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With over 20 years of experience in the mortgage industry, Kim brings deep knowledge, versatility, and a client-first mindset to every transaction. She began her career at Countrywide, focusing on refinance loans, before moving to Navy Federal Credit Union, where she became a specialist in VA loans, working closely with military families. At Wells Fargo, she gained extensive experience in both purchase loans and refinances, and later at Movement Mortgage, she expanded her focus to include investor loans, helping clients finance real estate investment properties with confidence. In addition to her mortgage work, Kim is also a real estate investor. Her hands-on experience, trying different investment strategies has given her valuable insight she now shares with clients looking to grow their own real estate portfolios. Outside of her professional life, Kim is a proud basketball mom to her 12-year-old son, Cobi, who attends Jones Magnet Middle School in Hampton. He’s part of the accelerated education program and is equally dedicated to his studies and his work ethic on the basketball court. Supporting him in both academics and athletics is one of her greatest joys. Whether working with first-time buyers, seasoned homeowners, or fellow investors, Kim is known for her integrity, deep industry knowledge, and genuine care for her clients’ success.
Rating: 5.0 out of 5.0 from Encompass Communication, consistency, and getting to the closing table. EarlNORFOLK, VA Jul 28
Communication, consistency, and getting to the closing table.
Rating: 4.3 out of 5.0 from Encompass Kim was very helpful TravisNORFOLK, VA Jul 23
Kim was very helpful
Rating: 5.0 out of 5.0 from SFTP Kim is about her business, and very informative. Thank you all you do. DanielePortsmouth, VA Jul 16
Kim is about her business, and very informative. Thank you all you do.
Rating: 5.0 out of 5.0 from SFTP kim has a great attention to detail and lots of experience DanielPortsmouth, VA Jul 16
kim has a great attention to detail and lots of experience
Rating: 4.8 out of 5.0 from SFTP The people that work very hard to help me made my dreams come true EulaNorfolk, VA Jul 16
The people that work very hard to help me made my dreams come true
Rating: 5.0 out of 5.0 from SFTP Kim was great, helped me through the process. Very responsive. AsliNewport News, VA Jul 16
Kim was great, helped me through the process. Very responsive.
Rating: 5.0 out of 5.0 from SFTP Kim's ability to be flexible around my schedule and answering all of my questions. JustinHampton, VA Jul 16
Kim's ability to be flexible around my schedule and answering all of my questions.
Rating: 5.0 out of 5.0 from SFTP Great communication to expedite the closing faster. SaschaSmithfield, VA Jul 16
Great communication to expedite the closing faster.
Rating: 5.0 out of 5.0 from SFTP Amazing! Thankful and grateful!!! 🙏🏾🙌🏾 LakeishaHampton, VA Jul 16
Amazing! Thankful and grateful!!! 🙏🏾🙌🏾
Rating: 5.0 out of 5.0 from SFTP Kim made the whole process simple from start to finish. DanielYorktown, VA Jul 16
Kim made the whole process simple from start to finish.
Rating: 5.0 out of 5.0 from SFTP Kim and her team were extremely helpful in helping me to understand and navigate the loan process. She was very patient and thorough throughout the entire process. MonicaWilliamsburg, VA Jul 16
Kim and her team were extremely helpful in helping me to understand and navigate the loan process. She was very patient and thorough throughout the entire process.
Rating: 5.0 out of 5.0 from SFTP Kim has been in fast respond every time I reached out! Very knowledgeable and easy to work with! Will definitely recommend her to all my friends and families. XueyingNewport News, VA Jul 16
Kim has been in fast respond every time I reached out! Very knowledgeable and easy to work with! Will definitely recommend her to all my friends and families.
Rating: 5.0 out of 5.0 from SFTP Kim is very knowledgeable and I feel that she is going to advise me on what to do. She kept me informed and up to date on things. NiketaSuffolk, VA Jul 16
Kim is very knowledgeable and I feel that she is going to advise me on what to do. She kept me informed and up to date on things.
Rating: 5.0 out of 5.0 from SFTP We loved working with Ms. Kim. She was very knowledgeable with helping us secure our loan and was very understanding when our children would be loud in the background. She is truly passionate about her work and it shows. She even called to check up on us after closing and to make sure we were good to go and see how we were. AdamNorfolk, VA Jul 16
We loved working with Ms. Kim. She was very knowledgeable with helping us secure our loan and was very understanding when our children would be loud in the background. She is truly passionate about her work and it shows. She even called to check up on us after closing and to make sure we were good to go and see how we were.
Rating: 5.0 out of 5.0 from SFTP Kim Cress has more than earned my business! Kim is very professional, experienced, responsive & pleasant to work with. Kim has a true talent for her profession!! I would truly recommend her for any clients you may have!! Movement Mortgage has many loan products for all different needs. I recommend to call Kim Cress 1st !!! She will earn your busine... AmyNorfolk, VA Jul 16
Kim Cress has more than earned my business! Kim is very professional, experienced, responsive & pleasant to work with. Kim has a true talent for her profession!! I would truly recommend her for any clients you may have!! Movement Mortgage has many loan products for all different needs. I recommend to call Kim Cress 1st !!! She will earn your busine...
Rating: 5.0 out of 5.0 from SFTP Kim was responsive, thorough, and extremly helpful. I have already referred her to more clients and look forward to working with her again! KatieWilliamsburg, VA Jul 16
Kim was responsive, thorough, and extremly helpful. I have already referred her to more clients and look forward to working with her again!
Rating: 5.0 out of 5.0 from SFTP Kim was an incredible point of contact in the process, kept us calm when we needed to be. She always got us the information necessary and paved the way to our new home. Kim is an incredible asset to movement, and we wouldn't have gone any other way. She always went above and beyond working with a time zone change as we lived in northern mn during t... BradleyLanexa, VA Jul 16
Kim was an incredible point of contact in the process, kept us calm when we needed to be. She always got us the information necessary and paved the way to our new home. Kim is an incredible asset to movement, and we wouldn't have gone any other way. She always went above and beyond working with a time zone change as we lived in northern mn during t...
Rating: 5.0 out of 5.0 from SFTP Kim made the whole exerience, she was amazing! BrittneyLanexa, VA Jul 16
Kim made the whole exerience, she was amazing!
Rating: 5.0 out of 5.0 from SFTP Kim made the process very easy and kept me informed at all times on what was next and make sure I understood what was happening with my refinance. She was available every time I called and answered any and all questions I may have had. Thank you. CynthiaHampton, VA Jul 16
Kim made the process very easy and kept me informed at all times on what was next and make sure I understood what was happening with my refinance. She was available every time I called and answered any and all questions I may have had. Thank you.
Rating: 5.0 out of 5.0 from SFTP I love working with Kim. I am confident when the pre-approval letter gets issued...my client WILL get to the closing table. Kim knows her stuff! She is my "go to" mortgage lender! AliciaHampton, VA Jul 16
I love working with Kim. I am confident when the pre-approval letter gets issued...my client WILL get to the closing table. Kim knows her stuff! She is my "go to" mortgage lender!
Rating: 5.0 out of 5.0 from SFTP Very responsive and communicated the process clearly. HectorYorktown, VA Jul 16
Very responsive and communicated the process clearly.
Rating: 5.0 out of 5.0 from SFTP I had a great experience working with Kim cress, she helped my client try the whole process , and was very helpful. I recommend everyone looking for a professional lan officer to work with Kim . ImadVirginia Beach, VA Jul 16
I had a great experience working with Kim cress, she helped my client try the whole process , and was very helpful. I recommend everyone looking for a professional lan officer to work with Kim .
Rating: 5.0 out of 5.0 from SFTP For the past year, my wife and I have dreamed of owning a house and calling it “Home”. Of course, we decided to hold off a bit due to the current state of the economy. Just a few months ago, we finally decided now was the time to buy. We were referred to Kim Cress by a close friend of ours and I must say, this process was extremely effortless, ... ScanarelleNewport News, VA Jul 16
For the past year, my wife and I have dreamed of owning a house and calling it “Home”. Of course, we decided to hold off a bit due to the current state of the economy. Just a few months ago, we finally decided now was the time to buy. We were referred to Kim Cress by a close friend of ours and I must say, this process was extremely effortless, ...
Rating: 5.0 out of 5.0 from SFTP The professionalism and dedication of Kim. She was very helpful and I’m very appreciative to have had her help with this journey. MauricePortsmouth, VA Jul 16
The professionalism and dedication of Kim. She was very helpful and I’m very appreciative to have had her help with this journey.