About Scott
Proudly serving clients across Virginia, Florida, Michigan and North Carolina.
With 24 years of industry experience, Scott has built a strong reputation for leadership, consistency, and delivering exceptional results for his clients and partners. Born and raised in Suffolk, he continues to serve the community he proudly calls home. He is licensed in Virginia, North Carolina, Florida, and Michigan, bringing extensive market knowledge and a client-focused approach to every transaction.
Scott understands that buying or refinancing a home is one of the most important financial decisions a client will make and is committed to providing clear communication, strategic guidance, and a seamless lending experience from start to finish. Scott joined OVM to embrace a new opportunity and is focused on driving growth, strengthening partnerships, and contributing to the team’s continued success.
Outside of work, Scott enjoys travel, sports, and spending time with his family. He and his wife, Jan, are celebrating 25 years of marriage this October and are proud parents to their daughter, Olivia. The family also includes their Olde English Bulldog, Georgie — who answers to around 20 different nicknames. A dedicated sports fan, Scott cheers for the Washington Commanders and the Boston Celtics.
Borrower Testimonials
Scott knows his stuff! Very communicative and responsive, highly recommend!
Quick, friendly, professional services.
Scott was super professional and knowledgeable and he made my first time buying a home very pleasant and I would highly recommend
The communication and support from Scott and Jennifer is unbelievably amazing. The whole process went SO smoothly that I kept questioning when will this fall apart?? But they made my stress disappear, always prompt in response with knowledge and reassurance. They truly made my first home purchase unbelievably phenomenal. Will only recommend the...
Excellent commubication and service! Clear to close 6 days early.
Scott is always available even on weekends. Very responsive and very knowledgeable.
Scott is a miracle worker! Very transparent, hard working and his team does whatever he can to get you to the closing table.
I'm glad Scott was able to come through for us after some unexpected issues came up
I appreciated the attention to detail in explaining the process and next steps. The team made sure to keep me aware of everything that was needed from me every step of the process . Jennie was very patient and reassuring even when she had to ask for more documentation at the request of the underwriters. Sh...
Scott is amazing, always answers his phone or send text message, he makes sure to keep you updated on your clients files. I would absolutely refer him. y go to lender. I appreciate his hard work. Lobo Luxe Realty
From the first to the last conversation I felt taken cared of. All questions and concerns were answered.this team is truly a great team they made buying my first home a great experience with no headaches at all. I will definitely recommend them to anyone who I know is looking to buy a house .
Scott is always available and responsive whenever my clients or I have questions. His extensive knowledge of loan products allows me to better serve my clients by finding the financing solutions that best fit their needs. He is professional, dependable, and a pleasure to work with. I highly recommend Scott to anyone looking for an experienced and d...
We had a great experience working with Scott. He took the time to answer all of our questions and was knowledgeable, responsive, and great to work with. We appreciated his approach and would recommend him to anyone looking to buy a home.
Communication, knowledge and efficiency for a smooth closing with a difficult buyer. Thank you!
Scott was very communicative and on top of every step of the process.
Scott Ferguson and his team are a great help! I have used this team for many transactions and they are truly the best at what they do!
Scott was able to walk us through our closing smoothly and efficiently. We were very satisfied with our experience.
I can't say enough great things about Scott Ferguson and his incredible team! From the very beginning of my duplex purchase journey, they were kind, patient, and incredibly knowledgeable. Scott made sure I understood every step of the loan process, answered all of my (many!) questions with care, and always made me feel supported and confident in my...
Scott was able To guide us through the whole procedure with assurance and much assistance to make this a wonderful experience
My husband and I used Scott Ferguson about five years ago and were extremely happy with him so we decided to use him again. Scott is very kind, extremely quick to return phone calls, and so helpful in explaining the process to us. Scott.was able to get.everything.that needed to be done in an expedited manner. Scott was professional and empathetic ...
Scott is very knowledgeable, he presented all of the data for me to make a decision. He and Jennifer make a great team, I reccomend their services to all my friends and colleague. Well done Scott and team.
I highly recommend Arbor Loans for your home loan needs. I recently set out to purchase a condo and my real estate agent knew the loan process would be complicated for various reasons. When she connected me with Scott Ferguson with Arbor Loans I knew I was in good hands. He was great!! He was able to do what others had not been able to do. Scott an...
The open/honest communication and availability at all times made the process extremely pleasant. Online documents were easy to submit and speed of closing was impressive.
The only ask would have been to communicate more on the next to last day. The wire was held up bcz we didn't know about underwriting status or approval until Closing day, so it was all so last minute. Otherwise, everything was great!
He was great at keeping me in the loop throughout the entirety of the process
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- View more testimonials on Experience.com & Zillow.com
Realtors! Announcing Our: Real Estate Realities Masterminds
On 10/21/2026 at 2:00 pm
In a crowded market, doing great work is not always enough. People also need to understand what makes working with you different. Join me for Real Estate Realities: Jumpstart Your 2027 with Lance Pendleton on October 21 at 2 p.m. ET. Lance will share how to: - Create messaging that cuts through industry noise - Build a business around what clients truly need - Deliver an experience people remember and want to refer See you there!