Stephen Holland Headshot

Stephen Holland

Mortgage Loan Originator

NMLS#: 1084044

About Stephen

Proudly serving clients across Virginia and North Carolina.

Steve is a lifelong resident of the Virginia Beach area and a graduate of James Madison University. He has been involved in the financial industry for more than a decade, including working with Fortune 500 companies.

Steve believes strongly in developing solid, long-lasting relationships with his clients and the local business community. He continues to develop an outstanding reputation among his clients by providing exceptional knowledge of the current mortgage products available to them in today’s ever-changing marketplace.

When away from the office, Steve enjoys the beach, biking, boating, golfing, cooking, football, and spending time with friends, family, and church. He is a former commercial airline pilot and believes that there is nothing in life that can’t be accomplished with hard work and dedication.

That mentality is exactly what Steve brings to all of his clients. Steve says, “Nobody cares how much you know until they know how much you care. I care and will work hard for you. I do what others can’t and what they can do, I do better!”

Borrower Testimonials

Total Experience Score5.00
Rating: 5.0 out of 5.0 from Zillow
Steve has always provided outstanding service! We have gone to him several time, and also asked many questions. He has always been responsive and professional! We’ve recommended him to friends and family and we plan to keep returning to him. He’s the best!!
AmyHampton, VA
Rating: 5.0 out of 5.0 from Zillow
Our dream became a reality with Steve. He does exactly what he says. I do what others can’t. He does it better! He was consistent, polite and so very thorough. Thank you!!
KeishaHampton, VA
Rating: 5.0 out of 5.0 from Zillow
A pleasure to work, a nice touch showing up at closing. Would recommend to anyone looking for a professional organization. Helpful thought out a stressful transaction. From start to close was treated with respect from everyone
SoftubnkenVirginia Beach, VA
Rating: 5.0 out of 5.0 from Zillow
Steve Holland held our hand through the overwhelming mortgage loan process. He kept us informed from everything to expect to, what to do next. He was extremely knowledgeable of the loan process and the thousands of questions I had. His diligents had my husband and I approved in 21 days. I'm am happy to recommend Steve Holland to anyone who's lookin...
AsimmomsVirginia Beach, VA
Rating: 5.0 out of 5.0 from Zillow
Steve Holland helped me tremendously on getting my loan. I didn't have to worry about anything because still was on it. Anytime they needed something from me, Steve would give me a call and gave me the precise information on what other information that was needed. I will recommend all my friends and family to Steve.
BrandonSuffolk, VA
Rating: 5.0 out of 5.0 from Zillow
My experience with Steve Holland was very enjoyable. Steve answered all of my questions during my refinancing process since it was my first time. He made it less stressful than i expected. He was available for anything I needed through the whole process no matter what time of day it was. He even came to me if i was unable to come to him and that ma...
Mberry38Virginia Beach, VA
Rating: 5.0 out of 5.0 from Zillow
The home buying experience is difficult! So many decisions, so much paperwork your stress through the roof! Stephen walked us through the process before we started. We were pro's by the time we were done! He held our hand trough the stress and the mountain of paperwork . He's the man you want to walk you through you're future HOME!
AsimmomsVirginia Beach, VA
Rating: 5.0 out of 5.0 from Zillow
Steve explained everything I was signing and going over, he explained it in terms that I totally understood. He was such a personable person to deal with .
Zuser20160901111024950Chesapeake, VA
Rating: 5.0 out of 5.0 from Zillow
I had the pleasure of working with Steve Holland and couldn't have asked for a better experience. I've purchased multiple homes, and Steve was by far the most responsive loan officer I've encountered. Steve answers questions quickly and often outside of business hours. He even drove all the way to Charlottesville to attend the closing! I can't reco...
ConnieherePalmyra, VA
Rating: 5.0 out of 5.0 from Zillow
Steve Holland knows exactly what is needed to know about getting a loan with OVM. He is very kind and compassionate. He understands the trials and tribulations that buyers go through when trying to get a loan and makes it very easy to understand the legal mumbo jumbo!
Kcjh19Hampton, VA
Rating: 5.0 out of 5.0 from Zillow
Steve was very professional and helpful from the beginning to the end of my loan process. He is always available to answer your questions. I would recommend him to my family and friends. Thank You Steve! Sharon F.
Amatucci9Norfolk, VA
Rating: 5.0 out of 5.0 from Zillow
Steve was great to work with, he helped my wife and I purchase our first investment property which also happened to be a challenging foreclosure. He kept us informed through the entire process, we will definitely use him again for any future mortgage needs.
Adam23322Chesapeake, VA
Rating: 5.0 out of 5.0 from Zillow
We have used Steve’s services twice. Both times the experience was great. He locked us into spectacular interest rates. His communication with us was outstanding!
Message From MeSeaford, VA
Rating: 5.0 out of 5.0 from Zillow
Steve was knowledgeable, professional, and top of all details. He had all documents in order from day one to closing day. Everything was organized and as expected. We would use Steve again for loan needs.
K StuartChesapeake, VA
Rating: 5.0 out of 5.0 from Zillow
Steve was great!!! He got the job done quick and helped us every step of the way!! His assistant Marge is awesome too!! They both were very quick to respond to emails and the process super easy!!
Dixielawns757Chesapeake, VA
Rating: 5.0 out of 5.0 from Zillow
ON Time EASY to understand directions QUICK call backs TIMELY paper work for closing QUESTIONS answered to my satisfaction Mr Holland came to closing to help with any last minute questions, non occurred!
RwbeilerVirginia Beach, VA
Rating: 5.0 out of 5.0 from Zillow
Stephen Holland with OVM financial did an excellent job with our home loan. He helped us receive and obtain everything we needed to make it happen. We closed in less than 3 weeks thanks to Stephen Holland. He was very time-sensitive and aggressive in order to make our closing happen on or before the closing date. Everything was as easy as pie with ...
Roger Jason LambNorfolk, VA
Rating: 5.0 out of 5.0 from Zillow
Steve Holland was by far the best thing that could have ever happened to us. He made the loan process so easy and comprehensible. He was not joking when he told us to call him day or night if we had questions or concerns. His smooth and calm demeanor made this process so easy. We would STRONGLY recommend him to anyone who is in the marking for a lo...
EarlmcfarlandChesapeake, VA
Rating: 5.0 out of 5.0 from Zillow
As a first time home buyer in the military I was struggling with getting a loan. With Stephen’a help I am now a home owner. He walks you through every step and will “hold your hand” the entire way. I would definitely recommend Stephen to anyone who is looking to purchase a home.
ChantelPoplar Branch, NC
Rating: 5.0 out of 5.0 from Zillow
Steve worked tirelessly to make sure that we got the house we needed. Was able to get us closed in under 3 weeks from making an offer on the house. Truly outstanding!
WendellgroffVirginia Beach, VA
Rating: 5.0 out of 5.0 from Zillow
Awesome mortage lender honest and professional. Consistent communication and rapid follow up. Easy working relationship. Thank you you help making this process this easy. I appreciate you.
PatriciapacombeNorfolk, VA
Rating: 5.0 out of 5.0 from Zillow
Steve helped us with our VA loan. He was able to get everything processed for us within 5 weeks! He goes out of his way to help where he can! I would recommend Steve to anyone looking for a loan
Jenniferdarland18Williamsburg, VA
Rating: 5.0 out of 5.0 from Zillow
He was extremely helpful and a pleasure to work with. I have worked with him multiple times. I would recommend him to all my family and friends for all loan needs.
User4159188Yorktown, VA
Rating: 5.0 out of 5.0 from Zillow
Steve was very helpful with getting our first home. He was very professional and patient with our busy schedules. Had no problem answering phone calls. He sat with us and went in depth with details regarding the house and mortgage. He also helped to get us the best deal possible. He was very kind and trustworthy.
Samanthadefalco14Norfolk, VA
Rating: 5.0 out of 5.0 from Zillow
Mr. Holland and his team were a pleasure to work with. We were grateful for their time, patience, and attention to detail. We would recommend to friends and family.
Ghernandez1371Elizabeth City, NC