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With 24 years of industry experience, Scott has built a strong reputation for leadership, consistency, and delivering exceptional results for his clients and partners. Born and raised in Suffolk, he continues to serve the community he proudly calls home. He is licensed in Virginia, North Carolina, Florida, and Michigan, bringing extensive market knowledge and a client-focused approach to every transaction. Scott understands that buying or refinancing a home is one of the most important financial decisions a client will make and is committed to providing clear communication, strategic guidance, and a seamless lending experience from start to finish. Scott joined OVM to embrace a new opportunity and is focused on driving growth, strengthening partnerships, and contributing to the team’s continued success. Outside of work, Scott enjoys travel, sports, and spending time with his family. He and his wife, Jan, are celebrating 25 years of marriage this October and are proud parents to their daughter, Olivia. The family also includes their Olde English Bulldog, Georgie — who answers to around 20 different nicknames. A dedicated sports fan, Scott cheers for the Washington Commanders and the Boston Celtics.
My husband and I used Scott Ferguson about five years ago and were extremely happy with him so we decided to use him again. Scott is very kind, extremely quick to return phone calls, and so helpful in explaining the process to us. Scott.was able to get.everything.that needed to be done in an expedited manner. Scott was professional and empathetic ... Mary Ann A. DEWITT, MI May 01 Rating: 5.0 out of 5.0 from Encompass
My husband and I used Scott Ferguson about five years ago and were extremely happy with him so we decided to use him again. Scott is very kind, extremely quick to return phone calls, and so helpful in explaining the process to us. Scott.was able to get.everything.that needed to be done in an expedited manner. Scott was professional and empathetic ...
Scott is very knowledgeable, he presented all of the data for me to make a decision. He and Jennifer make a great team, I reccomend their services to all my friends and colleague. Well done Scott and team. Jeffrey Smithfield, VA April 14 Rating: 5.0 out of 5.0 from Encompass
Scott is very knowledgeable, he presented all of the data for me to make a decision. He and Jennifer make a great team, I reccomend their services to all my friends and colleague. Well done Scott and team.
I highly recommend Arbor Loans for your home loan needs. I recently set out to purchase a condo and my real estate agent knew the loan process would be complicated for various reasons. When she connected me with Scott Ferguson with Arbor Loans I knew I was in good hands. He was great!! He was able to do what others had not been able to do. Scott an... Karen Clevinger Virginia Beach, VA April 03 Rating: 5.0 out of 5.0 from Zillow
I highly recommend Arbor Loans for your home loan needs. I recently set out to purchase a condo and my real estate agent knew the loan process would be complicated for various reasons. When she connected me with Scott Ferguson with Arbor Loans I knew I was in good hands. He was great!! He was able to do what others had not been able to do. Scott an...
I can't say enough great things about Scott Ferguson and his incredible team! From the very beginning of my duplex purchase journey, they were kind, patient, and incredibly knowledgeable. Scott made sure I understood every step of the loan process, answered all of my (many!) questions with care, and always made me feel supported and confident in my... Angelica Simon Norfolk, VA April 03 Rating: 5.0 out of 5.0 from Zillow
I can't say enough great things about Scott Ferguson and his incredible team! From the very beginning of my duplex purchase journey, they were kind, patient, and incredibly knowledgeable. Scott made sure I understood every step of the loan process, answered all of my (many!) questions with care, and always made me feel supported and confident in my...
The open/honest communication and availability at all times made the process extremely pleasant. Online documents were easy to submit and speed of closing was impressive. Tyler CHESAPEAKE, VA April 02 Rating: 5.0 out of 5.0 from Encompass
The open/honest communication and availability at all times made the process extremely pleasant. Online documents were easy to submit and speed of closing was impressive.
The only ask would have been to communicate more on the next to last day. The wire was held up bcz we didn't know about underwriting status or approval until Closing day, so it was all so last minute. Otherwise, everything was great! Larry D. WILDWOOD, FL March 25 Rating: 4.2 out of 5.0 from Encompass
The only ask would have been to communicate more on the next to last day. The wire was held up bcz we didn't know about underwriting status or approval until Closing day, so it was all so last minute. Otherwise, everything was great!
He was great at keeping me in the loop throughout the entirety of the process Luis Hampton, VA February 28 Rating: 4.5 out of 5.0 from SFTP
He was great at keeping me in the loop throughout the entirety of the process
timely response, follow through, and communication. Charlotte Chesapeake, VA February 28 Rating: 4.9 out of 5.0 from SFTP
timely response, follow through, and communication.
From the Loan officers to the assistants to the law offices they set me up with is what I refer to as the “Dream Team’ Toni Portsmouth, VA February 28 Rating: 5.0 out of 5.0 from SFTP
From the Loan officers to the assistants to the law offices they set me up with is what I refer to as the “Dream Team’
Scoot was very patient and understanding with all the questions I had. Hannah Chesapeake, VA February 28 Rating: 5.0 out of 5.0 from SFTP
Scoot was very patient and understanding with all the questions I had.
My loan application posed some challenges that Caliber helped me overcome with due diligence and professionalism. Can't ask better than that, especially when the outcomes are successful. Victor CHESTER, VA February 28 Rating: 4.8 out of 5.0 from SFTP
My loan application posed some challenges that Caliber helped me overcome with due diligence and professionalism. Can't ask better than that, especially when the outcomes are successful.
Very patient and friendly people, especially with myself being new to the process. Answered all questions that I had promptly and appeared very knowledgeable. This process was complicated but was made a great deal simpler. Marc-Anthony Virginia Beach, VA February 28 Rating: 4.9 out of 5.0 from SFTP
Very patient and friendly people, especially with myself being new to the process. Answered all questions that I had promptly and appeared very knowledgeable. This process was complicated but was made a great deal simpler.