About Kim
Proudly serving clients across Virginia.
With over 20 years of experience in the mortgage industry, Kim brings deep knowledge, versatility, and a client-first mindset to every transaction. She began her career at Countrywide, focusing on refinance loans, before moving to Navy Federal Credit Union, where she became a specialist in VA loans, working closely with military families. At Wells Fargo, she gained extensive experience in both purchase loans and refinances, and later at Movement Mortgage, she expanded her focus to include investor loans, helping clients finance real estate investment properties with confidence. In addition to her mortgage work, Kim is also a real estate investor. Her hands-on experience, trying different investment strategies has given her valuable insight she now shares with clients looking to grow their own real estate portfolios. Outside of her professional life, Kim is a proud basketball mom to her 12-year-old son, Cobi, who attends Jones Magnet Middle School in Hampton. He’s part of the accelerated education program and is equally dedicated to his studies and his work ethic on the basketball court. Supporting him in both academics and athletics is one of her greatest joys. Whether working with first-time buyers, seasoned homeowners, or fellow investors, Kim is known for her integrity, deep industry knowledge, and genuine care for her clients’ success.
Borrower Testimonials
Kim and Shannon were attentive and very helpful throughout the entire transaction. It could not have gone smoother. Kim was always reachable and always followed up on any concerns I had. 10/10 service! Best decision I've made! Thank you!!
My experience was great because Kim was very helpful and kept things moving along smoothly throughout the process. I was concerned that we didn’t have enough time but she did what she said she would do. Thanks for your help.
My original pre-approval was set for the ammount I felt most comfortable shopping around for, however I wasn't finding anything I truly liked in that price range. So the team didn't take long to send me an updated pre-approval letter to shop a higher price range, with realistic and accurate calculations and final numbers still in my comfort zone. I...
Kim was amazing. We changed to Kim after our previous loan company could not meet deadlines. We discussed goal setting and she nailed it in a week. She came highly recommended and we would highly recommend her to someone else.
Effifcient and timely communication. Good people to work with
Helping with ever little details.
Kim was great,professional and always took the time to answer all our questions and concerns.She helped us to resolve any issues that came up.We had a great experience with her.We would highly recommend Kim.
Kim was great to work with. She updated me throughout the process and explained everything thoroughly.
I had a great experience working with Kim Cressand her team. From start to finish, the process was smooth, professional, and well organized. They were responsive, knowledgeable, and always took the time to answer my questions and explain everything clearly
Kim was easy to work with. She was answered all of our questions and gave realistic numbers for our loan so there were no surprises when it came time to close our on new house.
I am impressed with Annie Mac and Kim Cress for finding a reasonable mortgage for me. They are diligent and patient in the work they do.
Kim Cress was amazing throughout the whole process—very professional, helpful, and always available when we had questions. She made everything easy and stress-free. Highly recommend Kim!
My mortgage loan originator, Kim Cress, was very good. She was helpful, responsive, and made the home loan process smooth and easy to understand. I appreciated her support throughout the entire process.
Kim was great, easy to get a hold of and responded to any and all questions quickly . She kept us updated throughout the process ensuring we were comfortable and confident before proceeding to the next step of the process. I would absolutely refer friends or family to OVM for there home buying experienc.
Kim was very good at listening to my needs, providing updates, and explaining the entire process for me. Truly made the process seamless!
Kim was very helpful
Communication, consistency, and getting to the closing table.
Kim was an incredible point of contact in the process, kept us calm when we needed to be. She always got us the information necessary and paved the way to our new home. Kim is an incredible asset to movement, and we wouldn't have gone any other way. She always went above and beyond working with a time zone change as we lived in northern mn during t...
Kim made the whole exerience, she was amazing!
Kim made the process very easy and kept me informed at all times on what was next and make sure I understood what was happening with my refinance. She was available every time I called and answered any and all questions I may have had. Thank you.
I love working with Kim. I am confident when the pre-approval letter gets issued...my client WILL get to the closing table. Kim knows her stuff! She is my "go to" mortgage lender!
Very responsive and communicated the process clearly.
I had a great experience working with Kim cress, she helped my client try the whole process , and was very helpful. I recommend everyone looking for a professional lan officer to work with Kim .
For the past year, my wife and I have dreamed of owning a house and calling it “Home”. Of course, we decided to hold off a bit due to the current state of the economy. Just a few months ago, we finally decided now was the time to buy. We were referred to Kim Cress by a close friend of ours and I must say, this process was extremely effortless, ...
The professionalism and dedication of Kim. She was very helpful and I’m very appreciative to have had her help with this journey.
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- View more testimonials on Experience.com & Zillow.com
Realtors! Announcing Our: Real Estate Realities Masterminds
On 10/22/2026 at 2:00 pm
In a crowded market, doing great work is not always enough. People also need to understand what makes working with you different. Join me for Real Estate Realities: Jumpstart Your 2027 with Lance Pendleton on October 22 at 2 p.m. ET. Lance will share how to: - Create messaging that cuts through industry noise - Build a business around what clients truly need - Deliver an experience people remember and want to refer See you there!