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I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Tim was so easy to work with on financing my new home. He walked me through it, answered all my questions along the way. When I had concerns we talked through them so I could make a good decisions on which way to proceed with my purchase. So Blessed to have had such a knowledgeable and caring individua... Laura M EAST BERLIN, PA April 28 Rating: 5.0 out of 5.0 from Encompass
Tim was so easy to work with on financing my new home. He walked me through it, answered all my questions along the way. When I had concerns we talked through them so I could make a good decisions on which way to proceed with my purchase. So Blessed to have had such a knowledgeable and caring individua...
Tim is not just easy to work with but I find and use his knowledge base is invaluable to both me and my clients. Finance is a huge part of Real Estate. Tim makes it work! Jon Enola, PA April 24 Rating: 5.0 out of 5.0 from Encompass
Tim is not just easy to work with but I find and use his knowledge base is invaluable to both me and my clients. Finance is a huge part of Real Estate. Tim makes it work!
There was cinstant communication and support when needed. Christa J SHIPPENSBURG, PA April 20 Rating: 4.8 out of 5.0 from Encompass
There was cinstant communication and support when needed.
Tim did an excellent job. He was very professional, informative, and made the process simple. Steven T DILLSBURG, PA April 10 Rating: 5.0 out of 5.0 from Encompass
Tim did an excellent job. He was very professional, informative, and made the process simple.
Everything was great especially communication. Kimberly M CHAMBERSBURG, PA March 28 Rating: 5.0 out of 5.0 from Encompass
Everything was great especially communication.
Tim explained every step with specific details and made everything easy. Sarah MECHANICSBURG, PA March 27 Rating: 5.0 out of 5.0 from Encompass
Tim explained every step with specific details and made everything easy.
We moved from Missouri to Pennsylvania. Tim did an excellent job with communication. He made it very easy to sign documents online and completed all of the tasks seamlessly. Esther L CHAMBERSBURG, PA March 27 Rating: 5.0 out of 5.0 from Encompass
We moved from Missouri to Pennsylvania. Tim did an excellent job with communication. He made it very easy to sign documents online and completed all of the tasks seamlessly.
Made a complicated amount of paperwork feel easy Stephanie NEW FREEDOM, PA March 20 Rating: 5.0 out of 5.0 from Encompass
Made a complicated amount of paperwork feel easy
As always, Tim is extremely responsive and knowledgable. Anthony HARRISBURG, PA March 20 Rating: 5.0 out of 5.0 from Encompass
As always, Tim is extremely responsive and knowledgable.
Consistent communication and always willing and able to answer questions. The process was smooth. Angie L LIVERPOOL, PA February 23 Rating: 5.0 out of 5.0 from Encompass
Consistent communication and always willing and able to answer questions. The process was smooth.
Tim made the buying process very simple and quick . He was great to work with and would recommend him to anyone looking to buy a home Michael D LIVERPOOL, PA February 23 Rating: 5.0 out of 5.0 from Encompass
Tim made the buying process very simple and quick . He was great to work with and would recommend him to anyone looking to buy a home
TimI have purchased three houses and Tim has been my go to guy every single time. Tim is very good at what he does. He goes above and beyond with everything that is required for a home loan. Tim shows work ethic and characteristics that most lenders don’t have these days and that’s quality of service. Since my first house, Tim impressed me with... Terry Elizabethtown, PA January 16 Rating: 5.0 out of 5.0 from Zillow
TimI have purchased three houses and Tim has been my go to guy every single time. Tim is very good at what he does. He goes above and beyond with everything that is required for a home loan. Tim shows work ethic and characteristics that most lenders don’t have these days and that’s quality of service. Since my first house, Tim impressed me with...
On 04/30/2026 at 2:30 pm
Join us for Our Billion Dollar Playbook, a live mastermind designed to help real estate agents win more deals in today’s competitive market. Hear from Wes Costello of AnnieMac Home Mortgage as he breaks down the Cash2Keys suite of products and how to position your buyers like cash. Learn how Cash2Keys can level up your business.