Our Team
Our team of licensed mortgage professionals are always eager to help you achieve your dream.
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- Matt Beckwith
- NMLS: 256337
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- Josh Hartman
- NMLS: 1131382
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- Blake Salmon
- NMLS: 897805
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- Bryant Spitzer
- NMLS: 2002263
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- Benjamin Spitzer III
- NMLS: 258922
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- Wil Yanaga
- NMLS: 1028178
Borrower Testimonials
Blake did a great job answering all my questions and made the process very smooth.
Clear and concise on the lending terms. Made the experience almost effortless. When I had questions he was there to answer them. This made for next level lending experience.
Blake was always prompt with communication and made the entire home-buying experience quick, efficient, and easy. He was responsive whenever I had questions and helped keep everything moving smoothly from start to finish. I really appreciated how easy he made the process!
Wokred with Josh a few times now and it only gets easier. My clients love him he's always just a call away and communication is on point. Thanks Josh!
I appreciate the availability of Josh and his team. Everyone was fast and responsive and really made the loan process simple. I'd highly recommend them to anyone who is buying a new home.
It was a great experience because I interacted with such an amazing soul and good hearted person named Josh. Through the process Josh never missed a beat, made sure we had all doumentation needed. Great with communication, timing and energy. Made the process very easy, I would 100% work with Josh and his team again.
Blake and team went above and beyond to assist us in the home buying process. We are first time buyers, using a VA Home Loan, and they made the process as seamless as possible.
Fantastic people willing to take time out of their off hours to assist.
You made it easy and stress free. thanks,
Easy from start to finish.
Blake and his team made everything so easy. I was never waiting on anything. It was a absolute pleasure to work with Blake, and OVM.
Considering the timeframe we had for closing/transaction, communication and process was great the entire time.
Blake and Cullen made our first home buying experience easy and gave us peace of mind the entire time along the way. Great professional company and will recommend to others !
Smooth transaction!
Blake made it GREAT!
Thank you for helping and suggesting us to move forward with... thank you so much
We are first time home buyers and the team really made the process easy for us. We had numerous credit issues that needed to be worked out and no matter the issue Matt and his team promptly got everything done for a timely closing on our VA loan. We absolutely recommend this team to anyone that is interested in purchasing a home.
We are first time home buyers and the team really made the process easy for us. We had numerous credit issues that needed to be worked out and no matter the issue Matt and his team promptly got everything done for a timely closing on our VA loan. We absolutely recommend this team to anyone that is interested in purchasing a home.
As a real estate agent, having a responsive, reliable lender on the other side of the transaction is everything. Josh delivered an outstanding experience for my buyers from start to finish. He kept communication clear, stayed ahead of every deadline, and made closing a breeze. I’m always confident when my clients work with Josh!
Blake was knowledgeable, good with communication and worked with us on our specific needs
The whole experience was super chill and not stressful like most situations. Being a first time buyer and really not knowing, the communication was great. Would highly recommend.
Blake and his team are amazing. We love working with him and will continue to recommed him to new clients.
Ben and his entire team were fantastic to work with! It was the easiest loan process I've ever had and I was cleared to close over a week early!
The OVM team communicated with me every step of the way and ensured I understood the process.
Blake guided us every step of the way, answering all our questions and making sure we could close on our house as fast as possible. 10/10 service
Blake was very helpful every step of the process
Worked really hard for me and got the job done. Great team.
As Usual Ben and his Team were 5 Stars in Communication, efficency, and closing.
Excellent service
Josh Hartman is very coordinated, very prompt and a great commuincator! He moves things at the speed of light, very pleasant to work with, very attentive and supportive thorughout the whole process. Thanks, Josh for your deligent, I am very grateful for your commitment.
Very smooth going
My partner Tameka and I interviewed with Josh and told him exactly how we wanted our clients to be cared for and he did exactly that! He created a relationship with trust and compassion with our clients and with us. He also stayed professional throughout. Josh is truly the best.
Josh was very attentive and fave great advice that we as first time buyers had no clue about. He was very helpful and never left us on read. We truly appreciate him so much for all he did for us.
was great communicator and easily to get a hold of.
We were Living in a different state when we closed on a house in NC, and we closed on time. There were a few communication issues but overall it was a great experience .
Working with Josh Hartman was a great experience. I really appreciated his communication throughout the real estate loan process and the fact that he took the time to listen to my opinions and concerns. He made sure I understood the different loan options and rates available to me, which helped me feel confident in making the right decision. I trul...
Great communication and quick responses
Here’s a polished, enthusiastic review you could post: ⭐⭐⭐⭐⭐ (I’d give 6 stars if I could!) Working with Josh Harmon was an outstanding experience from start to finish. Anytime a challenge came up, Josh handled it immediately and found a solution. His communication was excellent, his professionalism was top-notch, and he made what cou...
Blake went above and beyond to get us approved for a home loan! We were teen parents who didn't know the first thing about credit. Fast forward ten years later, we are in a better financial situation and really needed a home for our family. Lender after lender would give us recommendations that led us...
Blake was very responsive and helpful at almost any time of day in getting things as needed to make the process of buying our first home as easy as I could imagine. Definitely recommend!
Simply put, excellent communication from my agent. Whatever question I had, Blake & his staff readily responded to phone calls, texts & emails. I felt confident in buying my condo because I had their support. Thank you!
Always available and quick to respond.
Good communication and knowledgeable. Made the process simple and less stressful. Thank you!
Ben was a breexe to work woth kept us informed and empowered.
Great communication and helped a lot in the proces!
Never left with any questions . Always kept us updated
The steady communication between all parties. Also , all my questions were answered .
Easy process and very responsive the app was helpful as well.
Blake always keeps everyone informed throughout the process and he goes above and beyond to ensure a smooth transaction.
We would be lost without this amazing team! Everyone was so amazing and helped us so so much, we are forever greatful for everyone who made this finally happen! We finally got our forever home ❤️ thank you so so much!!
Blake kept things humming along throghout our transaction and the level of communication was perfect---not too much, not too little. I knew my client was in good hands the whole way through.
Everyone that was involved in the process worked hard to make sure we got into our home. The team was awesome!
This loan was dead in the water according to another loan officer when Josh reached down, pulled it into the lifeboat and Andrea Hale and the team brought this one back to life. With Josh working the sails, Andrea in the engine room, Ben Spitzer on lookout, and Matt beckwith at the helm they turned this ship around quickly and in weeks, this loan w...
Speed and ease of entire experience! Everyone involved was amazing..
I have had the pleasure of knowing Matt and his team for years and have seen first hand what top notch service they provide. They handled loans for most of my family as well and we are all committed! The team is always available, helpful and creative. My transaction was a long and complicated one and I could not have done it without Matt Beckwith! ...
I have had the pleasure of knowing Matt and his team for years and have seen first hand what top notch service they provide. They handled loans for most of my family as well and we are all committed! The team is always available, helpful and creative. My transaction was a long and complicated one and I could not have done it without Matt Beckwith! ...
Josh Hartman is truly an exceptional loan officer. Right from the beginning he was thorough in his explanations, what was needed on my end to get things moving and done, he communicated with me the entitre process and was always available for a call or text to explain things if I had questions. This is actually my second loan with Josh and I reache...
Ben was able to answer me every question I had, and Ben answer the phone anytime.. I had an excellent experience with Mr.Spitzer
Clarification on who was handling my loan and consistent communication.
osh was very consistent and professional throughout the entire process. He also answered any questions that I had while going through the process.
Ben & his team made the entire process easy! Highly recommended
Ben is incredibly smart and easy to work with. And his LOA Andrea is on the ball! I was very blessed to have both of them working on my loan, so my family and I could move into such a nice home!! Thanks Ben!
The level of knowledge and professionalism that Josh has, working on anything that comes up at anytime of the day or night. Anyone working with him knows his dedication, he will make it work.
Blake was patient, kind, and communicative. He answered all my questions (even at 10 PM lol).
Yhe friendly atmosphere and the attention to detail .
Ben went above and beyond to provide us with the understanding of the loan process. For this, we are very thankful. I would highly recommend his services to anyone at any time.
We are incredibly grateful for the hard work and expertise of Bryant. He was highly knowledgeable, efficient, and proactive, which resulted in a smooth and on-time closing. We would highly recommend them to anyone seeking mortgage assistance.
Ben always does a great job!
Bryant was always available for all questions we had. Very knowledgeable about both the process and the specifics.
Bryant stayed in communication with us through the whole process, letting us know what documents we needed & keeping us on track.
Communication and efficiency were both great. We also got timely answers to all of our questions. Thank you!
Bryant communicated throughout the process and we were able to close on time.
Eveeything went smooth! Thank you .
Blake Salmon was absolutely phenomenal in providing us answers to our many questions! He was quick to respond and very patient with explaining numbers and scenarios with us. He helped up make the right decision for our family
Ben was fantastic to work with, and as a second time home buyer he answered all my questions quickly.
Bryant made every effort to be available and responsive. He quickly answered our questions and mad ethe process feel easy.
Ben answered all my questions promptly and made sure my transaction was smooth.
I believe the personal care extended during the process made everything go quite smoothly.
Ben did a great job providing a smooth process for myself and my client.
Fast communication and willingness to help with any wuestions that come about during the process
Bryant was very great with communication and letting us know when things were required. I appfeciate that he was always just a text away. Also very helpful in guiding us as this was our first home!
Ben and his team were nothing but the best. Made the process super easy to understand and complete. Ben went out of his way to help in all ways possible. His constant communication was beyond appreciated as in today's times where the personal touch is forgotten and replace with digital complications. Start to finish was a breeze and he made a ...
Ove worked with Bryant on sevetal deals and it is always a pleasure
Ben is absolutely amazing to work with and is always on top of the next steps. He is always communicating and there to help the clients with any questions.
Ben is very knowledgeable and very friendly. He made the home process very easy for my client. 5 star service for sure !!!
Great communicaiton
Quick response and willingness to help with any questions
Ben was amazing through the whole process, would buy a thousand homes if I had the money and like to have Ben as our financial person, absolutely great service!
Ben was an outstanding partner in this journey from the very first conversation. He understood our unique situation, rapidly explored options, and helped us reach a decision the right solution for us. From there, it was smooth sailing with regular (but not excessive) communication supported by easy-to-use tools (e.g., secure upload portal and app)....
I had a great experience buying my first home with OVM Financial. I really recommend working with them, as I live locally in Chesapeake. I specifically worked with an entire team, all of whom were great. It was a very busy time in the lending world, but my loan moved through smoothly and without any major issues. I was kept informed and they reall...
He was great and made the long process painless. He was very helpful and got the papers through in a timely manner. The pre approval was done very quickly and almost the next day I was able to start looking at houses for my family!
I couldn't have asked for better. Matt and his team did an amazing job in every aspect. I was a first time home buyer and I had to break a lease with a difficult land lord, and they took on every task with enthusiasm. I have already recommended him to multiple people since the closing on my home.
Matt through out our refinance was patient and very informative from beginning to end. His team made my wife and I understand each step as we went through it. And a plus He made it happen fast and headache free. Thanks Matt!
Matt was not just my agent but him and his team made us feel like he was family by not just caring about business they went above and beyond for the best rates and help us fix our credit by guidance. Me and the wife are both active duty and his team guide us thru every steps in the buying process and kept us updated at all times great customer ser...
So.. You're thinking about going with OVM? Ask for Matt Beckwith! Not just saying that either! I don't work for him nor was hired to write this. I am a real person that received assistance from Matt in purchasing my home. When he called me, he told me to save his number because I would hear from him a lot. (I was thinking "yea, right"). But, I did ...
Matt & his staff (especially Andrea) were great to work with. We were able to close early due to their hard work, quick responsiveness, & attention to detail
Very professionally and helpful. Answered all of questions. Matt and his team made sure we understand everything and never like we was in the dark. They made the process very easy. I will definitely recommend to work with him.
as first time home buyers, we expected to get the run around from people. not matt. he has been AMAZING. he has been prompt with all of his responses and hasn't had any issues answering all of the questions we think are "silly", when he feels they are all valid. if you are looking for someone to completely walk you through the loan process and ...
It was our first time buying home. Matt Beckwith and his team was very helpful and patience through out the whole process. They answered every questions we had and explained all the steps of .We were very pleased with Matt. We close on time and without any problems.
Matt Beckwith was very helpful to me when I purchased my home. Him and his staff were very helpful and answered all the questions I had . They mad my experience of buying my first house very easy. I would recommend Matt and his staff to anyone.
Matt and all of the OVM financial staff were amazing!!!! The entire process was extremely easy, this was a big plus considering I didn't have an agent and was a first time home buyer.
Mr.Beckwith went above and beyond with helping my husband and I become preapproved For a loan with OVM financial. He was helpful and very knowledgeable, and responsive and dependable. I would recommend him to any military member in the area.He was very honest and kept his word. The loan process was fast and easy.
Matt Beckwith and OVM Financial made buying my first home so easy. Even while Mr. Beckwith was out of the office on vacation, he was still contacting me to make sure everything was running smoothly for me. Great guy and great company. I highly recommend using Matt Beckwith and OVM Financial when purchasing a home.
The lender explained the process very well and the closing was smooth. I would work with them again in the future.
Matt and his team were phenomenal! They were easy to communicate with and made the process simple. They were always available whenever we had any questions or needed assistance.
Great, I had a great experience and Matt and his team. He was very clear and let you know everything up front. They were efficient and answered all questions in a timely manner.
Great people to work with and were extremely helpful. Matt and his team were always available when we had questions and needed information. Recommend them to anyone looking to buy!
As a first time home buyer I needed a lot of help and advice! Everyone at OVM Financial was extremely helpful and professional. They responded to all emails and phone calls in a timely manner and were even able to get us closed two weeks early. The also gave us several credits toward our closing cost and minimized our closing cost substantially. Gr...
After a debacle with our current lender to refinance at a lower rate, OVM came in with a great rate, prompt and professional service and closed on time without any hassles. Thank you OVM!
Matt walked us through the process and explained everything in ways we understood. We went to him on a recommendation when our original lender could not get us a loan, and Matt got everything sorted for us within a week.
I was looking to complete the home buying process in around a month and OVM was very receptive to working on an expedited timeline for my VA loan. They did a great job and fully explained the process. There were no surprises at the end of the road, and I was able to close in under four weeks.
For a first time home buyer, the OVM team did their best to make sure everything was as smooth of a purchase as possible.
Ben was great and closed on time. No issue
The loan process was fast and smooth. Customer service was excellent
Bryant and the team made our loan process smooth and effortless. I would highly recommend
Entire process, from start to finish was informative and professional. There was great communication through the entire process which supported any concerns I might of had.
Bryant went above and beyond to assist our clients to get to the closing table. He was very knowledgable and available.
It was very easy and straight forward
Bryant was very helpful and always replied in a timely manner He was fantastic to work with
Our loan officer, Bryant at OVM was what made our experience so exceptional. He took the time to explain everything in detail, making sure we understood everything along the way. He was easy to communicate with, returned messages promptly and was very pleasant. We would highly recommend working with OVM and Bryant to anyone.
We had a lot of hiccups in this transaction because of survey and title issues. Ben was ready to close every time that we "thought" we were going to be able to close. My clients were happy with Ben as well.
Constant communication and answer all questions quickly
Great communication throughout the process really made things seamless.
Made the process smooth and stress free!
Wil was incredible for us. Being a pastor, not many in the mortgage industry understand how our pay is broken up. If you work with someone without that understanding, it can be very frustrating, and most likely will cost you the opportunity to purchase a home. Wil understood everything to a tee. He was always there to answer every tiny question....
Wil was helpful in our home buying process. He worked hard to help us find what was best for us and our family. He was helpful in making sure we got all things needed for closing and answered all questions we had. I would highly recommend Wil for anyone who is considering buying a home!
I would highly recommend Wil to anyone searching for a lender. He was always accessible and responded immediately to any questions I had. Worked very hard to make sure things went smoothly and his expertise saved my home buying process
Wil was a great help during this process of buying a home. He is highly recommended! Wil always made himself available when we needed him and was very resourceful when we had questions.
Lots of confusion. Agent was excellent but terms unclear
My husband and I had not purchased a home together so we were definitely not prepared for the complex process involved in purchasing a home. Wil was always accessible to communicate with us about our questions and concerns, even with phone calls after regular office hours. He was with us every step of the way and celebrated when we closed on the ...
Wil is a great loan officer for anybody, especially businessmen and pastors. He has a unique team who is Abel to organize difficult Financial situations and make it work. I think he will get your loan done if you give him a fair chance. I highly recommend Wil and his team.
Wil was helpful in our home buying process. He worked hard to help us find what was best for us and our family. He was helpful in making sure we got all things needed for closing and answered all questions we had. I would highly recommend Wil for anyone who is considering buying a home!
Wil is a great loan officer for anybody, especially businessmen and pastors. He has a unique team who is Abel to organize difficult Financial situations and make it work. I think he will get your loan done if you give him a fair chance. I highly recommend Wil and his team.
Very easy to work with. If I had a question I got an answer within minutes. Thank you for helping my family get their dream!
They assisted me during the process. Specially getting all the required documents.
We were able to get financed for a mortgage in quick and efficient manner.
Great Great exsperience
John Kersey and Bre Bell explained everything well and put forth so much work!! Im so pleased!!
Everyone was super kind, answered all our questions, communicated with us and really tried to get everything done.
Wil made everything completely easy for my dad and provided him with everything he needed to know when buying a house. Wil is super informative and really nice! He was available anytime of the day when I had a question and he seemed to always have an answer for us. My dad hasn't always had the best experiences when it came to finding a mortgage com...