About Rachel
Proudly serving clients across Virginia.
With 9 years of lending experience, I’m passionate about helping clients navigate their journey to homeownership with confidence and care. Originally from Norfolk, I now call Virginia Beach home, where I share life with my 9-month-old rescue pup. As the youngest of four, I’m grateful to have my family close by and enjoy the strong local connections.
When I’m not working, you’ll find me rock climbing at Latitude, catching live music, exploring new places, or getting lost in a great film. Traveling feeds my adventurous spirit, and I’m always on the lookout for the next destination!
Realtors! Announcing Our: Real Estate Realities Masterminds
On 10/21/2026 at 2:00 pm
In a crowded market, doing great work is not always enough. People also need to understand what makes working with you different. Join me for Real Estate Realities: Jumpstart Your 2027 with Lance Pendleton on October 21 at 2 p.m. ET. Lance will share how to: - Create messaging that cuts through industry noise - Build a business around what clients truly need - Deliver an experience people remember and want to refer See you there!
Borrower Testimonials
Most things ran smoothly. Rachel did a great job with helping us purchase our home.
This team of beautiful women help make my experience of purchasing my first home amazing. They communicated and was pleasant and respectable the whole time. I will definitely use this company again. Thank you all so much from the bottom of my heart.
Rachel was very informative, accessible and a pleasure to work with.
Rachel Manley is a true gem to this industry. She genuinely takes her time to provide psychoeducation and care during a naturally stressful process such as becoming a homeowne.
Rachel and Jennifer communicated effectively and helped to keep me on top of all of the requirements . It was a pleasure meeting Rachel at closing . I will definitely recommend her services
I meet with Rachel through BNI and also have the opportunity to know her as a client. I can confidently say she truly goes above and beyond for the people she serves. She’s incredibly dedicated to helping her clients achieve the dream of homeownership and does an amazing job finding resources like grants for first time homebuyers. If you’re loo...
I’ve had the pleasure of knowing Rachel through networking, and she is incredibly knowledgeable and highly respected in her field. She truly takes the time to educate herself on all available options so she can best serve her clients. It’s clear that she understands how important buying or refinancing a home is, and she’s committed to guiding...
Rachel is the best at what she does and extremely knowledgeable. I was impressed with the information she knows about grants and funding opportunities that I never even heard of. She makes complicated details easy to understand.
I’m so grateful to know Rachel and for all the different ways she showed she can help us. Most lenders do not go into the depth that she does - she’s a true professional who really cares for her clients and knows her many products well!
Rachel was great! She helped me get all my docs turned in on time & got my client to closing! Thanks so much
Very friendly and informative during the entire process!
Super seamless. Buying a house is never an easy process but Rachel and her team made it easy for us!
Rachel provided exceptional service throughout the transaction. She was helpful, knowledgeable and very responsive throughout . I look forward to working with her again soon!
Rachel was a tremendous help in our home buying process. She is friendly, knowledgeable, and articulate. She came up with several creative solutions to our problems and was a joy to work with!
Rachel was awesome during the whole process.
The level of communication and assistance was top of the line! I will definently be using Rachel again for my future clients!