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I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Todd was so helpful throughout the whole process. He was always available to answer any questions we had and very informative about each step. Mitchell James PALMYRA, PA March 12 Rating: 5.0 out of 5.0 from Encompass
Todd was so helpful throughout the whole process. He was always available to answer any questions we had and very informative about each step.
You made it all happen and got us to closing! Thank you sir Quinn WELLSBORO, PA February 24 Rating: 4.8 out of 5.0 from Encompass
You made it all happen and got us to closing! Thank you sir
Veey good service. Todd was very helpful throughout the process John Ryan Mechanicsburg, PA January 16 Rating: 4.8 out of 5.0 from Encompass
Veey good service. Todd was very helpful throughout the process
Todd was not only professional and knowledgeable but went above and beyond for us! We are beyond thankful for all he did to make this process run smoothly! Highly recommend Todd for any mortgage or refinancing needs. 🙂 Robert Franklin Tioga, PA January 16 Rating: 5.0 out of 5.0 from Encompass
Todd was not only professional and knowledgeable but went above and beyond for us! We are beyond thankful for all he did to make this process run smoothly! Highly recommend Todd for any mortgage or refinancing needs. 🙂
Todd and his team are efficient, honest and their expertise guided me thriugh the entire process to include explaining options, settlement details, and coordination factors. They went above and beyond being loan officers. Having this kind of team is especially needed for any investment. Mary Elizabeth Wellsboro, PA January 16 Rating: 5.0 out of 5.0 from Encompass
Todd and his team are efficient, honest and their expertise guided me thriugh the entire process to include explaining options, settlement details, and coordination factors. They went above and beyond being loan officers. Having this kind of team is especially needed for any investment.
Todd was very supportive and walked us through the process, which was very helpful! We thought the process was very easy and the staff were all friendly and helpful with any questions that we had during our mortgage process. Marilyn Joy East Berlin, PA January 16 Rating: 5.0 out of 5.0 from Encompass
Todd was very supportive and walked us through the process, which was very helpful! We thought the process was very easy and the staff were all friendly and helpful with any questions that we had during our mortgage process.