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Proudly serving clients across Virginia and North Carolina.
I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.
With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.
Rating: 4.5 out of 5.0 from Encompass Very easy to get in contact with no matter how many questions I had was always willing to answer them Devin Christopher BrVIRGINIA BEACH, VA Aug 03
Very easy to get in contact with no matter how many questions I had was always willing to answer them
Rating: 5.0 out of 5.0 from Encompass The up to date communication. Follow up with text acter after an email to ensure that we were aware of the email communication and information needed. Nedra MVIRGINIA BEACH, VA Jul 31
The up to date communication. Follow up with text acter after an email to ensure that we were aware of the email communication and information needed.
Rating: 5.0 out of 5.0 from Encompass you made it easier for me! Wilder OtonielCHESAPEAKE, VA Jul 24
you made it easier for me!
Rating: 5.0 out of 5.0 from Encompass Mike communicated every step o the way and pleasant to work with. ERNIEVIRGINIA BEACH, VA Jul 24
Mike communicated every step o the way and pleasant to work with.
Rating: 5.0 out of 5.0 from Encompass Everything. From the help to loan to the also doing everything in your power to get my closing costs to $0. Trinity MNorfolk, VA Jul 23
Everything. From the help to loan to the also doing everything in your power to get my closing costs to $0.
Rating: 5.0 out of 5.0 from Encompass Mike is great, always accessible, 10/10 MindyVIRGINIA BEACH, VA Jul 22
Mike is great, always accessible, 10/10
Rating: 5.0 out of 5.0 from Encompass Professionalism and responsiveness as well as patience was top notch. Mike's cidtkmer service made the buying experience less stressful. Kimberly MVIRGINIA BEACH, VA Jul 21
Professionalism and responsiveness as well as patience was top notch. Mike's cidtkmer service made the buying experience less stressful.
Rating: 5.0 out of 5.0 from Encompass Great communication, professionalism & closed on time with no delays Maria IsabelCHESAPEAKE, VA Jul 20
Great communication, professionalism & closed on time with no delays
Rating: 4.7 out of 5.0 from Encompass More communication and updates VernitaChesapeake, VA Jul 18
More communication and updates
Rating: 5.0 out of 5.0 from Encompass Client received a great loan with a grant. Mike was very knowledgeable. RHONDAChesapeake, VA Jul 13
Client received a great loan with a grant. Mike was very knowledgeable.
Rating: 5.0 out of 5.0 from Encompass Everything. The communication, the fast action, etc. 10/10 Jonviay BCHESAPEAKE, VA Jul 02
Everything. The communication, the fast action, etc. 10/10
Rating: 5.0 out of 5.0 from Encompass Mike was available to answer all my questions and made the process easy to understand. Great communication and follow up through the whole process. OlivierNORFOLK, VA Jun 23
Mike was available to answer all my questions and made the process easy to understand. Great communication and follow up through the whole process.
Rating: 5.0 out of 5.0 from Encompass A super smart team . Very sharp, patient and knowledgeable. Thanks for making our dreams come true. You are just so amazing. LabelleVIRGINIA BEACH, VA Jun 22
A super smart team . Very sharp, patient and knowledgeable. Thanks for making our dreams come true. You are just so amazing.
Rating: 5.0 out of 5.0 from Encompass I cannot say enough great things about Mike Voci and his team. Mike demonstrated exceptional professionalism, responsiveness, and expertise throughout the entire lending process, particularly with a highly complex VHDA FHA 203(k) renovation loan transaction. From the initial consultation through underwriting and closing, Mike was always available t... BenHAMPTON, VA Jun 22
I cannot say enough great things about Mike Voci and his team. Mike demonstrated exceptional professionalism, responsiveness, and expertise throughout the entire lending process, particularly with a highly complex VHDA FHA 203(k) renovation loan transaction. From the initial consultation through underwriting and closing, Mike was always available t...
Rating: 5.0 out of 5.0 from Encompass They kindly helped me.😄😄 Tae HoonHAMPTON, VA Jun 15
They kindly helped me.😄😄
Rating: 5.0 out of 5.0 from Encompass Mr Voci has been a delight to work with. Communication with him has been nothing short of excellen. He is very knowledgeable on any aspect of the projects at hand. Mr. Voci guided me through this process step by step, without making me confused along the way. He is amazing to work with and I will be ... Brittany HPortsmouth, VA Jun 15
Mr Voci has been a delight to work with. Communication with him has been nothing short of excellen. He is very knowledgeable on any aspect of the projects at hand. Mr. Voci guided me through this process step by step, without making me confused along the way. He is amazing to work with and I will be ...
Rating: 5.0 out of 5.0 from Encompass Smooth transaction! Nansu NancyHAMPTON, VA Jun 12
Smooth transaction!
Rating: 4.7 out of 5.0 from Encompass The level of communication could have being better . KevonSUFFOLK, VA May 26
The level of communication could have being better .
Rating: 5.0 out of 5.0 from Encompass I had a great experience working with Mike. Communication was excellent — responses were always quick, clear, and professional. The entire process moved smoothly and efficiently all the way through closing. I really appreciated the responsiveness and dedication to making the transaction stress-free. I would definitely recommend working with him ... MARIAMoyock, NC May 20
I had a great experience working with Mike. Communication was excellent — responses were always quick, clear, and professional. The entire process moved smoothly and efficiently all the way through closing. I really appreciated the responsiveness and dedication to making the transaction stress-free. I would definitely recommend working with him ...
Rating: 5.0 out of 5.0 from Encompass Amazing communication throughout the process. KEVIN LMoyock, NC May 20
Amazing communication throughout the process.
Rating: 4.8 out of 5.0 from Encompass It was precise and informative Delilah MVIRGINIA BEACH, VA May 14
It was precise and informative
Rating: 5.0 out of 5.0 from Encompass Mike and his team were patient with us as first time buyers and made sure we understood everything if we had questions Their work was beyond helpful and they made home buying feel efficient without being stressful. Noah MHAMPTON, VA May 12
Mike and his team were patient with us as first time buyers and made sure we understood everything if we had questions Their work was beyond helpful and they made home buying feel efficient without being stressful.
Rating: 5.0 out of 5.0 from Encompass Mike was extremely helpful to me as a first-time homebuyer. He explained things clearly and was quick with responding whenever I had questions. I don't think I could ask for a better partnership as I navigated the home buying process. Phillip JNEWPORT NEWS, VA May 12
Mike was extremely helpful to me as a first-time homebuyer. He explained things clearly and was quick with responding whenever I had questions. I don't think I could ask for a better partnership as I navigated the home buying process.
Rating: 5.0 out of 5.0 from Encompass Clear and transparent with my client and was easy to work with. GavynNEWPORT NEWS, VA May 11
Clear and transparent with my client and was easy to work with.
Rating: 5.0 out of 5.0 from Encompass Mike expedited the file in a swift manner even with several delays from Buyer providing information. SHARONYORKTOWN, VA May 11
Mike expedited the file in a swift manner even with several delays from Buyer providing information.