Mike Voci

Mike Voci

Branch Manager

NMLS#: 1380990

About Mike

Proudly serving clients across Virginia and North Carolina.

I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.

With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.

I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.

Realtors! Announcing Our: Real Estate Realities Masterminds

On 10/21/2026 at 2:00 pm

In a crowded market, doing great work is not always enough. People also need to understand what makes working with you different. Join me for Real Estate Realities: Jumpstart Your 2027 with Lance Pendleton on October 21 at 2 p.m. ET. Lance will share how to: - Create messaging that cuts through industry noise - Build a business around what clients truly need - Deliver an experience people remember and want to refer See you there!

Borrower Testimonials

Total Experience Score4.95
Rating: 5.0 out of 5.0 from Encompass
Great to work with .
BriannaRaleigh, NC
Rating: 5.0 out of 5.0 from Encompass
My experience with Mike Voci and his team has been fantastic. Mike and his team made my home buying experience painless. Thank you Mike for making my dream home possible.
Stefany AndreaRaleigh, NC
Rating: 5.0 out of 5.0 from Encompass
Quick to respond and always helpful
Autumn MSUFFOLK, VA
Rating: 5.0 out of 5.0 from Encompass
Mike immediately took charge of the situation.
Leon BChesapeake, VA
Rating: 4.7 out of 5.0 from Encompass
Mike was always available to speak to, my questions were always welcomed and Mikes knowledge and confidence were reassuring
Linda MVIRGINIA BEACH, VA
Rating: 5.0 out of 5.0 from Encompass
Awesome to work with to get to the finish line. Communication was fluid and transparent, explained every step of the loan process to our first time home buyer mutual client. Job well done!!
MANUELVIRGINIA BEACH, VA
Rating: 4.8 out of 5.0 from Encompass
You're doing a wonderful job!!
KadyNORFOLK, VA
Rating: 5.0 out of 5.0 from Encompass
Mike and Liz addressed all our questions throughly and promptly. They also took the time to explain somethings in the process that were inclear to us.
Jessica Hyun JungVIRGINIA BEACH, VA
Rating: 4.8 out of 5.0 from Encompass
Everythings its was helpfull
Andrea Del CarmenVirginia Beach, VA
Rating: 5.0 out of 5.0 from Encompass
Mike was always available when I needed him and explained everything to me with exceptional clarity. I am supremely grateful for his unending kindness and understanding.
Baele MVIRGINIA BEACH, VA
Rating: 5.0 out of 5.0 from Encompass
I will gladly be referring Mike to all my family and friends. He did a fantastic job help me and my wife.
Herman AHAMPTON, VA
Rating: 5.0 out of 5.0 from Encompass
Kept client a me updated and informed. Was able to find funds needed to make home ownership a reality for my buyer!!! 🥰
TeeHAMPTON, VA
Rating: 4.5 out of 5.0 from Encompass
Very easy to get in contact with no matter how many questions I had was always willing to answer them
Devin Christopher BrVIRGINIA BEACH, VA
Rating: 5.0 out of 5.0 from Encompass
The up to date communication. Follow up with text acter after an email to ensure that we were aware of the email communication and information needed.
Nedra MVIRGINIA BEACH, VA
Rating: 5.0 out of 5.0 from Encompass
you made it easier for me!
Wilder OtonielCHESAPEAKE, VA
Rating: 5.0 out of 5.0 from Encompass
Mike communicated every step o the way and pleasant to work with.
ERNIEVIRGINIA BEACH, VA
Rating: 5.0 out of 5.0 from Encompass
Everything. From the help to loan to the also doing everything in your power to get my closing costs to $0.
Trinity MNorfolk, VA
Rating: 5.0 out of 5.0 from Encompass
Mike is great, always accessible, 10/10
MindyVIRGINIA BEACH, VA
Rating: 5.0 out of 5.0 from Encompass
Professionalism and responsiveness as well as patience was top notch. Mike's cidtkmer service made the buying experience less stressful.
Kimberly MVIRGINIA BEACH, VA
Rating: 5.0 out of 5.0 from Encompass
Great communication, professionalism & closed on time with no delays
Maria IsabelCHESAPEAKE, VA
Rating: 4.7 out of 5.0 from Encompass
More communication and updates
VernitaChesapeake, VA
Rating: 5.0 out of 5.0 from Encompass
Client received a great loan with a grant. Mike was very knowledgeable.
RHONDAChesapeake, VA
Rating: 5.0 out of 5.0 from Encompass
Everything. The communication, the fast action, etc. 10/10
Jonviay BCHESAPEAKE, VA
Rating: 5.0 out of 5.0 from Encompass
Mike was available to answer all my questions and made the process easy to understand. Great communication and follow up through the whole process.
OlivierNORFOLK, VA