About Tracy

Proudly serving clients across Virginia.
I have been in the mortgage business for over 30 years, starting as a loan processor and operations manager before transitioning to my role as a loan officer, which I’ve proudly held for the past 26 years.
I love being a loan officer because it’s incredibly rewarding to assist clients with one of the most important decisions of their lives. It’s a joy to work with loyal clients on step-up homes and investment purchases, and I’ve cherished the opportunity to finance homes for their children when they’re ready to buy.
My husband and I have three wonderful children and four adored grandchildren. Outside of work, I stay active by working out several times a week, riding my beach cruiser, and enjoying outdoor concerts during the summer. My husband and I also love taking quick road trips to Florida whenever the weather and time allow.
Borrower Testimonials
Tracy is extremely knowledgeable and responsive. She was able to answer all of my questions and got our loan approved in a quick time frame. I am forever grateful! The wine basket was the icing on the cake!Tracy MANAKIN SABOT, VA
Tracy was kind and always willing to help me . She answered all my questions . I felt like I gained a friend. Great person to work with.William Chase CHESTERFIELD, VA
was on it from day one an hour mutual client could not be happier. Look forward to doing another deal very soon.Matt CHESTERFIELD, VA
It was great to work with Tracy again and both she and Renea were wonderful to work with!Sarah J MONTPELIER, VA
Tracy was very responsive in getting info to us in a timely manner. Likely would have switched lenders if it wasn't for Tracy's communication and staying on top of our concerns.Douglas I MONTPELIER, VA
Tracy is very Service Oriented and patient.Emma Lee MONTPELIER, VA
- View more testimonials on Experience.com & Zillow.com