About James
Proudly serving clients across Tennessee.
I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.
With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.
Realtors! Announcing Our: Real Estate Realities Masterminds
On 10/21/2026 at 2:00 pm
In a crowded market, doing great work is not always enough. People also need to understand what makes working with you different. Join me for Real Estate Realities: Jumpstart Your 2027 with Lance Pendleton on October 21 at 2 p.m. ET. Lance will share how to: - Create messaging that cuts through industry noise - Build a business around what clients truly need - Deliver an experience people remember and want to refer See you there!
Borrower Testimonials
Clear communication, commitment to customer satisfaction
You were happy to answer any of my questions and I felt like you lead me in the right direction. I was able to understand everything I needed to go through the process during communication via phone or email. Everything happened smooth and I didn't feel like I was waiting for anything for an unnecessary amount of time.
Very helpful and always available for any questions
James absolutely went above and beyond.
Went above and beyond
James and everyone in his company went above and beyond for me! They will always be my go to!
This is our second time financing a loan with James and he was excellent both times. When it is time to refinance our home, we will be using James for a third time!
We are first time home buyers and James was nothing but excellent! He stuck with us for 2 1/2 years while going through this process. He was kind and understanding and so patient. I wouldn’t have wanted anyone else!
James always goes out of his way to make the client feel confident and comfortable in a potentially scary world of purchasing a home. He is quick to answer questions, calm fears and be a listening ear to the client. Super impressed with him and his team.
James was great to work with, easy to communicate to, gave us all of the information we needed on our loan, and was a very friendly and helpful person. We will work with him in the future and recommend him to others!
Professional and friendly. Always followed up with me. Explained the process perfectly. His team was great too
Professionalism. Questions/concerns were responded back to me in a timely manner. The process from beginning to end was easy to follow. Especially with the use of the Supreme Lending app. Overall, James and the Supreme Lending Team are client focused and did a fantastic job in getting me into my first home. Thank you!
James was very helpful during the whole buying process! He made the experience very enjoyable!
His communication and clarity. And he even came to the closing
Always in communication. Always made sure we knew what the next steps were! Found out all the specifics with our unique issues! Just all around amazing!!!
James was so helpful and informative! He was always available to answer any questions and explained everything thoroughly. Made buying a my house easy!
James was awesome to work with! His communication and knowledge was very helpful, due to him and Eli our experience was stress free! Couldn’t be happier with the team we had helping us throughout the process.
James was very communicative throughout the entire process. We were in a multiple offer situation and he called the listing agent after we submitted the offer to let them know the buyers were in great shape. The listing agent said this is what pushed our clients offer over the edge and won the deal. James also came to closing which is something you...
Appreciate the response time, willingness to work together to meet the competition and overall experience was positive and personal.
Very much the personal touch. He was very easy to reach and answer questions. I felt like I was his only client. Great job.
Every client that I refer James to always comes back with how incredibly nice and pleasant James is to work with and how responsive he is. This is incredibly important in our microwave society where people need answers immediately.
James is very professional yet personable. He is patient and helpful!