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Proudly serving clients across Florida and Virginia.
I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.
With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.
Rating: 5.0 out of 5.0 from Encompass Macy made everything seem easy and I was never feeling uninformed or anxious about the process. She is the BEST! CarmineNEW PORT RICHEY, FL Aug 17
Macy made everything seem easy and I was never feeling uninformed or anxious about the process. She is the BEST!
Rating: 4.8 out of 5.0 from Encompass The responsiveness of and access to our Loan Officer Macy. Michael FSUFFOLK, VA Aug 03
The responsiveness of and access to our Loan Officer Macy.
Rating: 5.0 out of 5.0 from Encompass Macy is very personable, always availble, anticipates friction points, and quick to resolve issues. She is fabulous! Stephen PCrozet, VA Jul 28
Macy is very personable, always availble, anticipates friction points, and quick to resolve issues. She is fabulous!
Rating: 5.0 out of 5.0 from Encompass Excellent communication! Lisabelen A.SUFFOLK, VA Jul 22
Excellent communication!
Rating: 5.0 out of 5.0 from Encompass Macy was the star of the show. She was great to deal with and very pleasant to talk to. She made The process easy and as stress-free as possible. grimtownentCharlottesville, VA Jul 13
Macy was the star of the show. She was great to deal with and very pleasant to talk to. She made The process easy and as stress-free as possible.
Rating: 5.0 out of 5.0 from Encompass I truly can't thank the OVM team enough for helping me get to closing. Mike Oaks, Macy Griffin, and the underwriting team went above and beyond every step of the way. Macy was always available, dedicated, kind, and quick to answer questions, Mike was reassuring and knowledgeable, and the underwriter worked incredibly hard behind the scenes to help... Lisa LynetteChesapeake, VA Jul 06
I truly can't thank the OVM team enough for helping me get to closing. Mike Oaks, Macy Griffin, and the underwriting team went above and beyond every step of the way. Macy was always available, dedicated, kind, and quick to answer questions, Mike was reassuring and knowledgeable, and the underwriter worked incredibly hard behind the scenes to help...
Rating: 5.0 out of 5.0 from Encompass Macy is always great to work with! Wonderful communication & very knowledgeable! FRANKIECHESAPEAKE, VA Jun 26
Macy is always great to work with! Wonderful communication & very knowledgeable!
Rating: 5.0 out of 5.0 from Encompass Macy is a " top notch" agent, who goes over and above to help in any way she can. We and our daughter have used Macy before, and would not even think of using another one else in the future. " The Best of the Best! " Daniel DShawboro, NC May 28
Macy is a " top notch" agent, who goes over and above to help in any way she can. We and our daughter have used Macy before, and would not even think of using another one else in the future. " The Best of the Best! "
Rating: 5.0 out of 5.0 from Encompass I know I can always count on Macy to Provide our shared clients with top notch service! she truly cares about them and will always go the extra mile to make sure they are happy with their home buying experience . ANNShawboro, NC May 28
I know I can always count on Macy to Provide our shared clients with top notch service! she truly cares about them and will always go the extra mile to make sure they are happy with their home buying experience .
Rating: 5.0 out of 5.0 from Encompass Always helpful and kind Sandra LShawboro, NC May 28
Always helpful and kind
Rating: 5.0 out of 5.0 from Encompass Clear communication Documents easy to upload quick responses to questions worked all hours to ensure I was taken care of Jordan AVIRGINIA BEACH, VA May 18
Clear communication Documents easy to upload quick responses to questions worked all hours to ensure I was taken care of
Rating: 5.0 out of 5.0 from Encompass Macy was in constant communication. She was very responsive to questions, and went to bat for us when some oddities came up during the underwriting process. MichaelVIRGINIA BEACH, VA May 14
Macy was in constant communication. She was very responsive to questions, and went to bat for us when some oddities came up during the underwriting process.
Rating: 5.0 out of 5.0 from Encompass Macy is excellent to work with! I cannot wait until the next transaction. Kim L.WILLIAMSBURG, VA Apr 23
Macy is excellent to work with! I cannot wait until the next transaction.
Rating: 5.0 out of 5.0 from Encompass absolutely would recommend Wesley AustinWILLIAMSBURG, VA Apr 16
absolutely would recommend
Rating: 5.0 out of 5.0 from Encompass Macy and the Oaks Team are the best! Had a few hiccups (unrelated to lending) in our home buying process and they stayed on top of everything. Second time using the Oaks team and first time getting to work with Macy, I cannot reccomend them enough. Tyler DVIRGINIA BEACH, VA Apr 13
Macy and the Oaks Team are the best! Had a few hiccups (unrelated to lending) in our home buying process and they stayed on top of everything. Second time using the Oaks team and first time getting to work with Macy, I cannot reccomend them enough.
Rating: 4.7 out of 5.0 from Encompass It was a very smooth and professional experience. Macy was great to work with, thank you again! Inna EVIRGINIA BEACH, VA Apr 13
It was a very smooth and professional experience. Macy was great to work with, thank you again!
Rating: 5.0 out of 5.0 from Encompass Great experience! Very simple and happy with how flexible you guys were with us being gone a lot. PeterNORFOLK, VA Apr 06
Great experience! Very simple and happy with how flexible you guys were with us being gone a lot.
Rating: 5.0 out of 5.0 from Encompass Wonderful to work with MICHAELONANCOCK, VA Apr 01
Wonderful to work with
Rating: 5.0 out of 5.0 from Encompass I like how they communicate with you along the way with everything going on keeping you updated, by letting you know, each step and details, even when things may seem overwhelmed, she gave me reassuring words to let you know, everything is ok that truly made me very comfortable, how everything was done in a timely manner, overall, great experience... CrystalNEWPORT NEWS, VA Mar 19
I like how they communicate with you along the way with everything going on keeping you updated, by letting you know, each step and details, even when things may seem overwhelmed, she gave me reassuring words to let you know, everything is ok that truly made me very comfortable, how everything was done in a timely manner, overall, great experience...
Rating: 5.0 out of 5.0 from Encompass Macy made everything go well and smooth. I'm not sure how anyone else could've made our experience any better. My wife and I will be recommending OVM anyone looking for a lender in Florida. Patrick CDavenport, FL Feb 18
Macy made everything go well and smooth. I'm not sure how anyone else could've made our experience any better. My wife and I will be recommending OVM anyone looking for a lender in Florida.
Rating: 5.0 out of 5.0 from Encompass Easy to contact regarding questions Bradyn ACHESAPEAKE, VA Feb 18
Easy to contact regarding questions
Rating: 5.0 out of 5.0 from Encompass Macy Griffin made our home purchase in Davenport, FL effortless. She was professional, responsive, and knowledgeable at every step...explaining options clearly, pushing things forward, and solving small issues before they became problems. Communication was excellent and the process felt smooth and stress-free. I highly recommend Macy to anyone look... Rebecca HDavenport, FL Feb 16
Macy Griffin made our home purchase in Davenport, FL effortless. She was professional, responsive, and knowledgeable at every step...explaining options clearly, pushing things forward, and solving small issues before they became problems. Communication was excellent and the process felt smooth and stress-free. I highly recommend Macy to anyone look...
Rating: 5.0 out of 5.0 from Encompass Macy was absoluteĺy exemplary! She went. Above and beyond to make sure the job got done! My wife and I are 75 and 79 and not experts using computers! She was just the best helping us get everything needed to close the deal! Thank you, Macy! HenryGREENBACKVILLE, VA Feb 10
Macy was absoluteĺy exemplary! She went. Above and beyond to make sure the job got done! My wife and I are 75 and 79 and not experts using computers! She was just the best helping us get everything needed to close the deal! Thank you, Macy!
Rating: 4.8 out of 5.0 from Encompass Macy was very helpful Julie JCHESAPEAKE, VA Feb 09
Macy was very helpful
Rating: 5.0 out of 5.0 from Encompass Macy was truky incredible! She was diligent about answers all of my calls and texts and answering any questions I had (which was a lot)! He made a stressful process smooth and easy. So thankful for her help during our transaction and I will be recommending her to any and everyone! Jessica Antelle LoweSUFFOLK, VA Feb 05
Macy was truky incredible! She was diligent about answers all of my calls and texts and answering any questions I had (which was a lot)! He made a stressful process smooth and easy. So thankful for her help during our transaction and I will be recommending her to any and everyone!