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Proudly serving clients across Tennessee.
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
James absolutely went above and beyond. Andrew SHELBYVILLE, TN February 07 Rating: 4.8 out of 5.0 from Encompass
James absolutely went above and beyond.
Went above and beyond Sarah SHELBYVILLE, TN February 04 Rating: 5.0 out of 5.0 from Encompass
Went above and beyond
James and everyone in his company went above and beyond for me! They will always be my go to! Molly SHELBYVILLE, TN February 04 Rating: 5.0 out of 5.0 from Encompass
James and everyone in his company went above and beyond for me! They will always be my go to!
This is our second time financing a loan with James and he was excellent both times. When it is time to refinance our home, we will be using James for a third time! Davy Pleasant View, TN September 26 Rating: 5.0 out of 5.0 from Persona migrate verified
This is our second time financing a loan with James and he was excellent both times. When it is time to refinance our home, we will be using James for a third time!
We are first time home buyers and James was nothing but excellent! He stuck with us for 2 1/2 years while going through this process. He was kind and understanding and so patient. I wouldn’t have wanted anyone else! Mallory Melissa Hermitage, TN August 29 Rating: 5.0 out of 5.0 from Persona migrate verified
We are first time home buyers and James was nothing but excellent! He stuck with us for 2 1/2 years while going through this process. He was kind and understanding and so patient. I wouldn’t have wanted anyone else!
James always goes out of his way to make the client feel confident and comfortable in a potentially scary world of purchasing a home. He is quick to answer questions, calm fears and be a listening ear to the client. Super impressed with him and his team. Molly Lebanon, TN August 21 Rating: 5.0 out of 5.0 from Persona migrate verified
James always goes out of his way to make the client feel confident and comfortable in a potentially scary world of purchasing a home. He is quick to answer questions, calm fears and be a listening ear to the client. Super impressed with him and his team.
On 04/30/2026 at 2:30 pm
Join us for Our Billion Dollar Playbook, a live mastermind designed to help real estate agents win more deals in today’s competitive market. Hear from Wes Costello of AnnieMac Home Mortgage as he breaks down the Cash2Keys suite of products and how to position your buyers like cash. Learn how Cash2Keys can level up your business.