Jacksonville, FL

8665 Baypine Road
120
Jacksonville, FL 32256
NMLS#: 338923

Branch Managers

Loan Originators

Borrower Testimonials

Rating: 5.0 out of 5.0 from Encompass
I truly can't thank the OVM team enough for helping me get to closing. Mike Oaks, Macy Griffin, and the underwriting team went above and beyond every step of the way. Macy was always available, dedicated, kind, and quick to answer questions, Mike was reassuring and knowledgeable, and the underwriter worked incredibly hard behind the scenes to help...
Lisa LynetteChesapeake, VA
Rating: 5.0 out of 5.0 from Encompass
Macy was the star of the show. She was great to deal with and very pleasant to talk to. She made The process easy and as stress-free as possible.
grimtownentCharlottesville, VA
Rating: 5.0 out of 5.0 from Encompass
Macy is always great to work with! Wonderful communication & very knowledgeable!
FRANKIECHESAPEAKE, VA
Rating: 5.0 out of 5.0 from Encompass
Mr. Bagby was very patient and understanding of my circumstances. I was told by one program that they could make it work. They dropped the ball and Mr. Bagby came and picked it right up and got to work on the behalf of me and my family. He kept me up to date on every step of the way. The absolute greatest part about working with Mr. Bagby is his h...
LatoyaWILLISTON, FL
Rating: 5.0 out of 5.0 from Encompass
Working with Michael and his team is always great! I'm confident my clients will be well taken care of and have a great experience. Thanks again Michael!
BrianPONTE VEDRA, FL
Rating: 5.0 out of 5.0 from Encompass
Michael and his team of professionals are TOP NOTCH! I have worked with them for years across multiple transactions and you simply cannot find a better team. Everything about our transaction was easy and smooth because of them. We cannot recommend them enough! We love our new home but if we ever need another mortgage, Michael will be my first call....
Lauren ElizabethSAINT JOHNS, FL
Rating: 5.0 out of 5.0 from Encompass
Michael and Shannon were absolutely amazing to work with, made this the easiest experience I could ever imagine.
ChristopherPANAMA CITY BEACH, FL
Rating: 5.0 out of 5.0 from write_review
Shannon was great, I recently worked on a file as the TC and she was so great with communication, answering questions and following up on every detail ina. timely manner, absolutely would recommend Shannon. Hope to work with her again soon!
Rating: 5.0 out of 5.0 from Zillow
Shannon helped me and my wife refinance our home, guiding us through a new and what could have been pretty intimidating experience. She made the process smooth and she answered our questions clearly and patiently. We couldn't have been happier with the whole thing. When we were ready to look for a mortgage for a new place, she was the first person...
JamesJacksonville, FL
Rating: 5.0 out of 5.0 from write_review
As a first-time homebuyer, working with Matt made the entire process much less overwhelming. He was extremely helpful in guiding me through each step, from explaining the different types of loans available to walking me through the home-buying process in detail. His deep knowledge of the mortgage industry was evident and gave me confidence in makin...
Rating: 5.0 out of 5.0 from write_review
Matt is awesome to work with answered all of my questions did a really good job of explaining everything and in the process became a really friend. He is really really good at what he does. I can't recommend him enough to anyone who may be looking for a out of the box solution to an actual solution that may not be a normal solution but works for th...
Brandon
Rating: 5.0 out of 5.0 from write_review
Matt is a consummate professional. Extremely knowledgeable in the mortgage space, and one of the few that puts their clients' interests ahead of their own. Highly recommend.
Rating: 5.0 out of 5.0 from Zillow
Shannon was our lender for our first time home buyer purchase. We ended up with first time homebuyers down payment assistance loan and then ended with NO CLOSING COSTS! We only had to pay for inspections! How AMAZING! She literally made our financial situation match what we could afford and estimated MORE during the process so that we could be prep...
KalaOcala, FL