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I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Rating: 4.8 out of 5.0 from Encompass Great and frequent communication and updates Sue ACARROLLTON, VA Jun 01
Great and frequent communication and updates
Rating: 5.0 out of 5.0 from Encompass Ver informative , answered all my questions & made the process and transaction super easy & smooth Thank You So Much. Dondre DCARROLLTON, VA May 07
Ver informative , answered all my questions & made the process and transaction super easy & smooth Thank You So Much.
Rating: 5.0 out of 5.0 from Encompass Kevin was pleasant and kept true to hia words Pamela LCARROLLTON, VA May 04
Kevin was pleasant and kept true to hia words
Rating: 5.0 out of 5.0 from Encompass Great communication throughout process Catherine MarieYORKTOWN, VA May 04
Great communication throughout process
Rating: 5.0 out of 5.0 from Encompass Seamless process fast and very responsive orgaized staff ! ZuriCOURTLAND, VA Apr 21
Seamless process fast and very responsive orgaized staff !
Rating: 5.0 out of 5.0 from Encompass I had a lot of questions and Kevin answered all of them! He was very patient with me and very, very knowledgeable. He had great customer service! Janell JCARROLLTON, VA Apr 20
I had a lot of questions and Kevin answered all of them! He was very patient with me and very, very knowledgeable. He had great customer service!
Rating: 4.0 out of 5.0 from Encompass dont waste time asking about irelivent monney to the loan Matthew ImmanuelYORKTOWN, VA Apr 18
dont waste time asking about irelivent monney to the loan
Rating: 5.0 out of 5.0 from Encompass Kevin is knowledgeable, explained things very thoroughly to my client, kept us abreast during the transaction, and came to closing! PamCARROLLTON, VA Apr 14
Kevin is knowledgeable, explained things very thoroughly to my client, kept us abreast during the transaction, and came to closing!
Rating: 5.0 out of 5.0 from Encompass Excellent communication and knowledge. Thanks, Kevin! CindyCARROLLTON, VA Apr 14
Excellent communication and knowledge. Thanks, Kevin!
Rating: 5.0 out of 5.0 from Encompass Kevin was always available and answered every question I ever had. Thanks Kevin for making this opportunity come together for my family and I. Michael DavidSUFFOLK, VA Mar 30
Kevin was always available and answered every question I ever had. Thanks Kevin for making this opportunity come together for my family and I.
Rating: 5.0 out of 5.0 from Encompass The communication was great, and the process was pretty smooth, without too many emails and rework. TyrellHAMPTON, VA Mar 26
The communication was great, and the process was pretty smooth, without too many emails and rework.
Rating: 5.0 out of 5.0 from Encompass Kevin Oneil O'Neil is effectiv, efficient and amazing, he is the best SME (Subject Matter Expert), and his attention to detail as his communication skills and knowledge is outstandin. I am very pleased that I had him as my Financial Advisor in the process of purchasing my home, I have already referred him ... Lela JHAMPTON, VA Mar 23
Kevin Oneil O'Neil is effectiv, efficient and amazing, he is the best SME (Subject Matter Expert), and his attention to detail as his communication skills and knowledge is outstandin. I am very pleased that I had him as my Financial Advisor in the process of purchasing my home, I have already referred him ...
Rating: 5.0 out of 5.0 from Encompass a challenging process but Kevin stayed in communication through it all! Angelina NCHESAPEAKE, VA Mar 20
a challenging process but Kevin stayed in communication through it all!
Rating: 5.0 out of 5.0 from Encompass Great, Fast, Professional! Thank you. IrynaCARROLLTON, VA Mar 18
Great, Fast, Professional! Thank you.
Rating: 5.0 out of 5.0 from Encompass Good communication Cecil RHAMPTON, VA Mar 16
Good communication
Rating: 5.0 out of 5.0 from Encompass Kevin handled this delicate situation with expertise and a thorough hand. The client felt her team was ironclad and prepared for any hurdle. JoelCHESAPEAKE, VA Mar 12
Kevin handled this delicate situation with expertise and a thorough hand. The client felt her team was ironclad and prepared for any hurdle.
Rating: 5.0 out of 5.0 from Encompass Kevin ius always checking and double checking to make sure nothing falls thru the cracks. He is great!!! PennyCARROLLTON, VA Mar 10
Kevin ius always checking and double checking to make sure nothing falls thru the cracks. He is great!!!
Rating: 5.0 out of 5.0 from Encompass Kevin was great! Always there to answer any questions that I had. Kevin's customer service was amazing which made this a smooth process from start to finish . AshaYORKTOWN, VA Mar 10
Kevin was great! Always there to answer any questions that I had. Kevin's customer service was amazing which made this a smooth process from start to finish .
Rating: 4.7 out of 5.0 from Encompass When I wanted to give up them team was right there with me step by step b they made a big difference and it great for me FlossieSUFFOLK, VA Mar 09
When I wanted to give up them team was right there with me step by step b they made a big difference and it great for me
Rating: 5.0 out of 5.0 from Encompass Our experience was great because the team was always professional, responsive, and patient throughout the entire process. As first-time buyers in this situation, we had many questions, and Kevin made sure everything was explained clearly and on time. The communication was excellent, the process felt smooth, and we truly appreciated the support from... SaraiCARROLLTON, VA Mar 06
Our experience was great because the team was always professional, responsive, and patient throughout the entire process. As first-time buyers in this situation, we had many questions, and Kevin made sure everything was explained clearly and on time. The communication was excellent, the process felt smooth, and we truly appreciated the support from...
Rating: 5.0 out of 5.0 from Encompass Kevin was very professional, knowledgeable, and personable throughout the entire process. Kevin was excellent at answering all of my questions . I would highly recommend Kevin to others in my similar situation. Alan RaySuffolk, VA Mar 05
Kevin was very professional, knowledgeable, and personable throughout the entire process. Kevin was excellent at answering all of my questions . I would highly recommend Kevin to others in my similar situation.
Rating: 5.0 out of 5.0 from Encompass Working with Kevin O'Neil made our loan process easy due to his knowledge and professionaliism. I would highly recommend him to my friends and family Arminda RansonSuffolk, VA Mar 03
Working with Kevin O'Neil made our loan process easy due to his knowledge and professionaliism. I would highly recommend him to my friends and family
Rating: 5.0 out of 5.0 from Encompass always available when needed JacquelineCARROLLTON, VA Mar 02
always available when needed
Rating: 5.0 out of 5.0 from Encompass very knowledgeable LARRYHAMPTON, VA Feb 24
very knowledgeable