Our Team

Our team of licensed mortgage professionals are always eager to help you achieve your dream.

Borrower Testimonials

Rating: 5.0 out of 5.0 from Encompass
Clear and concise on the lending terms. Made the experience almost effortless. When I had questions he was there to answer them. This made for next level lending experience.
ColinNORFOLK, VA
Rating: 5.0 out of 5.0 from Encompass
Wokred with Josh a few times now and it only gets easier. My clients love him he's always just a call away and communication is on point. Thanks Josh!
DANIEL L.Portsmouth, VA
Rating: 5.0 out of 5.0 from Encompass
Blake was always prompt with communication and made the entire home-buying experience quick, efficient, and easy. He was responsive whenever I had questions and helped keep everything moving smoothly from start to finish. I really appreciated how easy he made the process!
Mikalena JudeVIRGINIA BEACH, VA
Rating: 5.0 out of 5.0 from Encompass
I appreciate the availability of Josh and his team. Everyone was fast and responsive and really made the loan process simple. I'd highly recommend them to anyone who is buying a new home.
AlanCHESAPEAKE, VA
Rating: 5.0 out of 5.0 from Encompass
It was a great experience because I interacted with such an amazing soul and good hearted person named Josh. Through the process Josh never missed a beat, made sure we had all doumentation needed. Great with communication, timing and energy. Made the process very easy, I would 100% work with Josh and his team again.
CarolinaVIRGINIA BEACH, VA
Rating: 5.0 out of 5.0 from Encompass
Blake and team went above and beyond to assist us in the home buying process. We are first time buyers, using a VA Home Loan, and they made the process as seamless as possible.
Shane ThomasNorfolk, VA
Rating: 5.0 out of 5.0 from Encompass
Fantastic people willing to take time out of their off hours to assist.
Austin RussellNorfolk, VA
Rating: 5.0 out of 5.0 from Encompass
You made it easy and stress free. thanks,
StevenSUFFOLK, VA
Rating: 5.0 out of 5.0 from Encompass
Blake and his team made everything so easy. I was never waiting on anything. It was a absolute pleasure to work with Blake, and OVM.
Mark JPORTSMOUTH, VA
Rating: 5.0 out of 5.0 from Encompass
Blake made it GREAT!
CATHYVirginia Beach, VA
Rating: 5.0 out of 5.0 from Encompass
Thank you for helping and suggesting us to move forward with... thank you so much
SajanVirginia Beach, VA
Rating: 5.0 out of 5.0 from Zillow
We are first time home buyers and the team really made the process easy for us. We had numerous credit issues that needed to be worked out and no matter the issue Matt and his team promptly got everything done for a timely closing on our VA loan. We absolutely recommend this team to anyone that is interested in purchasing a home.
JanayVirginia Beach, VA
Rating: 5.0 out of 5.0 from Encompass
As a real estate agent, having a responsive, reliable lender on the other side of the transaction is everything. Josh delivered an outstanding experience for my buyers from start to finish. He kept communication clear, stayed ahead of every deadline, and made closing a breeze. I’m always confident when my clients work with Josh!
COURTNEYHAMPTON, VA
Rating: 5.0 out of 5.0 from Encompass
Blake was knowledgeable, good with communication and worked with us on our specific needs
CoryPORTSMOUTH, VA
Rating: 5.0 out of 5.0 from Encompass
The OVM team communicated with me every step of the way and ensured I understood the process.
Sheneka TrinetVIRGINIA BEACH, VA
Rating: 5.0 out of 5.0 from Encompass
Josh Hartman is very coordinated, very prompt and a great commuincator! He moves things at the speed of light, very pleasant to work with, very attentive and supportive thorughout the whole process. Thanks, Josh for your deligent, I am very grateful for your commitment.
Taiwo OdunayoSMITHFIELD, VA
Rating: 5.0 out of 5.0 from Encompass
My partner Tameka and I interviewed with Josh and told him exactly how we wanted our clients to be cared for and he did exactly that! He created a relationship with trust and compassion with our clients and with us. He also stayed professional throughout. Josh is truly the best.
CANDACEFREDERICKSBURG, VA
Rating: 5.0 out of 5.0 from Encompass
Josh was very attentive and fave great advice that we as first time buyers had no clue about. He was very helpful and never left us on read. We truly appreciate him so much for all he did for us.
MaxfieldPORTSMOUTH, VA
Rating: 5.0 out of 5.0 from Encompass
was great communicator and easily to get a hold of.
NatashiaVIRGINIA BEACH, VA
Rating: 5.0 out of 5.0 from Encompass
Working with Josh Hartman was a great experience. I really appreciated his communication throughout the real estate loan process and the fact that he took the time to listen to my opinions and concerns. He made sure I understood the different loan options and rates available to me, which helped me feel confident in making the right decision. I trul...
LakieshiaPORTSMOUTH, VA
Rating: 5.0 out of 5.0 from Encompass
Here’s a polished, enthusiastic review you could post: ⭐⭐⭐⭐⭐ (I’d give 6 stars if I could!) Working with Josh Harmon was an outstanding experience from start to finish. Anytime a challenge came up, Josh handled it immediately and found a solution. His communication was excellent, his professionalism was top-notch, and he made what cou...
DARLENEPORTSMOUTH, VA
Rating: 5.0 out of 5.0 from Encompass
The steady communication between all parties. Also , all my questions were answered .
DamionNEWPORT NEWS, VA
Rating: 5.0 out of 5.0 from Encompass
Easy process and very responsive the app was helpful as well.
RenztyroneCHESAPEAKE, VA
Rating: 5.0 out of 5.0 from Encompass
Everyone that was involved in the process worked hard to make sure we got into our home. The team was awesome!
JasonNORFOLK, VA
Rating: 5.0 out of 5.0 from Encompass
This loan was dead in the water according to another loan officer when Josh reached down, pulled it into the lifeboat and Andrea Hale and the team brought this one back to life. With Josh working the sails, Andrea in the engine room, Ben Spitzer on lookout, and Matt beckwith at the helm they turned this ship around quickly and in weeks, this loan w...
DANIEL L.NORFOLK, VA
Rating: 5.0 out of 5.0 from Encompass
Speed and ease of entire experience! Everyone involved was amazing..
JoshuaVIRGINIA BEACH, VA
Rating: 5.0 out of 5.0 from Zillow
I have had the pleasure of knowing Matt and his team for years and have seen first hand what top notch service they provide. They handled loans for most of my family as well and we are all committed! The team is always available, helpful and creative. My transaction was a long and complicated one and I could not have done it without Matt Beckwith! ...
Caroline StroyeckVirginia Beach, VA
Rating: 5.0 out of 5.0 from Encompass
Josh Hartman is truly an exceptional loan officer. Right from the beginning he was thorough in his explanations, what was needed on my end to get things moving and done, he communicated with me the entitre process and was always available for a call or text to explain things if I had questions. This is actually my second loan with Josh and I reache...
CatherineVIRGINIA BEACH, VA
Rating: 5.0 out of 5.0 from Encompass
osh was very consistent and professional throughout the entire process. He also answered any questions that I had while going through the process.
JeanettePORTSMOUTH, VA
Rating: 5.0 out of 5.0 from Encompass
The level of knowledge and professionalism that Josh has, working on anything that comes up at anytime of the day or night. Anyone working with him knows his dedication, he will make it work.
IanNORFOLK, VA