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Born and raised along the Grand Strand, Kris Dumas brings over 20 years of experience in mortgage, real estate, and construction to his role as a Loan Officer at OVM with AnnieMac Home Mortgage. His deep understanding of the local market and hands-on approach make him a trusted partner for homebuyers and homeowners alike. Kris is known for his clear communication, integrity, and ability to make even the most complex lending process feel simple and stress-free. Whether guiding first-time buyers or helping seasoned investors structure their next move, his focus is always on delivering a smooth, informed, and rewarding experience. Outside the office, Kris enjoys surfing the Carolina coastline and starting his mornings with quiet meditation—balancing the fast pace of the mortgage world with the steady rhythm of the ocean.
Rating: 4.8 out of 5.0 from Encompass Kris Dumas has a knowledge and experience that allows my Clients to make informed, life changing decisions. Always a pleasure working with him. JocasaNORTH MYRTLE BEACH, SC May 14
Kris Dumas has a knowledge and experience that allows my Clients to make informed, life changing decisions. Always a pleasure working with him.
Rating: 5.0 out of 5.0 from Zillow Kris made magic happen on our last loan! We wouldn’t be in our dream house without him. Definitely use Kris for your mortgage needs! He comes up with very creative ways to get things done. Ashley KingAynor, SC Apr 30
Kris made magic happen on our last loan! We wouldn’t be in our dream house without him. Definitely use Kris for your mortgage needs! He comes up with very creative ways to get things done.
Rating: 5.0 out of 5.0 from Zillow Kris made our mortgage experience so easy and answered all of our questions. He gave us plenty of information and truly made the mortgage process a breeze! Kris was also very quick to respond. It was a pleasure to work with him! JackMyrtle Beach, SC Apr 03
Kris made our mortgage experience so easy and answered all of our questions. He gave us plenty of information and truly made the mortgage process a breeze! Kris was also very quick to respond. It was a pleasure to work with him!
Rating: 5.0 out of 5.0 from Zillow Kris Dumas was referred to me from a friend. He was very professional. The communication and responsiveness I got from him was top level and I will definitely be referring him to anyone else I know who is looking to purchase. Cmwilkin0218Myrtle Beach, SC Apr 03
Kris Dumas was referred to me from a friend. He was very professional. The communication and responsiveness I got from him was top level and I will definitely be referring him to anyone else I know who is looking to purchase.
Rating: 5.0 out of 5.0 from Zillow I had a mortgage with a lot of changes due to life events and this Mortgage stood with me all the way to get the financing I needed for my home purchase. Leo C.Mullins, SC Apr 03
I had a mortgage with a lot of changes due to life events and this Mortgage stood with me all the way to get the financing I needed for my home purchase.
Rating: 5.0 out of 5.0 from Zillow Kris and his team were a pleasure to work with. Kris was always reachable, day or night! The team worked quickly and professionally and i highly recommended them! BonnieeMyrtle Beach, SC Apr 03
Kris and his team were a pleasure to work with. Kris was always reachable, day or night! The team worked quickly and professionally and i highly recommended them!
Rating: 5.0 out of 5.0 from Zillow Quick response and made it easy. Communicated well through email and text. Closing was painless. No issues and happy with loan. Perfect excellent magnificent RowenaMyrtle Beach, SC Apr 03
Quick response and made it easy. Communicated well through email and text. Closing was painless. No issues and happy with loan. Perfect excellent magnificent
Rating: 5.0 out of 5.0 from Zillow Kris is Truly an Amazing professional. He demonstrates knowledge, patience and care. I would do business and recommend Kris for any loan needs. Kris continue to shine. CamilleMyrtle Beach, SC Apr 03
Kris is Truly an Amazing professional. He demonstrates knowledge, patience and care. I would do business and recommend Kris for any loan needs. Kris continue to shine.
Rating: 5.0 out of 5.0 from Zillow The lender was excellent they respond to fast and effective. If there's any situation arise they help you the best way to resolve it. You can reach out to them with questions and concerns and there with all information to assist you. I would recommend this lender to any one TaniquaConway, SC Apr 03
The lender was excellent they respond to fast and effective. If there's any situation arise they help you the best way to resolve it. You can reach out to them with questions and concerns and there with all information to assist you. I would recommend this lender to any one
Rating: 5.0 out of 5.0 from Zillow The loan process with Kris Dumas and his team was amazing. From start to finish everything went as planned. I felt like we submitted less paperwork then in the past with loans. We got a great rate given the way the market is and I trusted their guidance along the way. Will def refer to friends and family.Thanks!!!Carrie CarrieFair Play, SC Apr 03
The loan process with Kris Dumas and his team was amazing. From start to finish everything went as planned. I felt like we submitted less paperwork then in the past with loans. We got a great rate given the way the market is and I trusted their guidance along the way. Will def refer to friends and family.Thanks!!!Carrie
Rating: 5.0 out of 5.0 from Zillow In this crazy Myrtle Beach home market, Kris worked side by side with us every single day till we found the best fit for our family, You can definitely put your trust and confidence in Kris Dumas and his team. Zuser201605191638584Myrtle Beach, SC Apr 03
In this crazy Myrtle Beach home market, Kris worked side by side with us every single day till we found the best fit for our family, You can definitely put your trust and confidence in Kris Dumas and his team.
Rating: 5.0 out of 5.0 from Zillow Kris is such excellent guy! He answers our calls and texts all the time instantly! He make sure we understand throughout the process. I would recommend him Christinehernandez88Murrells Inlet, SC Apr 03
Kris is such excellent guy! He answers our calls and texts all the time instantly! He make sure we understand throughout the process. I would recommend him
Rating: 5.0 out of 5.0 from Zillow We had a very tight budget for our purchase, manly because our books are very interesting to say the least. Kris rocked this financing out of the park. Went to bat for us in more than one occasion. Excellent communication and skills. From the simplest to the most extravagant loan, Kris is your guy. Thanks for everything you have done! John and Mich... Johncilley3403Murrells Inlet, SC Apr 03
We had a very tight budget for our purchase, manly because our books are very interesting to say the least. Kris rocked this financing out of the park. Went to bat for us in more than one occasion. Excellent communication and skills. From the simplest to the most extravagant loan, Kris is your guy. Thanks for everything you have done! John and Mich...
Rating: 4.7 out of 5.0 from Encompass Everything went smoothly. Good communication. HeidiNORTH MYRTLE BEACH, SC Feb 16
Everything went smoothly. Good communication.
Rating: 5.0 out of 5.0 from Encompass Kris is very easy to work with and responds quickly to all inquiries. JocasaNORTH MYRTLE BEACH, SC Feb 16
Kris is very easy to work with and responds quickly to all inquiries.
Rating: 5.0 out of 5.0 from Encompass The communication and basically answering any questions we had and responded quick! HayleyLORIS, SC Jan 19
The communication and basically answering any questions we had and responded quick!
Rating: 5.0 out of 5.0 from Encompass Kris was very Informative and pretty much give step by step directions and expectations. KevonLORIS, SC Jan 19
Kris was very Informative and pretty much give step by step directions and expectations.
Rating: 5.0 out of 5.0 from write_review Kris was great to work with. He helped us from the very beginning all the way to closing ( even showing up to close). Had a great experience with Kris and his team. Very professional and responsive. Chad Nov 03
Kris was great to work with. He helped us from the very beginning all the way to closing ( even showing up to close). Had a great experience with Kris and his team. Very professional and responsive.
Rating: 5.0 out of 5.0 from write_review Kris was amazing! Always accessible, fast responses, great problem solver and really goes the extra mile! Brent Nov 03
Kris was amazing! Always accessible, fast responses, great problem solver and really goes the extra mile!