Our Team

Our team of licensed mortgage professionals are always eager to help you achieve your dream.

Borrower Testimonials

Rating: 5.0 out of 5.0 from Encompass
Mike was very communicative and his team worked voertime to get things closed when we expereinced delays with the seller's side. Thanks Mike
MELISSAYorktown, VA
Rating: 4.8 out of 5.0 from Encompass
Effifcient and timely communication. Good people to work with
James GordonWILLIAMSBURG, VA
Rating: 5.0 out of 5.0 from Encompass
Great service and also very good company to go through I was very pleased and I recommend to anybody.
Caleb DrewYorktown, VA
Rating: 4.8 out of 5.0 from Encompass
All the help they did for me. And the understanding with what I was looking for.
Ruth AnnNewport News, VA
Rating: 5.0 out of 5.0 from Encompass
Helping with ever little details.
Alik FSUFFOLK, VA
Rating: 5.0 out of 5.0 from Encompass
Mike was super! He provided continual updates, was very good at explaining everything and was always very responsive to all my questions.
Carol LeePOQUOSON, VA
Rating: 5.0 out of 5.0 from Encompass
The drive to make the deal work. Us working together and thinking outside the box.
StevenGloucester, VA
Rating: 5.0 out of 5.0 from Encompass
Kim was great,professional and always took the time to answer all our questions and concerns.She helped us to resolve any issues that came up.We had a great experience with her.We would highly recommend Kim.
CatherineHAMPTON, VA
Rating: 5.0 out of 5.0 from Encompass
Clear, consistent communications with the entire team. easy to understand process well explained and ready to answer questions that I had appropriate press on me to get documents to them in a timely manner to enable a smooth and easy loan process
Alexander WilliamVIRGINIA BEACH, VA
Rating: 5.0 out of 5.0 from Encompass
Kim was great to work with. She updated me throughout the process and explained everything thoroughly.
UrsulaHAMPTON, VA
Rating: 5.0 out of 5.0 from Encompass
The team worked hard everyday to get us a beautiful home and everyone was really nice respectful, and honest. If I were to buy another house again I'd go to the same team.
KylanYORKTOWN, VA
Rating: 5.0 out of 5.0 from Encompass
The communication was fantastic. Fully explained every step of the way and any questions i had pop up. Jeremy and Macy were a couple of very pleasant people I had the pleasure to work with.
AdamSUFFOLK, VA
Rating: 5.0 out of 5.0 from Encompass
My awesome Mortgager Michael always ready to
PrincessCHESAPEAKE, VA
Rating: 5.0 out of 5.0 from Encompass
I had a great experience working with Kim Cressand her team. From start to finish, the process was smooth, professional, and well organized. They were responsive, knowledgeable, and always took the time to answer my questions and explain everything clearly
Miguel-AlphaeusHAMPTON, VA
Rating: 5.0 out of 5.0 from Encompass
Kim was easy to work with. She was answered all of our questions and gave realistic numbers for our loan so there were no surprises when it came time to close our on new house.
DarleneCARROLLTON, VA
Rating: 5.0 out of 5.0 from Encompass
I am impressed with Annie Mac and Kim Cress for finding a reasonable mortgage for me. They are diligent and patient in the work they do.
Harold HunterGLOUCESTER, VA
Rating: 5.0 out of 5.0 from Encompass
Kim Cress was amazing throughout the whole process—very professional, helpful, and always available when we had questions. She made everything easy and stress-free. Highly recommend Kim!
MohamedWILLIAMSBURG, VA
Rating: 5.0 out of 5.0 from Encompass
My mortgage loan originator, Kim Cress, was very good. She was helpful, responsive, and made the home loan process smooth and easy to understand. I appreciated her support throughout the entire process.
HajarWILLIAMSBURG, VA
Rating: 5.0 out of 5.0 from Encompass
Kim was great, easy to get a hold of and responded to any and all questions quickly . She kept us updated throughout the process ensuring we were comfortable and confident before proceeding to the next step of the process. I would absolutely refer friends or family to OVM for there home buying experienc.
Ryan DanielCARROLLTON, VA
Rating: 5.0 out of 5.0 from Encompass
Bryan was great to work with! He communicated well, helped me understand the process, and answered all questions. We will absolutely be going to him again for future needs!
Kerri LynnLANSDOWNE, PA
Rating: 5.0 out of 5.0 from Encompass
Great communication and always a quick response to questions. A pleasure working with you!
Russell SCHESAPEAKE, VA
Rating: 5.0 out of 5.0 from Encompass
Communication was excellent and every question answered quickly. So appreciate your patience with us and holding our hand throughout the process
DianeCHESAPEAKE, VA
Rating: 5.0 out of 5.0 from Encompass
Kim was very good at listening to my needs, providing updates, and explaining the entire process for me. Truly made the process seamless!
Hailey MichelleYORKTOWN, VA
Rating: 5.0 out of 5.0 from Encompass
Team worked long hours to make this happen!!! Amazing support
Colin DuncanYORKTOWN, VA
Rating: 5.0 out of 5.0 from Encompass
Him and his team went to great lengths to help us get our forever home. We appreciate him and his team's hard work and dedication.
Desiree Aragon EllenYORKTOWN, VA
Rating: 4.3 out of 5.0 from Encompass
Kim was very helpful
TravisNORFOLK, VA
Rating: 5.0 out of 5.0 from Encompass
Communication, consistency, and getting to the closing table.
EarlNORFOLK, VA
Rating: 4.8 out of 5.0 from Encompass
Had a wonderful experience working with Bryan.
ReineSOUTH PRINCE GEORGE, VA
Rating: 5.0 out of 5.0 from Encompass
Our overall experience was very great! Michael made sure he stayed on top of his work during our process. He was very informative and also straight to the point on what was needed and expected for this process to be a success. Michael never hesitated with communicating with us during our time working with him. He ma...
AaliyahNEWPORT NEWS, VA
Rating: 5.0 out of 5.0 from Encompass
Jeremy was amazing! He helped explain the loan process and answered all the random questions of a first time buyer. He was very patient with everything. It helped settle nerves and helped us understand all the numbers better before we committed to buying our house.
Cathy YoungYORKTOWN, VA
Rating: 5.0 out of 5.0 from SFTP
Kim is very knowledgeable and I feel that she is going to advise me on what to do. She kept me informed and up to date on things.
NiketaSuffolk, VA
Rating: 5.0 out of 5.0 from SFTP
We loved working with Ms. Kim. She was very knowledgeable with helping us secure our loan and was very understanding when our children would be loud in the background. She is truly passionate about her work and it shows. She even called to check up on us after closing and to make sure we were good to go and see how we were.
AdamNorfolk, VA
Rating: 5.0 out of 5.0 from SFTP
Kim Cress has more than earned my business! Kim is very professional, experienced, responsive & pleasant to work with. Kim has a true talent for her profession!! I would truly recommend her for any clients you may have!! Movement Mortgage has many loan products for all different needs. I recommend to call Kim Cress 1st !!! She will earn your busine...
AmyNorfolk, VA
Rating: 5.0 out of 5.0 from SFTP
Kim was responsive, thorough, and extremly helpful. I have already referred her to more clients and look forward to working with her again!
KatieWilliamsburg, VA
Rating: 5.0 out of 5.0 from SFTP
Kim was an incredible point of contact in the process, kept us calm when we needed to be. She always got us the information necessary and paved the way to our new home. Kim is an incredible asset to movement, and we wouldn't have gone any other way. She always went above and beyond working with a time zone change as we lived in northern mn during t...
BradleyLanexa, VA
Rating: 5.0 out of 5.0 from SFTP
Kim made the whole exerience, she was amazing!
BrittneyLanexa, VA
Rating: 5.0 out of 5.0 from SFTP
Kim made the process very easy and kept me informed at all times on what was next and make sure I understood what was happening with my refinance. She was available every time I called and answered any and all questions I may have had. Thank you.
CynthiaHampton, VA
Rating: 5.0 out of 5.0 from SFTP
I love working with Kim. I am confident when the pre-approval letter gets issued...my client WILL get to the closing table. Kim knows her stuff! She is my "go to" mortgage lender!
AliciaHampton, VA
Rating: 5.0 out of 5.0 from SFTP
Very responsive and communicated the process clearly.
HectorYorktown, VA
Rating: 5.0 out of 5.0 from SFTP
I had a great experience working with Kim cress, she helped my client try the whole process , and was very helpful. I recommend everyone looking for a professional lan officer to work with Kim .
ImadVirginia Beach, VA
Rating: 5.0 out of 5.0 from SFTP
For the past year, my wife and I have dreamed of owning a house and calling it “Home”. Of course, we decided to hold off a bit due to the current state of the economy. Just a few months ago, we finally decided now was the time to buy. We were referred to Kim Cress by a close friend of ours and I must say, this process was extremely effortless, ...
ScanarelleNewport News, VA
Rating: 5.0 out of 5.0 from SFTP
The professionalism and dedication of Kim. She was very helpful and I’m very appreciative to have had her help with this journey.
MauricePortsmouth, VA
Rating: 5.0 out of 5.0 from SFTP
Jeremy couldn’t have done a better job during this home buying process for my family and I. Answered every question we had no matter the time of day. Broke down every option for us to make sure it was financially the best decision . I would absolutely recommend him to anyone looking to start the home buying process as he made its as stress free a...
NicholasHampton, VA
Rating: 5.0 out of 5.0 from SFTP
Jeremy was friendly and helpful at all times!
JenniferWilliamsburg, VA
Rating: 5.0 out of 5.0 from SFTP
Jeremy was instantly approachable. Very friendly and attentive, and he responded immediately to our many emails.
TimWilliamsburg, VA
Rating: 5.0 out of 5.0 from SFTP
Really glad to have jeremy on our team he got us the the best deal possible. Would highly recommend him.
IsaacPortsmouth, VA
Rating: 5.0 out of 5.0 from SFTP
Jeremy was very knowledgeable and upfront about everything. When certain challenges were presented he knew exactly how to pivot and keep everything on track for closing day. I have already recommended him to multiple people.
TylerYorktown, VA
Rating: 5.0 out of 5.0 from SFTP
Great communication!
BrittanyWilliamsburg, VA
Rating: 5.0 out of 5.0 from SFTP
Jeremy and his team were amazing! They worked through multiple issues in order to keep the deal alive which helped my clients to move into their first home. Highly recommend!!
JamesVirginia Beach, VA
Rating: 5.0 out of 5.0 from SFTP
Good communication and responses.
AdamWilliamsburg, VA
Rating: 5.0 out of 5.0 from SFTP
Jeremy was a great agent! He was responsive and always took the time to explain what everything was.
KatherineHampton, VA
Rating: 5.0 out of 5.0 from google
Jeremy did a great job from start to finish! Highly recommend.
Robert Leise
Rating: 5.0 out of 5.0 from google
One of the best in the business! He takes care of your people with kindness, drive, and ensures they get the best deal possible.
Leighton Stone
Rating: 5.0 out of 5.0 from google
Jeremy has been an exceptional loan officer to work with. He is prompt, courteous, and easily accessible. My clients have enjoyed how he makes the loan process less stressful. Looking forward to many more deals with Jeremy. He makes me look good.
Eddie Herb
Rating: 4.9 out of 5.0 from SFTP
Knowledgeable and responsive.
BrendanNewport News, VA
Rating: 4.6 out of 5.0 from SFTP
We don’t like the unsolicited home insurance from movement. It made things confusing because it made it seem like we needed to use movements insurance. Plus it was wildly overpriced. Seems like there is a conflict of interest. I would also like a comparison of interest rates. You can’t do that with movement.
ThomasHampton, VA
Rating: 5.0 out of 5.0 from Encompass
Mike Hartnett and the team were able to guide us through a difficult situation. We were up against deadlines from our previous home buying experience which fell through no fault that we werte aware of. We brought an additional home to this team and they were able to get us to closing in a timely manner.
Veronica AnnGLOUCESTER, VA
Rating: 5.0 out of 5.0 from Encompass
Always timely communication on how the loan process is proceeding; I never hesitate to refer my clients to Michael because I know they will be in great hands. He has a wonderful rapport with his clients that puts them at ease during what can sometimes a stressful process.
AndreaNEWPORT NEWS, VA
Rating: 5.0 out of 5.0 from Encompass
Bryan and the team were great to work with. They made everything very easy and seamless. I've already referred someone over as well.
Rashod LamontSuffolk, VA
Rating: 5.0 out of 5.0 from Encompass
Great guy , made everything easy to understand
DamienHAMPTON, VA
Rating: 5.0 out of 5.0 from Encompass
I've always been very pleased with the level of service, commitment, and solutions Mike has brought to the table in order to best support my clients.
AlixYORKTOWN, VA
Rating: 5.0 out of 5.0 from Encompass
Prompt communication. Willingness and patience to explain details.
Noel MarioYORKTOWN, VA
Rating: 4.7 out of 5.0 from Encompass
It was my first experience
Ishak ICHESAPEAKE, VA
Rating: 5.0 out of 5.0 from Encompass
They were always there to help with any issues and communication was great if they would return emails and phone calls urgently.
Cory MontrialSuffolk, VA
Rating: 4.5 out of 5.0 from Encompass
As a first time home buyer I had a lot of questions and needed clarification on certain parts along the way. Bryan answered every question without hesitation and was very knowledgeable.
StephanyCHESAPEAKE, VA
Rating: 5.0 out of 5.0 from Encompass
Bryan was patient and there every step of the way ready to give me a lesson or explnation so there was never any surprises. I felt taken care of during a typically stressful process making it a smooth transition and a extremely postive experience.
ShavonnaSuffolk, VA
Rating: 5.0 out of 5.0 from Encompass
Prompt and thorough communication, very professional and trustworthy demeanor. Mike made our experience simple and smooth throughout this very complex process.
Laura LNewport News, VA
Rating: 5.0 out of 5.0 from Encompass
5 stars across the board!
COURTNEYSuffolk, VA
Rating: 5.0 out of 5.0 from Encompass
The communication
Pedro AWEST POINT, VA
Rating: 5.0 out of 5.0 from google
He is prompt to respond to inquiries, accommodating, knows loans well, patient to educate, and has solid options for buyers I work with. I refer him to buyers regularly.
Adam Garrett – Garrett Realty Partners
Rating: 4.7 out of 5.0 from Encompass
Informative, answered any questions I had, walked me through the process step by step
TeyonnaCHESAPEAKE, VA
Rating: 5.0 out of 5.0 from google
Mike work our recent home purchase and did phenomenal work. He was always available to answer questions, and his explanation of issues was thorough and easy to understand.
David Cvitanovich
Rating: 5.0 out of 5.0 from Encompass
Always available to answer questions. Explanations were thorough and easy to understand.
David ANewport News, VA
Rating: 5.0 out of 5.0 from Encompass
Bryan made the process quick, smooth, and easy!!!
Shelley LVirginia Beach, VA
Rating: 5.0 out of 5.0 from Encompass
my husband and I recently bought our first house and Bryan helped make that experience very pleasant. Bryan was very kind and made sure he answered all of my questions and reassure me along the way that I was In good hands which I was. Great company over all.
ShatasiaCHESAPEAKE, VA
Rating: 5.0 out of 5.0 from Encompass
Michael helped us out straight from the start. He made sure he went out of his way to get us our first home. he updated us throughout the process. highly recommend for Va home loans!
JoshuaURBANNA, VA
Rating: 5.0 out of 5.0 from Encompass
Execution to the deadline and communication elite even with unexpected changes!
WilliamCHESAPEAKE, VA
Rating: 5.0 out of 5.0 from google
My husband and I are thankful to Mike Harnett and his staff for helping us refinance our home. Their support and commitment are truly appreciated.
Leonila Perry
Rating: 5.0 out of 5.0 from Encompass
Bryan and his team were very knowledgeable and accommodating in assisting me with all that was needed to be a first-time home buyer. The process is very strenuous, and they made it a little easier to navigate. The Virginia Housing Home Buyer Education Course was excellent, and I have shared the information with other home-buyers. From mortgage to ...
Sharon KNEWPORT NEWS, VA
Rating: 5.0 out of 5.0 from Zillow
Bryan was the best and I wouldn't have wanted to work with anyone else. Thank you for VERY professional and understanding experience. I can easily recommend him to anyone buying a house.
ShaliPortsmouth, VA
Rating: 5.0 out of 5.0 from Zillow
I had a wonderful experience working with Bryan Royster and Atlantic Bay Mortgage Group with my home mortgage. From beginning to end, the team was informative, extremely thorough and attentive to our financial needs, thus making sure that we were getting the best deal possible. I would highly recommend Bryan and his company to anyone.
ChristinCoral Hills, MD
Rating: 5.0 out of 5.0 from Zillow
Bryan Royster did a tremendous job guiding me through the process. This was my first home and Bryan worked overtime to assist me every step of the way. Bryan's knowledge is exceptional and he does a great job with explaining the process so the customer has understanding. I will be referring my family and colleagues to Bryan. Thank you for a great b...
RcartwrightPortsmouth, VA
Rating: 5.0 out of 5.0 from google
Mike and his team provided excellent advice and support like always.
Rating: 5.0 out of 5.0 from google
Highly recommend for Va home loans. He helped us out and went above and beyond for our first home. He updated us and guided us throughout the whole process.
Joshua Colonna
Rating: 5.0 out of 5.0 from Encompass
Mike and his team provided excellent advice and support like always.
MichaelVIRGINIA BEACH, VA
Rating: 5.0 out of 5.0 from google
Mike always answers his phone with a smile. He makes himself available and made me feel like I mattered!!! Not only was Mike there at all hours to answer questions but he was very communicative about the process! Dont go with anyone but Mike. Shoot, I’d go as far as saying….Mike for President!!!!
Meredith Wiebel PsyD
Rating: 5.0 out of 5.0 from Encompass
Mike Harnett and the staff are very professional and always willing to help us.
Leonila CNEWPORT NEWS, VA
Rating: 5.0 out of 5.0 from Encompass
The team in itself. They all worked together and acheived the mission.
Michael CNEWPORT NEWS, VA
Rating: 5.0 out of 5.0 from Encompass
The level of service matches my level of service and he's a valuable, creative, solution driven, and always easy to reach! His service, knowledge, and resources are top-tier. Look no further! Highly valued partner in providing top level service to my clients. Thank you, Mike!
AlixURBANNA, VA
Rating: 5.0 out of 5.0 from Encompass
Bryan was nothing short of exceptional this entire process was excellent. He is hands on communication was a 10 out of 10 he knowledgeable flexible and considerate of time. He made this entire experience of purchasing a home great!!!! Thank you again Bryan you are Top tier my brother and I truly appreciate all your dedication and help with this pro...
RonnieSUFFOLK, VA
Rating: 5.0 out of 5.0 from Encompass
I was nervous being a first time buyer. Mr. Bryan Royster and his team went above and beyond to make sure everything went smooth and eased my anxiety. I am blessed to have had Bryan Royster and his team while purchasing my first home. I plan on working with them in the future and recommending all family and friends who wants to purchase a home.
NatashaPORTSMOUTH, VA
Rating: 5.0 out of 5.0 from Encompass
Bryan and his team made the refinance process/transaction very easy, near seamless. Communication throughout the entire process was exceptional, keeping my wife and I informed throughout the different phases.
OmarSUFFOLK, VA
Rating: 5.0 out of 5.0 from Encompass
The communication and ease of the transaction
DominiqueSUFFOLK, VA
Rating: 5.0 out of 5.0 from Encompass
Bryan was extremely helpful and proactive with assisting the refinance process. Including navigating my work schedule to make this process as smooth as possible.
KristyNORFOLK, VA
Rating: 5.0 out of 5.0 from Encompass
The attention and expertise of the team was outstanding. Made my home buying experience a great succes .
DarvisNEWPORT NEWS, VA
Rating: 4.3 out of 5.0 from Encompass
I had a good experience
Martika TiambeSUFFOLK, VA