. His helpfulness and openness were invaluable. He demonstrated a strong work ethic, ensuring that he addressed every question I had. His support greatly facilitated my navigation of the process, and I am truly grateful for his efforts.
Rating: 5.0 out of 5.0 from Encompass I have never had a easier time financing a home, Josh was excellent and didnt hide or delay anything. Everything was upfront and simple. Highly recommended! CodySUFFOLK, VA Sep 04
I have never had a easier time financing a home, Josh was excellent and didnt hide or delay anything. Everything was upfront and simple. Highly recommended!
Rating: 5.0 out of 5.0 from Encompass Josh and I work very well together, he goes above and beyond for clients and they notice it too. He cares just as much as I care about this important step for our clents. I will continue to work with Josh! He has earned my business and I trust and love him for all his har work and dedication. BETSAIDA NORFOLK, VA Aug 26
Josh and I work very well together, he goes above and beyond for clients and they notice it too. He cares just as much as I care about this important step for our clents. I will continue to work with Josh! He has earned my business and I trust and love him for all his har work and dedication.
Rating: 5.0 out of 5.0 from Encompass Josh was great to work with, personable, and helpful. Josiah ACHESAPEAKE, VA Aug 16
Josh was great to work with, personable, and helpful.
Rating: 5.0 out of 5.0 from Encompass Josh Hartman made the process very smooth KASEYNEWPORT NEWS, VA Aug 15
Josh Hartman made the process very smooth