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I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Rating: 5.0 out of 5.0 from Encompass Trish was officially my 'numbers girl' throughout the entire process! What made the experience great was her unmatched responsiveness. No matter what time it was, she was always there to answer my questions and break everything down clearly. She made the financial side of buying a home so much less stressful. Lillian FaithPortsmouth, VA Jun 08
Trish was officially my 'numbers girl' throughout the entire process! What made the experience great was her unmatched responsiveness. No matter what time it was, she was always there to answer my questions and break everything down clearly. She made the financial side of buying a home so much less stressful.
Rating: 5.0 out of 5.0 from Encompass personal warm consistent and very knowledgeable VanessaChesapeake, VA Jun 06
personal warm consistent and very knowledgeable
Rating: 5.0 out of 5.0 from Encompass Trish was very helpful and responsive. Very knowledgeable for my first time TiphaniVIRGINIA BEACH, VA Jun 01
Trish was very helpful and responsive. Very knowledgeable for my first time
Rating: 5.0 out of 5.0 from Encompass What can I say? Trish at OVM had great communication and follow which allowed me peace of mind throughout the home buying process which allowed me to stress a little less. Home buying is stressful in general but the team I had working to ensure everything went well were remarkable and the ease of use that ca... AndrewVIRGINIA BEACH, VA May 08
What can I say? Trish at OVM had great communication and follow which allowed me peace of mind throughout the home buying process which allowed me to stress a little less. Home buying is stressful in general but the team I had working to ensure everything went well were remarkable and the ease of use that ca...
Rating: 5.0 out of 5.0 from Encompass wonderful experience from start to finish Trish made whole process extremely easy! Korey KVIRGINIA BEACH, VA May 04
wonderful experience from start to finish Trish made whole process extremely easy!
Rating: 4.5 out of 5.0 from Encompass Quick responses. Flexible timing. Thorough explanations. Very accomodating. JulianNORFOLK, VA May 04
Quick responses. Flexible timing. Thorough explanations. Very accomodating.
Rating: 5.0 out of 5.0 from Encompass Knowledgeable Staff, quick and easy start to finish , took a lot of the stress out of closing on a home. DanielVIRGINIA BEACH, VA Apr 28
Knowledgeable Staff, quick and easy start to finish , took a lot of the stress out of closing on a home.
Rating: 5.0 out of 5.0 from Zillow Trish Coffey at HomeSpire Mortgage made the home-buying process so smooth and easy for me, even for a first-time homebuyer with a difficult seller. She was quick to respond whenever I needed something, extremely knowledgeable, and super reliable. I can’t thank you enough, Trish! LizzyHampton, VA Apr 03
Trish Coffey at HomeSpire Mortgage made the home-buying process so smooth and easy for me, even for a first-time homebuyer with a difficult seller. She was quick to respond whenever I needed something, extremely knowledgeable, and super reliable. I can’t thank you enough, Trish!
Rating: 5.0 out of 5.0 from Encompass Thanks to Trish and her teams hard work we became home owners! I would Definitely recomend them to Other people who wants to purchase a house. Catherine AdevaPORTSMOUTH, VA Mar 27
Thanks to Trish and her teams hard work we became home owners! I would Definitely recomend them to Other people who wants to purchase a house.
Rating: 5.0 out of 5.0 from Encompass Trish was very helpful with securing my loan and rate on my new purchase. I asked about a grant program and she was able to match what those requirements so I could have it. Trish communicated every step of the way during my process. I am grateful for her help along with the underwriting staff. Danielle ColleenCHESAPEAKE, VA Mar 27
Trish was very helpful with securing my loan and rate on my new purchase. I asked about a grant program and she was able to match what those requirements so I could have it. Trish communicated every step of the way during my process. I am grateful for her help along with the underwriting staff.
Rating: 5.0 out of 5.0 from Encompass Trish was so kind, communicative, patient, and made this intimidating process easy to navigate! So supportive and really keeps your financial well-being in mind we trusted her guidance 100% Ellen HutterCHESAPEAKE, VA Mar 26
Trish was so kind, communicative, patient, and made this intimidating process easy to navigate! So supportive and really keeps your financial well-being in mind we trusted her guidance 100%
Rating: 5.0 out of 5.0 from Encompass Communication, closing on time and quick response to questions EvanCurrituck, NC Mar 17
Communication, closing on time and quick response to questions
Rating: 5.0 out of 5.0 from Encompass Trish was so helpful thought the whole time i work . With her and answer all my question. Brenda KCHESAPEAKE, VA Mar 12
Trish was so helpful thought the whole time i work . With her and answer all my question.
Rating: 5.0 out of 5.0 from Encompass Trish is awesome! She made the entire home buying process from start to finish seamless. Her expertise and communication are outstanding. Very knowledgeable and patient, she explained every step of the process and answered any questions or concerns I had. I greatly appreciate her and highly recommend for your mortgage needs! Whitney MarieSUFFOLK, VA Mar 02
Trish is awesome! She made the entire home buying process from start to finish seamless. Her expertise and communication are outstanding. Very knowledgeable and patient, she explained every step of the process and answered any questions or concerns I had. I greatly appreciate her and highly recommend for your mortgage needs!
Rating: 5.0 out of 5.0 from Encompass Trish is amazing !! She puts her clients first and truly Cares ! I love her open communication and attention to detail . she is impeccable with with timelines and extremely knowledgeable. I would absolutely highly recommend Trish especially , as a realtor that wants a seamless, professional lender who will give ... DANIELLENORFOLK, VA Feb 16
Trish is amazing !! She puts her clients first and truly Cares ! I love her open communication and attention to detail . she is impeccable with with timelines and extremely knowledgeable. I would absolutely highly recommend Trish especially , as a realtor that wants a seamless, professional lender who will give ...
Rating: 5.0 out of 5.0 from Encompass Trish was so patient with all of my questions and not once made me feel insecure about the process! She was amazing!! Cynthia LouiseCOBBS CREEK, VA Feb 02
Trish was so patient with all of my questions and not once made me feel insecure about the process! She was amazing!!
Rating: 5.0 out of 5.0 from Encompass I always trust Trish with my clients -especially friends and family-because she truly excels at what she does. She's incredibly responsive, thorough, and leaves nothing overlooked. Every transaction with her is smooth from start to finish! TRACY M.COBBS CREEK, VA Feb 02
I always trust Trish with my clients -especially friends and family-because she truly excels at what she does. She's incredibly responsive, thorough, and leaves nothing overlooked. Every transaction with her is smooth from start to finish!
Rating: 5.0 out of 5.0 from Encompass Trish was very responsive and made sure I was up to date with everything that was going on. ANNA MARIESMITHFIELD, VA Dec 22
Trish was very responsive and made sure I was up to date with everything that was going on.
Rating: 5.0 out of 5.0 from Encompass Trish was absolutely great to work with. She kept me very informed throughout the process and was always available whenever I had any questions. I would recommend Trish to anyone I know that is in need of a loan. Thanks so much for all the help! Sean AlanVIRGINIA BEACH, VA Dec 20
Trish was absolutely great to work with. She kept me very informed throughout the process and was always available whenever I had any questions. I would recommend Trish to anyone I know that is in need of a loan. Thanks so much for all the help!
Rating: 5.0 out of 5.0 from Encompass Trish alway responded to me rifht away and answered my questions she was always cheerful and friendly Kathleen MaryBOYKINS, VA Dec 18
Trish alway responded to me rifht away and answered my questions she was always cheerful and friendly
Rating: 5.0 out of 5.0 from Encompass Trish and her team made my first time home purchase a breeze! Anytime we had questions she was quick to answer, and her team had all the resources we needed! WolfNORFOLK, VA Dec 01
Trish and her team made my first time home purchase a breeze! Anytime we had questions she was quick to answer, and her team had all the resources we needed!
Rating: 5.0 out of 5.0 from Encompass Trish made the entire loan process so easy and understandable. Communication was excellent—she was always quick to respond and kept my husband and I updated at every stage. Her expertise and attention to detail made the entire process smooth, efficient, and stress-free. I truly appreciate her dedication and support and would highly recommend he... JamieVIRGINIA BEACH, VA Nov 28
Trish made the entire loan process so easy and understandable. Communication was excellent—she was always quick to respond and kept my husband and I updated at every stage. Her expertise and attention to detail made the entire process smooth, efficient, and stress-free. I truly appreciate her dedication and support and would highly recommend he...
Rating: 5.0 out of 5.0 from Encompass Trish was absolutely delightful to work with! Daniel JVirginia Beach, VA Nov 17
Trish was absolutely delightful to work with!
Rating: 5.0 out of 5.0 from Encompass Trish is a stellar loan officer. She has a great team behind her and they make everything run smoothly. CHRISTINANORFOLK, VA Nov 15
Trish is a stellar loan officer. She has a great team behind her and they make everything run smoothly.