Our Team

Our team of licensed mortgage professionals are always eager to help you achieve your dream.

Borrower Testimonials

Rating: 5.0 out of 5.0 from Encompass
Great communication and information delivery. I believe Bill acted like a consultant in this transaction and less like he was selling me a loan. He drove a great distance to meet with me in person and discuss my financial situation in person. Stellar service at the very least.
David BrandonGoode, VA
Rating: 5.0 out of 5.0 from Encompass
Bill was amazing and worked hard to make sure everything was completed in time!
Hailee WestVIRGINIA BEACH, VA
Rating: 5.0 out of 5.0 from Encompass
Excellent service attention to details
OtisPortsmouth, VA
Rating: 5.0 out of 5.0 from Encompass
Bill Lowden was fantastic to work with throughout our mortgage process. He was knowledgeable, responsive, and made everything as smooth and stress-free as possible. He took the time to answer all of our questions and kept us informed every step of the way. We truly appreciated his professionalism and dedication, and we would highly recommend Bill t...
Cynthia LynnLYNCHBURG, VA
Rating: 5.0 out of 5.0 from Encompass
Bill had excellent communication and patience with us, especially comsidering we are first-time home owners. Bill did a great job explaining every detail and made this process very smooth for us.
AndrewMOYOCK, NC
Rating: 5.0 out of 5.0 from Encompass
The man, the myth, the legend..Bill! My husband and I just recently purchased our first home and were very unfamiliar with the loan process. Thankfully we had Bill to help us! He left no questions we had unanswered and even adjusted his schedule to anser our calls despite the time of day. Thank you so much for making this process so smooth for us a...
AleighMOYOCK, NC
Rating: 5.0 out of 5.0 from Zillow
At first, I had my doubt about getting approved until Bills team crushed the numbers to get me a pre-approval with a very low rate. He closed a friend’s loan within 15 business days after my loan closing.
EmmanuelChesterfield, VA
Rating: 5.0 out of 5.0 from Encompass
Ease of mainframe a potentially comllicated situation easy.
MICHAELHampton, VA
Rating: 5.0 out of 5.0 from Encompass
Bill was clear and concise. He helped me get a loan that worked for me and my situation. It was a smooth process. Bill was great!
NicholasNewport News, VA
Rating: 5.0 out of 5.0 from Encompass
Great communication.
Barry LFOREST, VA
Rating: 5.0 out of 5.0 from Encompass
You made the home-buying process smooth and stress-free from start to finish. Your communication was excellent, you were always available to answer questions, and you kept me informed every step of the way. I truly appreciated your professionalism, responsiveness, and dedication. Thank you for helping make my dream home a reality!
AstridCHESAPEAKE, VA
Rating: 4.7 out of 5.0 from Encompass
I was in a pinch with needing to be able to put in a offer on my new house and Bill was quick to help and get the ball moving. If it wasnt for him i dont know if we wouldve made it in time to put in a offer on my house.
OwenMOYOCK, NC
Rating: 5.0 out of 5.0 from Encompass
Bills amazing personality , professionalism , and quick actions to make the process smooth .
MoyanneLYNCHBURG, VA
Rating: 5.0 out of 5.0 from Encompass
All went well. Thank you for all your help.
Shawn LanceLYNCHBURG, VA
Rating: 5.0 out of 5.0 from Encompass
Bill was a great communicator throughout the process, always answered my calls (or returned them) promptly. He went above and beyond to assist my client with quick pre approval on a Sunday. Unlike some lenders, he was there to support all the way to closing. I would not hesitate to recommend him to other clients.
THERESAMOYOCK, NC
Rating: 5.0 out of 5.0 from Encompass
Love Bill!! He's on top of everything and goes above and beyond!
JORDAN T.Virginia Beach, VA
Rating: 5.0 out of 5.0 from Encompass
I can’t recommend Bill highly enough! This was my second time working with him to purchase a home, and once again he exceeded every expectation. From start to finish, Bill made the entire mortgage process smooth, stress-free, and incredibly efficient. He’s extremely knowledgeable, responsive, and always took the time to explain every step so I...
KyleMIDDLEBURG, FL
Rating: 5.0 out of 5.0 from Encompass
GREAT partnership with Bill navigating a short sale with a VA loan and customers who were relocating from VA to FL. Excellent communicator which is so key in a transaction like this one! Highly recommend!
AngelaMIDDLEBURG, FL
Rating: 5.0 out of 5.0 from Encompass
Bill and his entire team are beyond AMAZING!!! They are genuinly some of the most professional, caring, and helpful people I've ever worked with. They had our back the entire time we were going through our pur chasing process!!! I can never say enough great things about them!
SteviMIDDLEBURG, FL
Rating: 5.0 out of 5.0 from Encompass
Bill was great and his assistant was great too hi
Terrence PSANDSTON, VA
Rating: 5.0 out of 5.0 from Encompass
Was very informative and helpful in my home buying process. My first time purchasing a Home filled me in on a lot of Information.
DyahmiPortsmouth, VA
Rating: 5.0 out of 5.0 from Encompass
This was a very long process for me. Bill and his was very helpful to me the entire time throughout my process. I am so very grateful to everyone.
DevonaPortsmouth, VA
Rating: 5.0 out of 5.0 from Encompass
Everyone on i contacted for questions always answered the phone.
DanielSUFFOLK, VA
Rating: 5.0 out of 5.0 from Encompass
He was always and av and answered any and all questions and concerns immediately and just all around great experience
JacobMAPLE, NC