About Michael
Proudly serving clients across Virginia.
Mike Hartnett has built a reputation for helping families achieve their real estate goals through personalized mortgage solutions. By actively listening to each client’s financial history, he crafts the right mortgage package with the skill and confidence from deep industry expertise. His thorough knowledge of conventional, FHA, VA, and VHDA mortgages allows him to secure the best possible rates and programs for his clients. A specialist working with self-employed borrowers, first-time homebuyers, and 100% financing programs, Mike’s ability to communicate and guide clients through complex financial decisions sets him apart. His dedication to continued learning is highlighted by his completion of the intense Accredited Mortgage Banker program (AMB), further solidifying his position as one of the area’s top loan originators. As a former President of the Peninsula Mortgage Bankers Association, Mike’s leadership and industry expertise make him a standout resource for anyone looking to confidently navigate the mortgage process. Outside of work, Mike enjoys traveling with his family and mountain biking, embracing every opportunity to explore new trails and destinations.
Borrower Testimonials
Michael was always communicative, promptly taking calls or texts and offered tailored advice to my home buying goals.Brendan CHESAPEAKE, VA
Mike handled the financials of buying and selling our house. He returned my phone calls quickly and helped us throughout the entire process (from giving us an idea of what a mortgage payment would be on houses we were interested in, to making sure all the paperwork was finalized in time to close on the house we ended up buying). I would highly reco...Beachbumy2K Williamsburg, VA
Mike has an attention to detail and quick responsive nature. He was ready to close a VA loan in less than 30 days. I will definitely refer him to my friends and coworkers. Best experience yet.Ryan F.Forest, Va.Rfrench694 Forest, VA
Mike was a very experienced agent in all categories. My only negative remark would be the length of time it took the close on my house. I know it had everything to deal with the kind of loan that I applied for. However i still feel in my heart that something could have been done when it was still in the lenders hands to hurry the process. I know I ...Zuser20140905114359837 Gloucester, VA
Great to work with, trustworthy, very knowledgeable and always available to talk or give advice. Also very quick to respond to any questions we had. Made the process of closing on our first home very easy and stress free. Will work with him and this company in the future and would highly recommend him to people in need of the services he provides.Elizabethgorejmu Newport News, VA
Mike was very professional, prompt, and easy to work with. I couldn't be more happy with interest rate and the help Mike and his staff provided. I would highly recommend Mike to anyone. The knowledge, promptness, experience, friendliness, and professionalism that I received while working with Mike Hartnett and Prime Lending would truly be tough ...Fielda21 Williamsburg, VA
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