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With over two decades of experience in the mortgage industry, I’ve built my career on integrity, expertise, and genuine service. I specialize in mortgage lending with extensive knowledge of VA, FHA, USDA, and Conventional financing, as well as down payment assistance programs and first-time homebuyer support. My passion lies in guiding clients through one of life’s most meaningful milestones, achieving homeownership, with a deep understanding of the lending process and an unwavering commitment to their success.
For more than 14 years, I proudly served with University Lending Group, where I built lasting relationships and helped foster a culture of teamwork and client care. During that time, I focused on helping families realize their dreams of homeownership while collaborating closely with real estate partners to strengthen community connections. That experience not only broadened my lending expertise but also reinforced my dedication to service, collaboration, and continuous growth.
As a proud graduate of Leadership Santa Rosa County, Class 30, and an active member of the Chamber of Commerce and Board of Realtors, I remain committed to serving others through leadership, professionalism, and a heartfelt passion for making homeownership possible for families and individuals alike.
Rating: 5.0 out of 5.0 from Encompass Jennifer is ALWAYS on top of things. She's calm and explains the steps in a way that everybody can understand. LyndaNAVARRE, FL Mar 13
Jennifer is ALWAYS on top of things. She's calm and explains the steps in a way that everybody can understand.
Rating: 4.5 out of 5.0 from Encompass Ease of interact and digital documents Charles RNAVARRE, FL Mar 13
Ease of interact and digital documents
Rating: 5.0 out of 5.0 from Encompass Jennifer was excellent to work with. She was on top of everything and made things go smoothly .She also has a great personality! Ive already referred her to friends and family. Niurka EuniceDOVER, FL Feb 02
Jennifer was excellent to work with. She was on top of everything and made things go smoothly .She also has a great personality! Ive already referred her to friends and family.
Rating: 5.0 out of 5.0 from Encompass Jennfee is the best loan officer I've ever worked with . I've already recommended her to family for when they start house shopping! Toby LynneDOVER, FL Jan 22
Jennfee is the best loan officer I've ever worked with . I've already recommended her to family for when they start house shopping!