Ready to buy your dream home? Start your purchase journey today with competitive rates and expert guidance.
Lower your monthly payments or access your home equity with our refinancing options.
Access calculators, guides, and tools to help you make informed mortgage decisions.
Learn more about our company, explore career opportunities, and discover our impact on the mortgage industry.
Our Team
Our team of licensed mortgage professionals are always eager to help you achieve your dream.
Rating: 5.0 out of 5.0 from Encompass My awesome Mortgager Michael always ready to PrincessCHESAPEAKE, VA Michael Hartnett
My awesome Mortgager Michael always ready to
Rating: 5.0 out of 5.0 from Encompass The communication was fantastic. Fully explained every step of the way and any questions i had pop up. Jeremy and Macy were a couple of very pleasant people I had the pleasure to work with. AdamSUFFOLK, VA Jeremy Malmgren
The communication was fantastic. Fully explained every step of the way and any questions i had pop up. Jeremy and Macy were a couple of very pleasant people I had the pleasure to work with.
Rating: 5.0 out of 5.0 from Encompass I am impressed with Annie Mac and Kim Cress for finding a reasonable mortgage for me. They are diligent and patient in the work they do. Harold HunterGLOUCESTER, VA Kim Cress
I am impressed with Annie Mac and Kim Cress for finding a reasonable mortgage for me. They are diligent and patient in the work they do.
Rating: 5.0 out of 5.0 from Encompass Bryan was great to work with! He communicated well, helped me understand the process, and answered all questions. We will absolutely be going to him again for future needs! Kerri LynnLANSDOWNE, PA Bryan Royster
Bryan was great to work with! He communicated well, helped me understand the process, and answered all questions. We will absolutely be going to him again for future needs!
Rating: 5.0 out of 5.0 from Encompass Kim Cress was amazing throughout the whole process—very professional, helpful, and always available when we had questions. She made everything easy and stress-free. Highly recommend Kim! MohamedWILLIAMSBURG, VA Kim Cress
Kim Cress was amazing throughout the whole process—very professional, helpful, and always available when we had questions. She made everything easy and stress-free. Highly recommend Kim!
Rating: 5.0 out of 5.0 from Encompass My mortgage loan originator, Kim Cress, was very good. She was helpful, responsive, and made the home loan process smooth and easy to understand. I appreciated her support throughout the entire process. HajarWILLIAMSBURG, VA Kim Cress
My mortgage loan originator, Kim Cress, was very good. She was helpful, responsive, and made the home loan process smooth and easy to understand. I appreciated her support throughout the entire process.
Rating: 5.0 out of 5.0 from Encompass Great communication and always a quick response to questions. A pleasure working with you! Russell SCHESAPEAKE, VA Bryan Royster
Great communication and always a quick response to questions. A pleasure working with you!
Rating: 5.0 out of 5.0 from Encompass Communication was excellent and every question answered quickly. So appreciate your patience with us and holding our hand throughout the process DianeCHESAPEAKE, VA Bryan Royster
Communication was excellent and every question answered quickly. So appreciate your patience with us and holding our hand throughout the process
Rating: 5.0 out of 5.0 from Encompass Team worked long hours to make this happen!!! Amazing support Colin DuncanYORKTOWN, VA Jeremy Malmgren
Team worked long hours to make this happen!!! Amazing support
Rating: 5.0 out of 5.0 from Encompass Him and his team went to great lengths to help us get our forever home. We appreciate him and his team's hard work and dedication. Desiree Aragon EllenYORKTOWN, VA Jeremy Malmgren
Him and his team went to great lengths to help us get our forever home. We appreciate him and his team's hard work and dedication.
Rating: 5.0 out of 5.0 from Encompass Our overall experience was very great! Michael made sure he stayed on top of his work during our process. He was very informative and also straight to the point on what was needed and expected for this process to be a success. Michael never hesitated with communicating with us during our time working with him. He ma... AaliyahNEWPORT NEWS, VA Michael Hartnett
Our overall experience was very great! Michael made sure he stayed on top of his work during our process. He was very informative and also straight to the point on what was needed and expected for this process to be a success. Michael never hesitated with communicating with us during our time working with him. He ma...
Rating: 5.0 out of 5.0 from Encompass Mike Hartnett and the team were able to guide us through a difficult situation. We were up against deadlines from our previous home buying experience which fell through no fault that we werte aware of. We brought an additional home to this team and they were able to get us to closing in a timely manner. Veronica AnnGLOUCESTER, VA Michael Hartnett
Mike Hartnett and the team were able to guide us through a difficult situation. We were up against deadlines from our previous home buying experience which fell through no fault that we werte aware of. We brought an additional home to this team and they were able to get us to closing in a timely manner.