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Mike Hartnett has built a reputation for helping families achieve their real estate goals through personalized mortgage solutions. By actively listening to each client’s financial history, he crafts the right mortgage package with the skill and confidence from deep industry expertise. His thorough knowledge of conventional, FHA, VA, and VHDA mortgages allows him to secure the best possible rates and programs for his clients. A specialist working with self-employed borrowers, first-time homebuyers, and 100% financing programs, Mike’s ability to communicate and guide clients through complex financial decisions sets him apart. His dedication to continued learning is highlighted by his completion of the intense Accredited Mortgage Banker program (AMB), further solidifying his position as one of the area’s top loan originators. As a former President of the Peninsula Mortgage Bankers Association, Mike’s leadership and industry expertise make him a standout resource for anyone looking to confidently navigate the mortgage process. Outside of work, Mike enjoys traveling with his family and mountain biking, embracing every opportunity to explore new trails and destinations.
Prompt and thorough communication, very professional and trustworthy demeanor. Mike made our experience simple and smooth throughout this very complex process. Laura L Newport News, VA May 08 Rating: 5.0 out of 5.0 from Encompass
Prompt and thorough communication, very professional and trustworthy demeanor. Mike made our experience simple and smooth throughout this very complex process.
The communication Pedro A WEST POINT, VA May 01 Rating: 5.0 out of 5.0 from Encompass
The communication
Always available to answer questions. Explanations were thorough and easy to understand. David A Newport News, VA April 17 Rating: 5.0 out of 5.0 from Encompass
Always available to answer questions. Explanations were thorough and easy to understand.
Michael helped us out straight from the start. He made sure he went out of his way to get us our first home. he updated us throughout the process. highly recommend for Va home loans! Joshua URBANNA, VA April 09 Rating: 5.0 out of 5.0 from Encompass
Michael helped us out straight from the start. He made sure he went out of his way to get us our first home. he updated us throughout the process. highly recommend for Va home loans!
Mike and his team provided excellent advice and support like always. Michael VIRGINIA BEACH, VA April 01 Rating: 5.0 out of 5.0 from Encompass
Mike and his team provided excellent advice and support like always.
Mike Harnett and the staff are very professional and always willing to help us. Leonila C NEWPORT NEWS, VA March 31 Rating: 5.0 out of 5.0 from Encompass
Mike Harnett and the staff are very professional and always willing to help us.