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Josh started his career in banking in 2004. He built his reputation on exceptional client service, ethics, integrity, experience, and expertise. Josh was drawn to mortgage lending because of his strong desire to further assist his clients with one of the biggest, most exciting stages of their lives.
He is a martial arts instructor outside of the office, where he teaches his students to be hardworking, honest, and respectful individuals. Josh’s clients will love his positive energy as well as his honesty, responsiveness, and reliability.
Josh Hartman is truly an exceptional loan officer. Right from the beginning he was thorough in his explanations, what was needed on my end to get things moving and done, he communicated with me the entitre process and was always available for a call or text to explain things if I had questions. This is actually my second loan with Josh and I reache... Catherine VIRGINIA BEACH, VA April 24 Rating: 5.0 out of 5.0 from Encompass
Josh Hartman is truly an exceptional loan officer. Right from the beginning he was thorough in his explanations, what was needed on my end to get things moving and done, he communicated with me the entitre process and was always available for a call or text to explain things if I had questions. This is actually my second loan with Josh and I reache...
Clarification on who was handling my loan and consistent communication. Katelin NORFOLK, VA April 01 Rating: 4.3 out of 5.0 from Encompass
Clarification on who was handling my loan and consistent communication.
osh was very consistent and professional throughout the entire process. He also answered any questions that I had while going through the process. Jeanette PORTSMOUTH, VA March 24 Rating: 5.0 out of 5.0 from Encompass
osh was very consistent and professional throughout the entire process. He also answered any questions that I had while going through the process.
The level of knowledge and professionalism that Josh has, working on anything that comes up at anytime of the day or night. Anyone working with him knows his dedication, he will make it work. Ian NORFOLK, VA March 09 Rating: 5.0 out of 5.0 from Encompass
The level of knowledge and professionalism that Josh has, working on anything that comes up at anytime of the day or night. Anyone working with him knows his dedication, he will make it work.
Working with Josh was a fantastic experience. He is professional, detailed, personable, knowledgeable, AVAILABLE, and it is evident that he truly cares about our clients. Thank you, Josh, for such a smooth transaction! SARAH MOYOCK, NC March 09 Rating: 5.0 out of 5.0 from Encompass
Working with Josh was a fantastic experience. He is professional, detailed, personable, knowledgeable, AVAILABLE, and it is evident that he truly cares about our clients. Thank you, Josh, for such a smooth transaction!
Josh did exceptional work. Deserves a raise if not a CEO title soon. At least a private jet with starlink to travel the world and close loans. With Andrea Hale of course. And Rhonda. DANIEL L NORFOLK, VA March 06 Rating: 5.0 out of 5.0 from Encompass
Josh did exceptional work. Deserves a raise if not a CEO title soon. At least a private jet with starlink to travel the world and close loans. With Andrea Hale of course. And Rhonda.
On 04/30/2026 at 2:30 pm
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